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VAMAGRO

Active
Private limited companyfounded 20251 yr activeMeirhoekstraat 3, 9270 Laarne, BelgiumKBO/BCE: BE 1020.272.031

VAMAGRO has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €21k. Its solvency ranks better than 85% of 967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
93 / 100
Excellent
The score combines four axes. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.06), and 23.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
76.5%
Return on assets
70.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€22k
Total assets
€29k
Net result
€21k
Working capital
€21k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €29k
Fixed assets €1k
Current assets €28k
Equity and liabilities €29k
Equity €22k
Debt €7k
Debt finances 23.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€27k
Cash flow
€21k
Solvency
76.5%
Current ratio
4.06
Quick ratio
4.06
Debt / equity
0.31
ROE
92.5%
ROA
70.8%
Interest coverage
2676948.00
Debt
€7k
Debt ≤ 1 year
€7k
Income taxes
€6k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€29k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Plant, machinery and equipment23€1k
Current assets29/58€28k
Amounts receivable within one year40/41€10k
Trade receivables40€4k
Other amounts receivable41€6k
Cash at bank and in hand54/58€18k
Equity and liabilities
Total equity and liabilities10/49€29k
Equity10/15€22k
Contributions10/11€3k
Reserves13€20k
Distributable reserves133€20k
Amounts payable17/49€7k
Amounts payable within one year42/48€7k
Trade debts44€85
Suppliers440/4€85
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Other amounts payable47/48€833
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€333
Gross operating margin9900€27k
Operating profit (loss)9901€26k
Financial charges65/66B€0
Recurring financial charges65€0
Profit (loss) for the period before taxes9903€26k
Income taxes67/77€6k
Profit (loss) for the period9904€21k
Profit (loss) for the period to be appropriated9905€21k
Appropriation of the result
Profit (loss) to be appropriated9906€21k
Transfer to equity691/2€20k
To other reserves6921€20k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Meirhoekstraat 39270 Laarne
Ground area
642 m²
Building footprint
163 m²
Volume, LiDAR
655 m³
Parcel 42010B1191/00E000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VAMAGRO
Meirhoekstraat 3, 9270 LaarneConstruction of roads and motorways
since 20252.370.361.779
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42010B1191/00E000 Flanders 641 m² 1 · 163 m² 6.0 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,316 companies in sector 42110 we hold annual accounts for 1,088. 535 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-02-2025
Fiscal year end31-12
Activities, NACEBEL
42110Construction of roads and motorways
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.