VAMACO
ActiveVAMACO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €3k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 32% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-3
Solvency56▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.5 in 2024; short-term debt: 65% and cash: 13.3% of total assets), but 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.4%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
4 d late
2024
28 d early
2023
92 d late
2022
31 d late
2021
52 d late
2020
30 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▲ 4.3%
2024 · €64k
2018: €29k
2019: €50k
2020: €50k
2021: €53k
2022: €61k
2023: €59k
2024: €64k
2018 → 2025
Total assets
€213k▲ 0.9%
2024 · €212k
2018: €53k
2019: €102k
2020: €140k
2021: €191k
2022: €218k
2023: €198k
2024: €212k
2018 → 2025
Net result
€3k▼ 48.5%
2024 · €5k
2018: €4k
2019: €22k
2020: €5
2021: €3k
2022: €8k
2023: €-2k
2024: €5k
2018 → 2025
Working capital
€75k▲ 5.3%
2024 · €71k
2018: €27k
2019: €49k
2020: €50k
2021: €56k
2022: €65k
2023: €64k
2024: €71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€61k▲ 14.5%€59k▼ 3.9%€64k▲ 9.1%€67k▲ 4.3%
Operating result€6k-€10k▲ 82.0%€-3k€6k€20k▲ 226%
Net result€3k-€8k▲ 144%€-2k€5k€3k▼ 48.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 226% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €213k
Equity
€67k▲ 4.3%
Debt
€146k▼ 0.6%
The debt ratio falls from 69.7% to 68.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
31.4%▲
2024 · 30.3%
Current ratio
1.54▲
2024 · 1.50
Quick ratio
1.54▲
2024 · 1.50
Debt / equity
2.19▼
2024 · 2.30
ROE
4.1%▼
2024 · 8.3%
ROA
1.3%▼
2024 · 2.5%
Debt
€146k▼
2024 · €147k
Debt ≤ 1 year
€139k▼
2024 · €141k
Income taxes
€1k▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€212k€213k▲
Current assets29/58€212k€213k▲
Amounts receivable after more than one year29€191k€185k▼
Other amounts receivable291€191k€185k▼
Amounts receivable within one year40/41€12k€292▼
Trade receivables40€12k€0▼
Other amounts receivable41€0€292▲
Cash at bank and in hand54/58€370€28k▲
Deferred charges and accrued income490/1€8k€0▼
Equity and liabilities
Total equity and liabilities10/49€212k€213k▲
Equity10/15€64k€67k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€56k€59k▲
Amounts payable17/49€147k€146k▼
Amounts payable within one year42/48€141k€139k▼
Trade debts44€2k€217▼
Suppliers440/4€2k€217▼
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Other amounts payable47/48€136k€138k▲
Accrued charges and deferred income492/3€7k€8k▲
Income statement
Code20242025
Gross operating margin9900€6k€20k▲
Operating profit (loss)9901€6k€20k▲
Financial income75/76B€2k€0▼
Recurring financial income75€2k€0▼
Financial charges65/66B€1k€16k▲
Recurring financial charges65€1k€16k▲
Profit (loss) for the period before taxes9903€6k€4k▼
Income taxes67/77€1k€1k▼
Profit (loss) for the period9904€5k€3k▼
Profit (loss) for the period to be appropriated9905€5k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€59k▲
Profit (loss) brought forward from the previous period14P€51k€56k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-12
Financial
Weakest financial yearnet €-2k ▼131%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 52 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €22k ▲428%
Operating result €27k, net result €22k, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gustave Van de Woestijnelaan 99830 Sint-Martens-LatemGround area
1.8 ha
Building footprint
599 m²
Volume, LiDAR
5,255 m³
2 parcels, Flanders · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
VAMACO
since 20172.264.876.754
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0278/00D000 | Flanders | 1.7 ha | 1 · 459 m² | 12.4 m · 4 fl. |
| 44064B0860/00F000 | Flanders | 296 m² | 1 · 140 m² | 4.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,589 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2017
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.