The computed 12-month bankruptcy probability of VALY INSTAL is 6.1% (elevated). For VALY INSTAL, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €16,262 and a net result of €1,090. Equity is growing by about 9.8% per year across the filed financial years. Its solvency ranks better than 21% of 35,976 sector peers (NACE 43, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
2025 accounts not filed, 359 days past the deadline1 of 3 deeds summarised
Signalsraises riskFigures for financial year 2024 (filed 25-11-2024)1 financial year not filed after the legal deadline; last filed accounts filed 20 days lateSize: total assets €85,435Founded in 2020Annual accounts not filed2024 accounts filed 20 days lateShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: One filing cycle is missing
Financial strength, FY 2024 · tick = 2023
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency44+7
equity 19.0% of total assets
Liquidity19+14
short-term debt 81.0% · cash 10.8%
Profitability41-30
return on assets 1.3%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
6.1%Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months11-2024: 3.1%12-2024: 1.9%▼ -1.2 percentage points vs 11-202401-2025: 1.9%● unchanged vs 12-202402-2025: 1.9%● unchanged vs 01-202503-2025: 1.9%● unchanged vs 02-202504-2025: 1.9%● unchanged vs 03-2025lowest value05-2025: 1.9%● unchanged vs 04-2025lowest value06-2025: 1.9%● unchanged vs 05-2025lowest value07-2025: 1.9%● unchanged vs 06-202508-2025: 2.1%▲ +0.2 percentage points vs 07-202509-2025: 2.1%● unchanged vs 08-202510-2025: 2.1%● unchanged vs 09-202511-2025: 2.7%▲ +0.6 percentage points vs 10-202512-2025: 2.8%▲ +0.1 percentage points vs 11-202501-2026: 4.1%▲ +1.3 percentage points vs 12-202502-2026: 4.2%▲ +0.1 percentage points vs 01-202603-2026: 5.0%▲ +0.8 percentage points vs 02-202604-2026: 6.5%▲ +1.5 percentage points vs 03-202605-2026: 6.4%▼ -0.1 percentage points vs 04-202606-2026: 6.8%▲ +0.4 percentage points vs 05-2026highest value07-2026: 6.2%▼ -0.6 percentage points vs 06-202608-2026: 6.2%● unchanged vs 07-202609-2026: 6.1%▼ -0.1 percentage points vs 08-202610-2026: 6.1%● unchanged vs 09-2026
31-03-2025 year end31-10-2025 deadline25-10-2026 today
raises risk · 2024 accounts filed 20 days late
The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 20-11-2024, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 7 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Appointment: Rusu Petronela Nicoleta (director)Resignation: RUSU MARIAN (director)
Annual accounts filedfinancial year 2024 · micro…
Weakest financial yearnet €1,090 ▼42%
Key points
Risk: 2025 accounts not fileddeadline was 31-10-2025359 days past the deadlineView