VALUR

Active

Private limited companyfounded 2018active for 8 yearsHellichtstraat 46, 3110 Rotselaar, BelgiumKBO/BCE: BE 0688.582.610

Summary

VALUR has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,206 and a net result of -€21,792. Equity is shrinking by about 9.3% per year across the filed financial years. Its solvency ranks better than 18% of 9,643 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

VALURActiveChecked score 81/100

Risk analysis Report Compare

Activity

Other business support services

NACE 82990

1 site

Size

≈ €220,000turnover 2025, estimated

Staff: 2.9 FTE
Equity: €6,206
Loss: -€21,792

Turnover estimated from the gross margin

Financial health

81 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

2025 accounts 38 days early1 of 4 deeds summarised

Why 81raises riskLoss of €21,792 (financial year 2025)lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Size: total assets €80,743Liquidity: current ratio 1.00, cash €26,241, halvedShow the evidence

Checked score

Score 2025

81 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 14% of its sector peers (NACE 82, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 33-58

equity 7.7% of total assets

Liquidity 41-44

short-term debt 91.8% · cash 32.5%

Profitability 0-100

return on assets -27.0%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,665 companies, NACE 82, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.2 percentage points vs 09-2026highest value

Credit of up to €500 on 30-day terms is acceptable

Liquidity tight (current ratio 1.0, compared with 2.64 in 2024, below the usual 1.5; short-term debt: 91.8% and cash: 32.5% of total assets), and 92.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 19% on solvency, 25% on liquidity, 5% on profitability and 6% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Sector: Office administrative, office support and other business support activities (NACE 82)

KBO

Size: total assets €80,743

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 1.00, cash €26,241, halved

NBB · annual accounts

Loss of €21,792 (financial year 2025)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9643 sector peers (2025).

NBB · sector comparison

Position among 9643 sector peers

Solvency

better than 18%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

38 days early

2024

30 days early

2023

44 days early

2022

132 days early

2021

48 days early

2020

40 days early

2019

39 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 53 days before the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 June (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

23-06-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€21,792
01-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Equity fell in 2025from €67,998 to €6,206 ▼ 90.9% View
Caution: Among the weakest 8% on net resultsector median €16,314 · 9,639 companies -€21,792 View
Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Financial year: 2025
Total assets: €80,743
Loss: -€21,792
Solvency: 7.7%

Total assets▼ 21.7%

Net result

20182025

Go to Financials

Timeline

Events: 12
Since: 2019
Next accounts: by 31-07-2027

17-06-2024Annual accounts filed
21-03-2023Annual accounts filed
13-06-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other business support servicesNACE 82990
Founded: 17-01-2018
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about VALUR

What is the company number of VALUR?: 0688.582.610. In Belgium the VAT number is the company number with BE in front: BE 0688.582.610.
Where is VALUR based?: The registered office is at Hellichtstraat 46, 3110 Rotselaar.Company details
What does VALUR do?: According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of VALUR?: Private limited company (BV).
When was VALUR founded?: On 17-01-2018.
Is VALUR still active?: Yes, VALUR is an active enterprise in the KBO register.
How many employees does VALUR have?: On average 2.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VALUR?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is VALUR profitable?: In financial year 2025, VALUR made a loss of €21,792.
Where can I find the annual accounts of VALUR?: VALUR filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VALUR due?: By 31-07-2027, for financial year 2026.Timeline