ValueTree
ActiveValueTree has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €29k. Equity is growing by ~33.1% per year across the filed fiscal years. Its solvency ranks better than 37% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+24
Solvency40▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.3 against 5.79 in 2024; short-term debt: 29.1% and cash: 0% of total assets), and 84.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.1%
Return on assets
6.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
30 d early
2022
28 d early
2021
30 d early
2020
9 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▼ 3.2%
2024 · €71k
2018: €949
2019: €36
2020: €-8k
2021: €29k
2022: €50k
2023: €76k
2024: €71k
2018 → 2025
Total assets
€455k▲ 10.7%
2024 · €411k
2018: €2k
2019: €292
2020: €259
2021: €59k
2022: €533k
2023: €562k
2024: €411k
2018 → 2025
Net result
€29k▲ 111%
2024 · €14k
2018: €-18k
2019: €-913
2020: €-8k
2021: €37k
2022: €21k
2023: €26k
2024: €14k
2018 → 2025
Working capital
€-92k
2024 · €335k
2018: €949
2019: €36
2020: €-8k
2021: €26k
2022: €328k
2023: €269k
2024: €335k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€50k▲ 73.0%€76k▲ 50.6%€71k▼ 6.4%€69k▼ 3.2%
Operating result€43k-€33k▼ 23.9%€43k▲ 32.7%€48k▲ 11.0%€58k▲ 19.7%
Net result€37k-€21k▼ 42.9%€26k▲ 20.0%€14k▼ 45.2%€29k▲ 111%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €455k
Fixed assets
€415k▲ 6,449%
Current assets
€40k▼ 90.2%
Equity and liabilities €455k
Equity
€69k▼ 3.2%
Debt
€386k▲ 13.6%
The debt ratio rises from 82.7% to 84.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€62k▲
2024 · €50k
Cash flow
€34k▲
2024 · €15k
Solvency
15.1%▼
2024 · 17.3%
Current ratio
0.30▼
2024 · 5.79
Quick ratio
0.30▼
2024 · 1.49
Debt / equity
5.61▲
2024 · 4.78
ROE
42.8%▲
2024 · 19.7%
ROA
6.5%▲
2024 · 3.4%
Interest coverage
4.27▲
2024 · 1.86
Debt
€386k▲
2024 · €340k
Debt ≤ 1 year
€132k▲
2024 · €70k
Debt > 1 year
€254k▼
2024 · €270k
Income taxes
€14k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€411k€455k▲
Fixed assets21/28€6k€415k▲
Tangible fixed assets22/27€4k€413k▲
Land and buildings22-€403k
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€2k€7k▲
Financial fixed assets28€3k€3k=
Current assets29/58€405k€40k▼
Stocks and contracts in progress3€301k-
Stocks30/36€301k-
Amounts receivable within one year40/41€61k€35k▼
Trade receivables40€4k€5k▲
Other amounts receivable41€57k€30k▼
Cash at bank and in hand54/58€37k€20▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€411k€455k▲
Equity10/15€71k€69k▼
Reserves13€71k€69k▼
Distributable reserves133€71k€69k▼
Profit (loss) carried forward14-€58
Amounts payable17/49€340k€386k▲
Amounts payable after more than one year17€270k€254k▼
Financial debts170/4€270k€254k▼
Amounts payable within one year42/48€70k€132k▲
Current portion of amounts payable after more than one year42-€15k
Financial debts43€5k€6k▲
Credit institutions430/8€5k€6k▲
Trade debts44€10k€2k▼
Suppliers440/4€10k€2k▼
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€18k€13k▼
Taxes450/3€18k€13k▼
Other amounts payable47/48€34k€97k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€5k▲
Other operating charges640/8€3k€514▼
Gross operating margin9900€53k€63k▲
Operating profit (loss)9901€48k€58k▲
Financial income75/76B€0€789▲
Recurring financial income75€0€789▲
Financial charges65/66B€27k€15k▼
Recurring financial charges65€27k€15k▼
Profit (loss) for the period before taxes9903€21k€44k▲
Income taxes67/77€7k€14k▲
Profit (loss) for the period9904€14k€29k▲
Profit (loss) for the period to be appropriated9905€14k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€29k▲
Profit (loss) brought forward from the previous period14P€157-
Transfer from equity791/2-€32k
Transfer to equity691/2€14k€29k▲
To other reserves6921€14k€29k▲
Profit to be distributed694/7€250€32k▲
Return on contributions (dividend)694€250€32k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 5.79
Current ratio from 1.94 to 5.79; short-term debt falls from €286k to €70k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €37k
Net result €37k after 3 loss-making years.
31-12
Financial
Liquidity times 60current ratio 1.87
Current ratio from 0.03 to 1.87.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
18-02-2021
Resigned as Manager
Location & real-estate footprint
Registered office, Tielt-Winge · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuvelstraat 173390 Tielt-WingeGround area
1,934 m²
Building footprint
239 m²
Volume, LiDAR
1,400 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ValueTree
since 20172.268.512.868
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24106F0560/00L002 | Flanders | 1,492 m² | 1 · 102 m² | 8.8 m · 2 fl. |
| 24106B0380/00C002 | Flanders | 442 m² | 1 · 138 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BELLA VITA
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Novastone
BE 1018.498.614
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ESTATE INVEST
BE 0761.795.834
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YGS-Construct
BE 0670.693.434
Boortmeerbeek · Eq €69k
De Molens
BE 0746.817.054
Gent · Eq €69k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 5,192 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2017
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.