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VALUBO

Active
Public limited companyfounded 1995active for 30 yearsBoterbekeweg 13, 8200 Brugge, BelgiumKBO/BCE: BE 0456.597.014
Summary

The computed 12-month bankruptcy probability of VALUBO is 2.7% (moderate). The 2025 annual accounts show equity of €667,158 and a net result of -€57,805. Equity remains stable across the filed financial years (±2.3% per year). The company has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
De aankoop,verkoop,ruiling,bouw,afbraak,verbouwing,verhuring,onderverhuring,onderneming,het onderhoud en het beheer van woonhuizen,appartementen,burelen,industriële gebouwen,gronden,land en domeinen,en in het algemeen…
From the articles, 5 activitiesNo NACE code in the KBO yet
Size
€1.1mtotal assets 2025
Equity
€667,158
Loss
-€57,805
Turnover not published (abbreviated or micro format)
Financial health
51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Structure
Accounts filed 21 days late2 of 7 deeds read
Why 51raises risk2 changes of registered office in 24 monthsLoss of €57,805 (financial year 2025)No establishment unit in the KBOlowers riskSize: total assets €1.1mShow the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 42% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Average
Solvency 87-1
equity 62.5% of total assets
Liquidity 85+1
short-term debt 34.5% · cash 52.6%
Profitability 13-47
return on assets -5.4%
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: 0.2%▲ +0.2 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.1 percentage points vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 3.2%▲ +2.9 percentage points vs 07-2026highest value 09-2026: 2.7%▼ -0.5 percentage points vs 08-2026 10-2026: 2.7%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.6, compared with 1.55 in 2024; short-term debt: 34.5% and cash: 52.6% of total assets), and 37.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 52% on solvency, 76% on liquidity, 13% on profitability and 27% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €1.1m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €57,805 (financial year 2025)
NBB · annual accounts
raises risk · No establishment unit in the KBO
KBO · seat and establishments
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
57 days early
2023
on the day
2022
28 days late
2021
30 days early
2020
12 days early
2019
80 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 4 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Registered officeRegistered-office move · Power of…
  3. Weakest financial yearnet -€57,805

Key points

  • Caution: From profit to loss in 2025after €11,396 in 2024 -€57,805 View
  • Board2 directors in office 2 View
  • Active since 1995founded 28-11-1995 30 years View

By topic

Financials

Financial year
2025
Total assets
€1.1m
Loss
-€57,805
Solvency
62.5%
Total assets▼ 7.4%
Net result
20182025
Go to Financials

Timeline

Events
35
Since
1997
Next accounts
by 31-07-2027
  1. 16-12-2025Resignations: VANDENBOSCH Anne-Sophie (director) and LUYPAERT Gerda…
  2. 04-06-2025Annual accounts filed
  3. 31-07-2024Annual accounts filed
Go to Timeline

Company details

Legal form
Public limited company
Founded
28-11-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
15
Purpose
De aankoop,verkoop,ruiling,bouw,afbraak,verbouwing,verhuring,onderverhuring,onderneming,he…
Go to Articles of association

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