VALORIMAT ENVIRONNEMENT
ActiveVALORIMAT ENVIRONNEMENT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €315k and a net result of €19k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 174 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+32
Solvency71▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.15 in 2024; short-term debt: 54% and cash: 16.8% of total assets), and 54.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.9%
Return on assets
2.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 38
Relative position
BE, all sectors
reference
Sector 38
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
22 d late
2023
24 d late
2022
12 d early
2021
30 d late
2020
152 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€19k
2024 · €-9k
2018: €2k
2019: €31k
2020: €16k
2021: €172
2022: €74k
2023: €78k
2024: €-9k
2018 → 2025
Working capital
€93k▲ 29.5%
2024 · €72k
2018: €1k
2019: €-13k
2020: €16k
2021: €64k
2022: €46k
2023: €85k
2024: €72k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€223k-€247k▲ 10.9%€305k▲ 23.6%€296k▼ 3.0%€315k▲ 6.4%
Operating result€12k-€122k▲ 937%€115k▼ 5.6%€2k▼ 98.2%€32k▲ 1,441%
Net result€172-€74k▲ 43,072%€78k▲ 5.6%€-9k€19k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,441% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €686k
Fixed assets
€223k▼ 0.7%
Current assets
€464k▼ 13.8%
Equity and liabilities €686k
Equity
€315k▲ 6.4%
Debt
€371k▼ 20.4%
The debt ratio falls from 61.1% to 54.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▲
2024 · €3k
Cash flow
€20k▲
2024 · €-9k
Solvency
45.9%▲
2024 · 38.9%
Current ratio
1.25▲
2024 · 1.15
Quick ratio
1.22▲
2024 · 1.12
Debt / equity
1.18▼
2024 · 1.57
ROE
6.0%▲
2024 · -3.1%
ROA
2.8%▲
2024 · -1.2%
Interest coverage
3.43▲
2024 · 0.23
Debt
€371k▼
2024 · €466k
Debt ≤ 1 year
€370k▼
2024 · €466k
Income taxes
€4k▲
2024 · €40
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€762k€686k▼
Fixed assets21/28€224k€223k▼
Tangible fixed assets22/27€224k€223k▼
Land and buildings22€220k€220k=
Furniture and vehicles24€4k€3k▼
Current assets29/58€538k€464k▼
Stocks and contracts in progress3€15k€14k▼
Stocks30/36€15k€14k▼
Amounts receivable within one year40/41€437k€298k▼
Trade receivables40€436k€285k▼
Other amounts receivable41€1k€12k▲
Cash at bank and in hand54/58€57k€115k▲
Deferred charges and accrued income490/1€29k€37k▲
Equity and liabilities
Total equity and liabilities10/49€762k€686k▼
Equity10/15€296k€315k▲
Contributions10/11€50k€50k=
Reserves13€5k€5k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Profit (loss) carried forward14€241k€260k▲
Amounts payable17/49€466k€371k▼
Amounts payable within one year42/48€466k€370k▼
Current portion of amounts payable after more than one year42€2k€2k▼
Financial debts43€125k€125k=
Credit institutions430/8€125k€125k=
Trade debts44€253k€144k▼
Suppliers440/4€253k€144k▼
Taxes, remuneration and social security45€16k€29k▲
Taxes450/3€16k€11k▼
Remuneration and social security454/9-€18k
Other amounts payable47/48€70k€70k=
Accrued charges and deferred income492/3-€810
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€484€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-40-
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€9€5▼
Gross operating margin9900€5k€35k▲
Operating profit (loss)9901€2k€32k▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€-9k€23k▲
Income taxes67/77€40€4k▲
Profit (loss) for the period9904€-9k€19k▲
Profit (loss) for the period to be appropriated9905€-9k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€241k€260k▲
Profit (loss) brought forward from the previous period14P€250k€241k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €-9k ▼112%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 24 days late
2023
31-12
Financial
Highest result since 2018net €78k ▲5.6%
Net result €78k, the highest in the series.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 152 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Equity above €200kEq €208k ▲18.3%
2 profitable years in a row build equity to €208k.
10-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 41 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph Stiernon(LEV) 2/17134 Binche1 establishment unit
Valorimat Environnement
since 20132.215.186.426
Similar companies · same sector, comparable size
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DIEGO CONTAINER
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CZAG WORKS
BE 0664.565.311
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NAIT BARKA
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Mechelen · Eq €324k
Of 979 companies in sector 38210 we hold annual accounts for 586. 393 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2012
Fiscal year end31-12
Abbreviation FR
V.E.B.
Activities, NACEBEL
38210Materials recovery from waste
38321Waste collection, recovery and disposal activities
38329Waste collection, recovery and disposal activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filings
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.