VALOMAER
ActiveVALOMAER has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €7k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
98
/ 100
Excellent▲ +28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+78
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.83 against 2.66 in 2024), and 24.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.7%
Return on assets
11.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
25 d early
2024
21 d late
2023
29 d late
2022
30 d late
2021
25 d late
2020
27 d late
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▼ 28.1%
2024 · €64k
2019: €24k
2020: €18k
2021: €30k
2022: €65k
2023: €88k
2024: €64k
2019 → 2025
Total assets
€60k▼ 35.7%
2024 · €94k
2019: €60k
2020: €51k
2021: €67k
2022: €96k
2023: €116k
2024: €94k
2019 → 2025
Net result
€7k
2024 · €-409
2019: €19k
2020: €-6k
2021: €14k
2022: €24k
2023: €27k
2024: €-409
2019 → 2025
Working capital
€28k▼ 25.1%
2024 · €37k
2019: €6k
2020: €2k
2021: €16k
2022: €49k
2023: €72k
2024: €37k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€65k▲ 115%€88k▲ 35.2%€64k▼ 27.4%€46k▼ 28.1%
Operating result€14k-€30k▲ 110%€39k▲ 29.7%€1k▼ 96.8%€10k▲ 700%
Net result€14k-€24k▲ 73.6%€27k▲ 12.0%€-409€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 700% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€23k▼ 33.8%
Current assets
€38k▼ 36.8%
Equity and liabilities €60k
Equity
€46k▼ 28.1%
Debt
€15k▼ 51.5%
The debt ratio falls from 32.2% to 24.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€19k▲
2024 · €10k
Cash flow
€16k▲
2024 · €8k
Solvency
75.7%▲
2024 · 67.8%
Current ratio
3.83▲
2024 · 2.66
Quick ratio
3.24▲
2024 · 2.40
Debt / equity
0.32▼
2024 · 0.48
ROE
15.5%▲
2024 · -0.6%
ROA
11.8%▲
2024 · -0.4%
Interest coverage
29.96▲
2024 · 11.84
Debt
€15k▼
2024 · €30k
Debt ≤ 1 year
€10k▼
2024 · €22k
Debt > 1 year
€4k▼
2024 · €8k
Income taxes
€2k▲
2024 · €868
Staff costs
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€60k▼
Fixed assets21/28€34k€23k▼
Tangible fixed assets22/27€34k€23k▼
Land and buildings22€722€580▼
Plant, machinery and equipment23€13k€8k▼
Furniture and vehicles24€21k€14k▼
Current assets29/58€60k€38k▼
Stocks and contracts in progress3€6k€6k▼
Stocks30/36€6k€6k▼
Amounts receivable within one year40/41-€2k
Other amounts receivable41-€2k
Cash at bank and in hand54/58€54k€30k▼
Equity and liabilities
Total equity and liabilities10/49€94k€60k▼
Equity10/15€64k€46k▼
Contributions10/11€13k€13k=
Reserves13€640€640=
Distributable reserves133€640€640=
Profit (loss) carried forward14€50k€33k▼
Amounts payable17/49€30k€15k▼
Amounts payable after more than one year17€8k€4k▼
Financial debts170/4€8k€4k▼
Amounts payable within one year42/48€22k€10k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€853-
Suppliers440/4€853-
Taxes, remuneration and social security45€3k€459▼
Taxes450/3€3k€459▼
Other amounts payable47/48€14k€5k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€3k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€14k€25k▲
Operating profit (loss)9901€1k€10k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€808€647▼
Recurring financial charges65€808€647▼
Profit (loss) for the period before taxes9903€459€9k▲
Income taxes67/77€868€2k▲
Profit (loss) for the period9904€-409€7k▲
Profit (loss) for the period to be appropriated9905€-409€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€58k▼
Profit (loss) brought forward from the previous period14P€70k€50k▼
Profit to be distributed694/7€19k€25k▲
Return on contributions (dividend)694€19k€25k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2019net €27k ▲12%
Operating result €39k, net result €27k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Liquidity quadruplescurrent ratio 5.31
Current ratio from 1.45 to 5.31; short-term debt falls from €36k to €11k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €-6k ▼132%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terheidelaan 132960 BrechtGround area
2,017 m²
Building footprint
258 m²
Volume, LiDAR
1,141 m³
Parcel 11009M0067/00H009, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Variant Snacks / Captains Cabin
since 20182.283.635.861
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11009M0067/00H009 | Flanders | 2,017 m² | 1 · 258 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrecht2.283.635.861
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LE CONDROZE
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SITAR
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VIDEOKAY BOITSFORT
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Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 4,560 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2018
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47230Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.