Financials
- Fiscal year
- 2025
- Total assets
- €578,373
- Profit
- €23,512
- Solvency
- 14.4%
Total assets▼ 1.0%
Net result
20182025
VALOIR
ActiveSummary
VALOIR has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,440 and a net result of €23,512. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 18% of 9508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€578,373total assets 2025
- Equity
- €83,440
- Profit
- €23,512
Structure
- Holdings
- 2
Accounts 15 d early0 of 4 deeds read
Why 86- 1 change of registered office in 24 months+ Size: total assets €578,373+ Figures for FY 2025 (filed 16-07-2026)+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Better than 40% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
39+4
equity 14.4% of total assets
Liquidity
53+2
short-term debt 7.4% · cash 2.6%
Profitability
41=
return on assets 4.1%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 0.4%
02-2026: 0.4%▲ +3.5% vs 01-2026
03-2026: 0.4%● 0.0% vs 02-2026
04-2026: 0.4%▲ +2.9% vs 03-2026
05-2026: 0.5%▲ +13.3% vs 04-2026
06-2026: 0.5%▲ +0.4% vs 05-2026
07-2026: 0.5%▲ +12.3% vs 06-2026highest value
08-2026: 0.2%▼ -54.5% vs 07-2026lowest value
09-2026: 0.2%● 0.0% vs 08-2026lowest value
10-2026: 0.2%● 0.0% vs 09-2026lowest value
- 1 change of registered office in 24 months raises the probability
- Size: total assets €578,373 lowers the probability for this profile
- Figures for FY 2025 (filed 16-07-2026) lowers the probability
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.47 in 2024; short-term debt: 7.4% and cash: 2.6% of total assets), and 85.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 20%, liquidity 42%, profitability 20%, growth against the median 76%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9508 sector peers (2025).
NBB · sector comparisonPosition among 9508 sector peers
Solvency
better than 18%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €83,440
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
31 d early
2023
34 d early
2022
33 d early
2021
22 d early
2020
35 d early
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Highest result since 2018net €23,512 ▲438%
- Liquidity doublescurrent ratio 1.04
Key points
By topic
Network & group
- Subsidiaries
- 1
- Holdings
- 2
2 holdings
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 31-07-2027
- 16-07-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 31-12-2025Liquidity doubles
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 31-08-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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