Skip to content

Valocon

Active
Private limited companyfounded 2024active for 2 yearsBreeveld 28, 2970 Schilde, BelgiumKBO/BCE: BE 1015.430.048
Summary

Valocon has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €295,746 and a net result of €293,246. Its solvency ranks better than 81% of 39,152 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
≈ €620,000turnover 2025, estimated
Equity
€295,746
Profit
€293,246
Turnover estimated from the gross margin
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 71 days early
Why 98lowers riskLiquidity: current ratio 5.71, cash €347,073Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €295,746 (82.9% of total assets)Size: total assets €356,828Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 87% of its sector peers (NACE 70, micro)
Financial strength
Strong
Solvency 100
equity 82.9% of total assets
Liquidity 96
short-term debt 17.1% · cash 97.3%
Profitability 100
return on assets 82.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,471 companies, NACE 70, micro)
Last 24 months 11-2025: 0.4% 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026highest value 05-2026: 0.4%● unchanged vs 04-2026highest value 06-2026: < 0.1%▼ -0.4 percentage points vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €25,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 5.71, above the usual 1.5; short-term debt: 17.1% and cash: 97.3% of total assets), and 17.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 90% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 5.71, cash €347,073
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €295,746 (82.9% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €356,828
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
71 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: VAN LOOVEREN Anita Jozef…

Financials · financial year 2025, micro format

Turnover
≈ €620,000
Estimated: probably between €510,000 and €1.1m
Total assets
€356,828
Net result
€293,246
Working capital
€287,886

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €356,828
Fixed assets €7,860
Current assets €348,969
Equity and liabilities €356,828
Equity €295,746
Debt €61,082
Debt finances 17.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€429,984
Cash flow
€298,174
Current ratio
5.71
Debt to equity
0.21
ROE
99.2%
ROA
82.2%
Interest coverage
over 100
Debt ≤ 1 year
€61,082
Income taxes
€131,764

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€356,828
Fixed assets21/28€7,860
Tangible fixed assets22/27€7,860
Furniture and vehicles24€7,860
Current assets29/58€348,969
Cash at bank and in hand54/58€347,073
Deferred charges and accrued income490/1€1,896
Equity and liabilities
Total equity and liabilities10/49€356,828
Equity10/15€295,746
Contributions10/11€2,500
Reserves13€293,246
Distributable reserves133€293,246
Amounts payable17/49€61,082
Amounts payable within one year42/48€61,082
Trade debts44€1,129
Suppliers440/4€1,129
Taxes, remuneration and social security45€59,803
Taxes450/3€58,038
Remuneration and social security454/9€1,766
Other amounts payable47/48€150
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,928
Other operating charges640/8€1,512
Gross operating margin9900€431,496
Operating profit (loss)9901€425,056
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€47
Recurring financial charges65€47
Profit (loss) for the period before taxes9903€425,010
Income taxes67/77€131,764
Profit (loss) for the period9904€293,246
Profit (loss) for the period to be appropriated9905€293,246
Appropriation of the result
Profit (loss) to be appropriated9906€293,246
Transfer to equity691/2€293,246
To other reserves6921€293,246

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,928
Other operating charges640/8€1,512
Gross operating margin9900€431,496
Operating profit (loss)9901€425,056
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€47
Recurring financial charges65€47
Profit (loss) for the period before taxes9903€425,010
Income taxes67/77€131,764
Profit (loss) for the period9904€293,246
Profit (loss) for the period to be appropriated9905€293,246
Line2025
Assets
Total assets20/58€356,828
Fixed assets21/28€7,860
Tangible fixed assets22/27€7,860
Furniture and vehicles24€7,860
Current assets29/58€348,969
Cash at bank and in hand54/58€347,073
Deferred charges and accrued income490/1€1,896
Equity and liabilities
Total equity and liabilities10/49€356,828
Equity10/15€295,746
Contributions10/11€2,500
Reserves13€293,246
Distributable reserves133€293,246
Amounts payable17/49€61,082
Amounts payable within one year42/48€61,082
Trade debts44€1,129
Suppliers440/4€1,129
Taxes, remuneration and social security45€59,803
Taxes450/3€58,038
Remuneration and social security454/9€1,766
Other amounts payable47/48€150
Line2025
Profit (loss) for the period9904€293,246
+ Depreciation and write-downs630€4,928
Operating cash flow (approximation)€298,174

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 21-05-2026 2026-00117064

Similar companies · same sector, comparable size

Of the 82,475 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,350. 39,016 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
VAN LOOVEREN Anita Jozef
Director · since 24-10-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
VAN LOOVEREN Anita Jozef
  • Director, from 24-10-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 24-10-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 24-10-2024 Incorporation · €2,500 · 100 shares

Group and network

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
→

Board mandates elsewhere

2 board mandates
Board mandates of this companythis company sits on their board2
3 locations
1 location

History

On 22 October 2024, Valocon was incorporated as a private limited company by one natural person, with a starting capital of €2,500.12 VAN LOOVEREN Anita Jozef has served as director of the company since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 24-10-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
21-05
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
24-10
Gazette deed Incorporation
Appointment: VAN LOOVEREN Anita Jozef (director) · Name clause · Legal form clause13 facts ▸
  • Incorporation, 02-10-2024
  • Name clause, Valocon
  • Legal form clause, “Besloten Vennootschap” (deed in Dutch)
  • Registered office clause, “2970 Schilde, Breeveld 28” (deed in Dutch)
  • Founder, VAN LOOVEREN Anita Jozef
  • Other provision, “Niet van toepassing” (deed in Dutch) (2 times)
  • Founding capital, €2,500
  • Bank account, “bijzondere rekening op naam van vennootschap in oprichting, 3000 Leuven, mgr Ladeuzeplein 15” (deed in Dutch)
  • Kind of shares, “op naam”, 100 (deed in Dutch)
  • Director appointment, VAN LOOVEREN Anita Jozef (director)
  • Other provision, “beroepsverbod, geen beroepsverbod uitgesproken” (deed in Dutch)
  • Other provision, “strafrechtelijk en burgerrechtelijk bestuursverbod, niet getroffen” (deed in Dutch)
  • +1 further fact in this act
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded22-10-2024
Financial year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015430048
Also 9925:BE1015430048
Registered 28-10-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
1,943 m²
Building footprint
199 m²
Building volume
980 m³
Parcel 11922B0107/00G000, Flanders · tallest building 8.0 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Valocon
Breeveld 28, 2970 SchildeBusiness and other management consultancy
since 2024unit no. 2.365.479.810
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11922B0107/00G000 Flanders 1,943 m² 1 · 199 m² 8.0 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse gewest, door zorgen bestuursorgaan in bijlage tot Belgisch Staatsblad” (deed in Dutch)

deed of 24-10-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Een of meer bestuurders, al dan niet aandeelhouder, overeenkomstig artikel 5:73 WVV alle handelingen nodig of dienstig tot verwezenlijking…” (deed in Dutch)

deed of 24-10-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Tuesday of June at 20:00

deed of 24-10-2024

Oversight and winding up

Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Vereffenaar betaalt alle schulden naar evenredigheid zonder onderscheid opeisbare en niet opeisbare schulden onder aftrek van disconto…” (deed in Dutch)

deed of 24-10-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Kan alle effecten uitgeven die niet door of krachtens de wet zijn verboden, uitgifte van effecten door besloten vennootschap” (deed in Dutch)
Other provision: “Te bestemmen winst zoals bepaald door geldend boekhoudrecht wordt verdeeld door algemene vergadering met inachtneming van geldend…” (deed in Dutch)
Other provision: “Bestuurder of lid collegiaal bestuursorgaan met rechtstreeks of onrechtstreeks strijdig belang gehouden artikel 5:76 en 5:77 WVV na te…” (deed in Dutch)
Other provision: “Soorten algemene vergaderingen en plaats en enige aandeelhouder, zetel of andere plaats in oproeping” (deed in Dutch)
2 more provisions in the deed, see the deed of 24-10-2024

deed of 24-10-2024