Valoco

Active

Private limited companyfounded 2015active for 11 yearsEisenhowerlaan 39, 2820 Bonheiden, BelgiumKBO/BCE: BE 0639.760.134

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Valoco has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105,034 and a net result of -€8,012. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 68% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

ValocoActiveChecked score 91/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 30-09-2015 Normal situation
Legal form: Private limited company
Registered office: Eisenhowerlaan 39, 2820 Bonheiden
Activity: Development of residential building projects NACE 68121and 2 others
Establishment unit: 2.251.318.926 2820 Bonheiden, since 30-09-2015
Financial year end: 31 December
Peppol: Reachable since 18-03-2026

Company details

Who decides

Board

Van Looy Julie MarcelDirector · since 17-11-2020

Board & ownership

How it is doing

91 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Annual accounts 2025

Gross margin: €18,856; ▼ 91.0%
Turnover: ≈ €79,000; estimated
Loss: €8,012
Equity: €105,034; ▼ 50.7%
Total assets: €195,222; ▼ 52.7%

2025 accounts 29 days early

Filed on 02-07-2026at the National Bank

Financials

Why 91raises riskLoss of €8,012 (financial year 2025)lowers riskLiquidity: current ratio 4.97, cash €30,151Sector: Real estate activities (NACE 68)Equity €105,034 (53.8% of total assets)Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 43% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 79+2

equity 53.8% of total assets

Liquidity 63+7

short-term debt 19.6% · cash 15.4%

Profitability 18-82

return on assets -4.1%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)

Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.9 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.1%▼ -0.1 percentage points vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €9,000 on 30-day terms is acceptable

Liquidity ample (current ratio 4.97, compared with 3.77 in 2024, above the usual 1.5; short-term debt: 19.6% and cash: 15.4% of total assets), and 46.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 67% on solvency, 75% on liquidity, 19% on profitability and 12% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 4.97, cash €30,151

NBB · annual accounts

Sector: Real estate activities (NACE 68)

KBO

Loss of €8,012 (financial year 2025)

NBB · annual accounts

Equity €105,034 (53.8% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

29 days early

2024

29 days early

2023

34 days early

2022

31 days early

2021

33 days early

2020

31 days early

2019

35 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Caution: From profit to loss in 2025after €151,401 in 2024 -€8,012 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Documents

Key facts about Valoco

What is the company number of Valoco?: 0639.760.134. In Belgium the VAT number is the company number with BE in front: BE 0639.760.134.
Where is Valoco based?: The registered office is at Eisenhowerlaan 39, 2820 Bonheiden.Company details
What does Valoco do?: According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of Valoco?: Private limited company (BV).
When was Valoco founded?: On 30-09-2015.
Is Valoco still active?: Yes, Valoco is an active enterprise in the KBO register.
What is the turnover of Valoco?: ≈ €79,000 in financial year 2025. Estimated from the gross margin of €18,856: probably between €39,000 and €250,000, based on 48 comparable companies, NACE 68121. A rough estimate.Financials
Is Valoco profitable?: In financial year 2025, Valoco made a loss of €8,012.
Where can I find the annual accounts of Valoco?: Valoco filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Valoco due?: By 31-07-2027, for financial year 2026.Timeline