Valmaco
ActiveValmaco has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13.53M and a net result of €62k. Its solvency ranks better than 90% of 12632 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability2
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.2M at 30 days only on tighter terms
Liquidity ample (current ratio 2.76), and 9.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.8%
Return on assets
0.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€13.53M
Total assets
€14.90M
Net result
€62k
Working capital
€61k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €14.90M
Fixed assets
€14.80M
Current assets
€96k
Equity and liabilities €14.90M
Equity
€13.53M
Debt
€1.37M
Debt finances 9.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€84k
Cash flow
€63k
Solvency
90.8%
Current ratio
2.76
Quick ratio
2.76
Debt / equity
0.10
ROE
0.5%
ROA
0.4%
Interest coverage
295.61
Debt
€1.37M
Debt ≤ 1 year
€35k
Debt > 1 year
€1.33M
Income taxes
€21k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€14.90M
Fixed assets21/28€14.80M
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Financial fixed assets28€14.80M
Current assets29/58€96k
Amounts receivable within one year40/41€13k
Trade receivables40€13k
Current investments50/53€15k
Cash at bank and in hand54/58€69k
Equity and liabilities
Total equity and liabilities10/49€14.90M
Equity10/15€13.53M
Contributions10/11€13.47M
Reserves13€62k
Distributable reserves133€62k
Amounts payable17/49€1.37M
Amounts payable after more than one year17€1.33M
Other amounts payable178/9€1.33M
Amounts payable within one year42/48€35k
Trade debts44€169
Suppliers440/4€169
Taxes, remuneration and social security45€32k
Taxes450/3€32k
Other amounts payable47/48€3k
Accrued charges and deferred income492/3€435
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€910
Gross operating margin9900€85k
Operating profit (loss)9901€83k
Financial income75/76B€118
Recurring financial income75€118
Financial charges65/66B€285
Recurring financial charges65€285
Profit (loss) for the period before taxes9903€83k
Income taxes67/77€21k
Profit (loss) for the period9904€62k
Profit (loss) for the period to be appropriated9905€62k
Appropriation of the result
Profit (loss) to be appropriated9906€62k
Transfer to equity691/2€62k
To other reserves6921€62k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
08-09
State Gazette act
General meeting · Demerger
Director appointment · Permanent representative
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wedagestraat 158792 WaregemGround area
2,964 m²
Building footprint
184 m²
Volume, LiDAR
2 m³
Parcel 34010B0377/00B000, Flanders · tallest building 0.4 m. Linked by address, not a title deed.
1 establishment unit
Valmaco
since 20242.359.797.291
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34010B0377/00B000 | Flanders | 2,964 m² | 1 · 184 m² | 0.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyValmacoBE 1009.588.371
controls
Where this company holds controlthis company sits on their board1
1 subsidiary · 1 location
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Of 2,751 companies in sector 69109 we hold annual accounts for 1,204. 82 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2024
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.