VALLOO Consult
ActiveSummary
VALLOO Consult has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €-15k. Equity is shrinking by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 78% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-74
Solvency100=
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 5.06 against 6.48 in 2024; short-term debt: 19.5% and cash: 36.4% of total assets), and 20% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80%
Return on assets
-20.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
28 d late
2020
31 d late
2019
62 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▼ 20.7%
2024 · €74k
2018: €71k
2019: €94k
2020: €102k
2021: €88k
2022: €78k
2023: €70k
2024: €74k
2018 → 2025
Total assets
€73k▼ 16.4%
2024 · €88k
2018: €100k
2019: €148k
2020: €152k
2021: €124k
2022: €111k
2023: €112k
2024: €88k
2018 → 2025
Net result
€-15k
2024 · €4k
2018: €242
2019: €23k
2020: €8k
2021: €-14k
2022: €-9k
2023: €-8k
2024: €4k
2018 → 2025
Working capital
€58k▼ 20.9%
2024 · €73k
2018: €47k
2019: €70k
2020: €88k
2021: €86k
2022: €77k
2023: €70k
2024: €73k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€78k▼ 10.8%€70k▼ 10.6%€74k▲ 5.6%€58k▼ 20.7%
Operating result€-14k-€-9k▲ 34.0%€-8k▲ 10.4%€3k€839▼ 74.9%
Net result€-14k-€-9k▲ 34.5%€-8k▲ 12.6%€4k€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€1k =
Current assets
€72k ▼ 16.6%
Equity and liabilities €73k
Equity
€58k ▼ 20.7%
Debt
€15k ▲ 6.6%
Debt's share of the balance-sheet total rises from 15.7% to 20.0%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
5.06▼
2024 · 6.48
Debt to equity
0.25▲
2024 · 0.19
ROE
-26.2%▼
2024 · 5.3%
ROA
-20.9%▼
2024 · 4.5%
Debt ≤ 1 year
€14k▲
2024 · €13k
Income taxes
€2k▲
2024 · €511
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€88k€73k▼
Fixed assets21/28€1k€1k=
Financial fixed assets28€1k€1k=
Current assets29/58€87k€72k▼
Amounts receivable within one year40/41€32k€39k▲
Trade receivables40€9k€10k▲
Other amounts receivable41€23k€29k▲
Current investments50/53€22k€6k▼
Cash at bank and in hand54/58€32k€27k▼
Deferred charges and accrued income490/1€821€693▼
Equity and liabilities
Total equity and liabilities10/49€88k€73k▼
Equity10/15€74k€58k▼
Contributions10/11€20k€20k=
Reserves13€41k€41k=
Distributable reserves133€41k€41k=
Profit (loss) carried forward14€13k€-3k▼
Amounts payable17/49€14k€15k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€13k€14k▲
Current portion of amounts payable after more than one year42€308€0▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€8k€9k▲
Remuneration and social security454/9€3k€1k▼
Other amounts payable47/48€171€303▲
Accrued charges and deferred income492/3€387€400▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-600
Other operating charges640/8€2k€2k▲
Gross operating margin9900€5k€2k▼
Operating profit (loss)9901€3k€839▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€363€16k▲
Recurring financial charges65€363€16k▲
Profit (loss) for the period before taxes9903€4k€-14k▼
Income taxes67/77€511€2k▲
Profit (loss) for the period9904€4k€-15k▼
Profit (loss) for the period to be appropriated9905€4k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-3k▼
Profit (loss) brought forward from the previous period14P€9k€13k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 6.48
Current ratio from 2.66 to 6.48; short-term debt falls from €42k to €13k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €100kEq €102k ▲8.3%
3 profitable years in a row build equity to €102k.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
2019
31-12
Financial
Highest result since 2018net €23k ▲9,359%
Operating result €33k, net result €23k, both a record.
Show earlier events
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
27-07
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
28-07
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
28-07
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2014
25-06
State Gazette act
General meeting · Director resignation
Director appointment
25-06
State Gazette act
General meeting · Director resignation
Director appointment
2013
20-06
State Gazette act
General meeting · Director reappointment
Permanent representative
20-06
State Gazette act
General meeting · Director reappointment
Permanent representative
2012
07-05
State Gazette act
General meeting · Director reappointment
Permanent representative
07-05
State Gazette act
General meeting · Director reappointment
Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2008
Ground area
733 m²
Building footprint
342 m²
Volume, LiDAR
11,465 m³
Parcel 62805B0476/00X024, Wallonia · tallest building 37.5 m, ±12 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
VALLOO Consult
since 20082.169.749.547
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62805B0476/00X024 | Wallonia | 733 m² | 1 · 342 m² | 37.5 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
Shared director
→
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 11,546 companies in sector 71121 we hold annual accounts for 6,561. 5,005 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2008
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.