Vallons
ActiveThe computed 12-month bankruptcy probability of Vallons is 1.8% (moderate). The 2025 annual accounts show equity of €7k and a net result of €2k. Its solvency ranks better than 17% of 27407 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency16
Growth-
Stability67
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.79), and 85.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 27407 sector peers (2025).
NBB · sector comparisonPosition among 27407 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€7k
Total assets
€52k
Net result
€2k
Working capital
€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €52k
Fixed assets
€17k
Current assets
€35k
Equity and liabilities €52k
Equity
€7k
Debt
€44k
Debt finances 85.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€4k
Cash flow
€3k
Solvency
14.4%
Current ratio
0.79
Quick ratio
0.79
Debt / equity
5.94
ROE
33.2%
ROA
4.8%
Interest coverage
31.35
Debt
€44k
Debt ≤ 1 year
€43k
Income taxes
€905
Staff costs
€23k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€52k
Fixed assets21/28€17k
Tangible fixed assets22/27€17k
Plant, machinery and equipment23€8k
Furniture and vehicles24€9k
Current assets29/58€35k
Amounts receivable after more than one year29€16k
Trade receivables290€8k
Other amounts receivable291€8k
Cash at bank and in hand54/58€18k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€52k
Equity10/15€7k
Contributions10/11€5k
Reserves13€2k
Distributable reserves133€2k
Amounts payable17/49€44k
Amounts payable within one year42/48€43k
Trade debts44€25k
Suppliers440/4€25k
Taxes, remuneration and social security45€4k
Taxes450/3€1k
Remuneration and social security454/9€3k
Other amounts payable47/48€15k
Accrued charges and deferred income492/3€1k
Income statement
Code2025
Remuneration, social security and pensions62€23k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€845
Other operating charges640/8€1k
Gross operating margin9900€29k
Operating profit (loss)9901€3k
Financial income75/76B€24
Recurring financial income75€24
Financial charges65/66B€139
Recurring financial charges65€139
Profit (loss) for the period before taxes9903€3k
Income taxes67/77€905
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
Transfer to equity691/2€2k
To other reserves6921€2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemeentestraat 2463010 LeuvenGround area
211 m²
Building footprint
102 m²
Volume, LiDAR
1,119 m³
Parcel 24482F0165/00T000, Flanders · tallest building 12.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Vallons
since 20252.377.635.195
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24482F0165/00T000 | Flanders | 211 m² | 1 · 102 m² | 12.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BGL
BE 0748.795.854
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RAF VERDONCK
BE 0693.743.802
Heist-op-den-Berg · Eq €7k
Den Dave
BE 0739.722.295
Puurs-Sint-Amands · Eq €8k
D-Desk41
BE 0772.319.245
Nazareth-De Pinte · Eq €8k
Simons L
BE 1021.519.668
Destelbergen · Eq €7k
Of 6,993 companies in sector 43221 we hold annual accounts for 3,445. 1,480 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2025
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43350Other building finishing work
43331Floor and wall tiling
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.