VALIZE
ActiveSummary
VALIZE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €225k and a net result of €93k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 11.23 against 4.06 in 2024; short-term debt: 7.7% and cash: 9.2% of total assets), and 8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92%
Return on assets
37.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
8 d early
2024
38 d early
2023
34 d early
2022
39 d early
2021
31 d early
2020
23 d late
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€225k▼ 4.8%
2024 · €237k
Total assets
€245k▼ 20.6%
2024 · €308k
Net result
€93k▼ 10.9%
2024 · €104k
Working capital
€194k▼ 9.1%
2024 · €213k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€94k▲ 5.6%€109k▲ 15.9%€115k▲ 5.5%€109k▼ 5.2%€115k▲ 5.8%
Net result€67k▲ 3.4%€84k▲ 25.0%€90k▲ 7.5%€104k▲ 15.3%€93k▼ 10.9%
Equity€189k▲ 53.0%€200k▲ 5.6%€185k▼ 7.5%€237k▲ 28.1%€225k▼ 4.8%
Total assets€212k▲ 16.3%€295k▲ 39.4%€379k▲ 28.2%€308k▼ 18.6%€245k▼ 20.6%
Debt€23k▼ 61.1%€96k▲ 319%€194k▲ 103%€72k▼ 63.0%€19k▼ 72.9%
Working capital€171k▲ 65.0%€179k▲ 4.5%€155k▼ 13.3%€213k▲ 37.6%€194k▼ 9.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €245k
Fixed assets
€32k ▲ 24.7%
Current assets
€212k ▼ 24.8%
Equity and liabilities €245k
Equity
€225k ▼ 4.8%
Debt
€19k ▼ 72.9%
Debt's share of the balance-sheet total falls from 23.3% to 8.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€123k▲
2024 · €116k
Cash flow
€100k▼
2024 · €111k
Current ratio
11.23▲
2024 · 4.06
Debt to equity
0.09▼
2024 · 0.30
ROE
41.2%▼
2024 · 44.0%
ROA
37.9%▲
2024 · 33.7%
Interest coverage
98.62▲
2024 · 46.15
Debt ≤ 1 year
€19k▼
2024 · €70k
Income taxes
€25k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €4k | €6k | €7k | €7k | ▲ 8.9% |
| Other operating charges640/8 | €403 | €1k | €655 | €674 | €691 | ▲ 2.6% |
| Gross operating margin9900 | €99k | €114k | €122k | €116k | €123k | ▲ 6.0% |
| Operating profit (loss)9901 | €94k | €109k | €115k | €109k | €115k | ▲ 5.8% |
| Financial income75/76B | €6 | - | €515 | €21k | €4k | ▼ 81.2% |
| Recurring financial income75 | €6 | - | €515 | €21k | €4k | ▼ 81.2% |
| Financial charges65/66B | €364 | €3k | €1k | €3k | €1k | ▼ 50.4% |
| Recurring financial charges65 | €364 | €3k | €1k | €3k | €1k | ▼ 50.4% |
| Profit (loss) for the period before taxes9903 | €94k | €106k | €114k | €127k | €118k | ▼ 7.2% |
| Income taxes67/77 | €27k | €22k | €24k | €23k | €25k | ▲ 9.6% |
| Profit (loss) for the period9904 | €67k | €84k | €90k | €104k | €93k | ▼ 10.9% |
| Profit (loss) for the period to be appropriated9905 | €67k | €84k | €90k | €104k | €93k | ▼ 10.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €212k | €295k | €379k | €308k | €245k | ▼ 20.6% |
| Fixed assets21/28 | €18k | €21k | €32k | €26k | €32k | ▲ 24.7% |
| Tangible fixed assets22/27 | €18k | €21k | €32k | €26k | €32k | ▲ 24.7% |
| Plant, machinery and equipment23 | - | €2k | €4k | €3k | €6k | ▲ 107% |
| Furniture and vehicles24 | €7k | €9k | €6k | €3k | €9k | ▲ 205% |
| Other tangible fixed assets26 | €12k | €10k | €23k | €20k | €17k | ▼ 13.8% |
| Current assets29/58 | €194k | €274k | €346k | €283k | €212k | ▼ 24.8% |
| Amounts receivable within one year40/41 | €32k | €31k | €31k | €44k | €83k | ▲ 88.2% |
| Trade receivables40 | €32k | €28k | €30k | €44k | €82k | ▲ 85.5% |
| Other amounts receivable41 | - | €3k | €2k | €240 | €2k | ▲ 581% |
| Current investments50/53 | - | €128k | €172k | €189k | €98k | ▼ 48.4% |
| Cash at bank and in hand54/58 | €161k | €112k | €140k | €44k | €23k | ▼ 48.3% |
| Deferred charges and accrued income490/1 | €2k | €3k | €3k | €6k | €9k | ▲ 57.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €212k | €295k | €379k | €308k | €245k | ▼ 20.6% |
| Equity10/15 | €189k | €200k | €185k | €237k | €225k | ▼ 4.8% |
| Contributions10/11 | €6k | €19k | €4k | €4k | €4k | = |
| Reserves13 | €183k | €181k | €181k | €233k | €129k | ▼ 44.7% |
| Non-distributable reserves130/1 | €2k | - | - | - | - | - |
| Reserves not available under the articles1311 | €2k | - | - | - | - | - |
| Distributable reserves133 | €181k | €181k | €181k | €233k | €129k | ▼ 44.7% |
| Profit (loss) carried forward14 | - | - | - | - | €93k | - |
| Amounts payable17/49 | €23k | €96k | €194k | €72k | €19k | ▼ 72.9% |
| Amounts payable within one year42/48 | €23k | €96k | €192k | €70k | €19k | ▼ 72.8% |
| Trade debts44 | €2k | €792 | €911 | €2k | €4k | ▲ 124% |
| Suppliers440/4 | €2k | €792 | €911 | €2k | €4k | ▲ 124% |
| Taxes, remuneration and social security45 | €19k | €9k | €12k | €12k | €11k | ▼ 10.4% |
| Taxes450/3 | €19k | €9k | €10k | €9k | €8k | ▼ 13.9% |
| Remuneration and social security454/9 | - | - | €2k | €2k | €3k | ▲ 2.9% |
| Other amounts payable47/48 | €2k | €86k | €179k | €56k | €4k | ▼ 93.1% |
| Accrued charges and deferred income492/3 | - | - | €3k | €2k | €549 | ▼ 75.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67k | €84k | €90k | €104k | €93k | ▼ 10.9% |
| + Depreciation and write-downs630 | €4k | €4k | €6k | €7k | €7k | ▲ 8.9% |
| Operating cash flow (approximation) | €71k | €88k | €96k | €111k | €100k | ▼ 9.7% |
| Investment in fixed assets (approximation) | - | €-7k | €-17k | €0 | €-14k | - |
| Change in cash | - | €-49k | €28k | €-97k | €-21k | ▲ 78.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 11.23
Current ratio from 4.06 to 11.23; short-term debt falls from €70k to €19k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €104k ▲15.3%
Net result €104k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 4.06
Current ratio from 1.81 to 4.06; short-term debt falls from €192k to €70k.
31-12
Financial
Equity above €200kEq €237k ▲28.1%
6 profitable years in a row build equity to €237k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 8.48
Current ratio from 2.76 to 8.48; short-term debt falls from €59k to €23k.
31-12
Financial
Equity above €150kEq €189k ▲53%
3 profitable years in a row build equity to €189k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Equity above €100kEq €124k ▲105%
2 profitable years in a row build equity to €124k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2019
Ground area
788 m²
Building footprint
181 m²
Volume, LiDAR
449 m³
Parcel 31036E0524/00H000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VALIZE / PotterieN
since 20192.283.048.418
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31036E0524/00H000 | Flanders | 788 m² | 1 · 181 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 6,821 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
23322Manufacture of other non-metallic mineral products
23410Manufacture of ceramic household and ornamental articles
23450Manufacture of other non-metallic mineral products
70200Business and other management consultancy
90111Literary creation
Scores and ratios are computed by Checked and are not a credit decision.