VALIMO
ActiveSummary
VALIMO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €18.30M and a net result of €597k. Equity is growing by ~103.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 4809 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability73▼-8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.45M at 30 days acceptable
Liquidity ample (current ratio 4.52 against 1.2 in 2023; short-term debt: 0.5% and cash: 0.7% of total assets), and 0.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.3%
Return on assets
3.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-05-2025, 70 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d early
2023
111 d early
2022
38 d early
2021
177 d early
2020
50 d early
2019
75 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€597k▼ 62.5%
2023 · €1.59M
2018: €-165k
2019: €-204k▼ -23.7% vs 2018lowest in 7 years
2020: €42k▲ +121% vs 2019
2021: €1.88M▲ +4343% vs 2020highest in 7 years
2022: €-167k▼ -109% vs 2021
2023: €1.59M▲ +1053% vs 2022
2024: €597k▼ -62.5% vs 2023
2018 → 2024
Working capital
€341k▲ 222%
2023 · €106k
2018: €-1.58Mlowest in 7 years
2019: €-270k▲ +82.9% vs 2018
2020: €-207k▲ +23.5% vs 2019
2021: €168k▲ +181% vs 2020
2022: €-13k▼ -108% vs 2021
2023: €106k▲ +913% vs 2022
2024: €341k▲ +222% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.76M-€12.51M▲ 611%€14.46M▲ 15.6%€16.07M▲ 11.1%€18.30M▲ 13.8%
2020: €1.76Mlowest in 5 years
2021: €12.51M▲ +611% vs 2020
2022: €14.46M▲ +15.6% vs 2021
2023: €16.07M▲ +11.1% vs 2022
2024: €18.30M▲ +13.8% vs 2023highest in 5 years
Operating result€51k-€2.32M▲ 4,468%€-161k€2.08M€797k▼ 61.7%
2020: €51k
2021: €2.32M▲ +4468% vs 2020highest in 5 years
2022: €-161k▼ -107% vs 2021lowest in 5 years
2023: €2.08M▲ +1389% vs 2022
2024: €797k▼ -61.7% vs 2023
Net result€42k-€1.88M▲ 4,343%€-167k€1.59M€597k▼ 62.5%
2020: €42k
2021: €1.88M▲ +4343% vs 2020highest in 5 years
2022: €-167k▼ -109% vs 2021lowest in 5 years
2023: €1.59M▲ +1053% vs 2022
2024: €597k▼ -62.5% vs 2023
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 62% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €18.42M
Fixed assets
€17.99M ▲ 12.7%
Current assets
€438k ▼ 32.0%
Equity and liabilities €18.42M
Equity
€18.30M ▲ 13.8%
Debt
€130k ▼ 75.9%
Debt's share of the balance-sheet total falls from 3.2% to 0.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€802k▼
2023 · €2.08M
Cash flow
€602k▼
2023 · €1.59M
Current ratio
4.52▲
2023 · 1.20
Debt to equity
0.01▼
2023 · 0.03
ROE
3.3%▼
2023 · 9.9%
ROA
3.2%▼
2023 · 9.6%
Interest coverage
50.74▼
2023 · 812.25
Debt ≤ 1 year
€97k▼
2023 · €537k
Debt > 1 year
€33k▲
2023 · €0
Income taxes
€201k▼
2023 · €490k
Staff costs
€119k▲
2023 · €117k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€16.61M€18.42M▲
Fixed assets21/28€15.96M€17.99M▲
Tangible fixed assets22/27€15.96M€17.99M▲
Land and buildings22€15.95M€17.95M▲
Furniture and vehicles24€12k€41k▲
Other tangible fixed assets26€0-
Current assets29/58€643k€438k▼
Amounts receivable within one year40/41€29k€5k▼
Trade receivables40€12k€5k▼
Other amounts receivable41€17k€265▼
Current investments50/53€500k€300k▼
Cash at bank and in hand54/58€113k€131k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€16.61M€18.42M▲
Equity10/15€16.07M€18.30M▲
Contributions10/11€600k€600k=
Revaluation surpluses12€14.29M€16.33M▲
Profit (loss) carried forward14€1.17M€1.36M▲
Amounts payable17/49€537k€130k▼
Amounts payable after more than one year17€0€33k▲
Financial debts170/4€0€33k▲
Amounts payable within one year42/48€537k€97k▼
Current portion of amounts payable after more than one year42€500k€9k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€16k€32k▲
Suppliers440/4€16k€32k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€21k€48k▲
Taxes450/3€5k€32k▲
Remuneration and social security454/9€16k€16k▲
Other amounts payable47/48€0€8k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Remuneration, social security and pensions62€117k€119k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k▲
Other operating charges640/8€15k€15k▼
Gross operating margin9900€2.21M€936k▼
Operating profit (loss)9901€2.08M€797k▼
Financial income75/76B€6k€17k▲
Recurring financial income75€6k€17k▲
Financial charges65/66B€3k€16k▲
Recurring financial charges65€3k€16k▲
Non-recurring financial charges66B€405-
Profit (loss) for the period before taxes9903€2.08M€798k▼
Income taxes67/77€490k€201k▼
Profit (loss) for the period9904€1.59M€597k▼
Profit (loss) for the period to be appropriated9905€1.59M€597k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.67M€1.77M▼
Profit (loss) brought forward from the previous period14P€1.08M€1.17M▲
Profit to be distributed694/7€1.50M€408k▼
Return on contributions (dividend)694€1.50M€400k▼
Employees696-€8k
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €105k | €117k | €119k | ▲ 1.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €700 | €446 | €3k | €2k | €6k | ▲ 141% |
| Other operating charges640/8 | - | - | €8k | €15k | €15k | ▼ 3.8% |
| Gross operating margin9900 | €134k | €2.33M | €-45k | €2.21M | €936k | ▼ 57.7% |
| Operating profit (loss)9901 | €51k | €2.32M | €-161k | €2.08M | €797k | ▼ 61.7% |
| Financial income75/76B | - | - | €272 | €6k | €17k | ▲ 185% |
| Recurring financial income75 | €0 | €2 | €272 | €6k | €17k | ▲ 185% |
| Financial charges65/66B | - | - | €12k | €3k | €16k | ▲ 433% |
| Recurring financial charges65 | €8k | €6k | €1k | €3k | €16k | ▲ 517% |
| Non-recurring financial charges66B | - | - | €11k | €405 | - | - |
| Profit (loss) for the period before taxes9903 | €43k | €2.32M | €-173k | €2.08M | €798k | ▼ 61.7% |
| Income taxes67/77 | €639 | €439k | €-6k | €490k | €201k | ▼ 58.9% |
| Profit (loss) for the period9904 | €42k | €1.88M | €-167k | €1.59M | €597k | ▼ 62.5% |
| Profit (loss) for the period to be appropriated9905 | €42k | €1.88M | €-167k | €1.59M | €597k | ▼ 62.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.74M | €12.75M | €14.52M | €16.61M | €18.42M | ▲ 10.9% |
| Fixed assets21/28 | €3.65M | €12.34M | €14.48M | €15.96M | €17.99M | ▲ 12.7% |
| Tangible fixed assets22/27 | €3.65M | €12.34M | €14.48M | €15.96M | €17.99M | ▲ 12.7% |
| Land and buildings22 | - | - | €14.47M | €15.95M | €17.95M | ▲ 12.5% |
| Furniture and vehicles24 | - | - | €621 | €12k | €41k | ▲ 254% |
| Other tangible fixed assets26 | - | - | €405 | €0 | - | - |
| Current assets29/58 | €92k | €402k | €50k | €643k | €438k | ▼ 32.0% |
| Amounts receivable within one year40/41 | €52k | €8k | €20k | €29k | €5k | ▼ 82.7% |
| Trade receivables40 | - | - | €11k | €12k | €5k | ▼ 61.5% |
| Other amounts receivable41 | - | - | €9k | €17k | €265 | ▼ 98.4% |
| Current investments50/53 | - | - | - | €500k | €300k | ▼ 40.0% |
| Cash at bank and in hand54/58 | €39k | €394k | €29k | €113k | €131k | ▲ 16.1% |
| Deferred charges and accrued income490/1 | - | - | €853 | €2k | €2k | ▲ 5.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.74M | €12.75M | €14.52M | €16.61M | €18.42M | ▲ 10.9% |
| Equity10/15 | €1.76M | €12.51M | €14.46M | €16.07M | €18.30M | ▲ 13.8% |
| Contributions10/11 | - | - | €600k | €600k | €600k | = |
| Revaluation surpluses12 | - | - | €12.78M | €14.29M | €16.33M | ▲ 14.2% |
| Profit (loss) carried forward14 | €-599k | €1.25M | €1.08M | €1.17M | €1.36M | ▲ 16.1% |
| Provisions and deferred taxes16 | €109k | €0 | - | - | - | - |
| Amounts payable17/49 | €1.87M | €234k | €63k | €537k | €130k | ▼ 75.9% |
| Amounts payable after more than one year17 | €1.57M | €0 | - | €0 | €33k | - |
| Financial debts170/4 | - | - | - | €0 | €33k | - |
| Amounts payable within one year42/48 | €298k | €234k | €63k | €537k | €97k | ▼ 82.0% |
| Current portion of amounts payable after more than one year42 | - | - | €0 | €500k | €9k | ▼ 98.2% |
| Financial debts43 | - | - | €30k | €0 | - | - |
| Credit institutions430/8 | - | - | €30k | €0 | - | - |
| Trade debts44 | €19k | €10k | €9k | €16k | €32k | ▲ 96.4% |
| Suppliers440/4 | - | - | €9k | €16k | €32k | ▲ 96.4% |
| Advances received on contracts in progress46 | - | - | €250 | €0 | - | - |
| Taxes, remuneration and social security45 | - | - | €23k | €21k | €48k | ▲ 127% |
| Taxes450/3 | - | - | €7k | €5k | €32k | ▲ 512% |
| Remuneration and social security454/9 | - | - | €16k | €16k | €16k | ▲ 2.6% |
| Other amounts payable47/48 | - | - | €0 | €0 | €8k | - |
| Accrued charges and deferred income492/3 | - | - | €81 | €0 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42k | €1.88M | €-167k | €1.59M | €597k | ▼ 62.5% |
| + Depreciation and write-downs630 | €700 | €446 | €3k | €2k | €6k | ▲ 141% |
| Operating cash flow (approximation) | €43k | €1.88M | €-164k | €1.59M | €602k | ▼ 62.2% |
| Investment in fixed assets (approximation) | - | €-8.70M | €-2.13M | €-1.49M | €-2.03M | ▼ 36.1% |
| Change in cash | - | €354k | €-365k | €84k | €18k | ▼ 78.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 4.52
Current ratio from 1.20 to 4.52; short-term debt falls from €537k to €97k.
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €1.59M
Net result €1.59M after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
04-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €1.88M ▲4,343%
Operating result €2.32M, net result €1.88M, both a record.
31-12
Financial
Liquidity times 6current ratio 1.72
Current ratio from 0.31 to 1.72; short-term debt falls from €298k to €234k.
31-12
Financial
Equity above €10MEq €12.51M ▲611%
2 profitable years in a row build equity to €12.51M.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €42k
Net result €42k after 2 loss-making years.
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 75 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €-204k
Net result drops to €-204k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €1MEq €1.72M ▲953%
Equity rises from €163k to €1.72M.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 22 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 1 day late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2015
Ground area
203 m²
Building footprint
239 m²
Volume, LiDAR
1,719 m³
Parcel 62002C0490/00G002, Wallonia · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Route du Condroz 127, 4031 Liège
since 20152.243.785.093
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62002C0490/00G002 | Wallonia | 203 m² | 1 · 239 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,693 companies in sector 68121 we hold annual accounts for 7,385. 779 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-03-2015
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
Scores and ratios are computed by Checked and are not a credit decision.