VALIMARCOS
ActiveVALIMARCOS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €208k and a net result of €38k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 59% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-11
Solvency80▲+20
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 1.5 in 2024; short-term debt: 41.6% and cash: 5.5% of total assets), and 45.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.8%
Return on assets
10.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
39 d late
2024
67 d late
2023
64 d late
2022
27 d early
2021
26 d late
2020
33 d late
2019
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€208k▲ 11.4%
2024 · €187k
2018: €66k
2019: €72k
2020: €78k
2021: €88k
2022: €107k
2023: €146k
2024: €187k
2018 → 2025
Total assets
€380k▼ 29.5%
2024 · €539k
2018: €94k
2019: €90k
2020: €132k
2021: €166k
2022: €323k
2023: €241k
2024: €539k
2018 → 2025
Net result
€38k▼ 7.1%
2024 · €41k
2018: €7k
2019: €6k
2020: €6k
2021: €10k
2022: €19k
2023: €39k
2024: €41k
2018 → 2025
Working capital
€192k▲ 17.5%
2024 · €164k
2018: €65k
2019: €69k
2020: €71k
2021: €81k
2022: €93k
2023: €133k
2024: €164k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€107k▲ 22.0%€146k▲ 36.3%€187k▲ 28.3%€208k▲ 11.4%
Operating result€23k-€39k▲ 71.3%€74k▲ 89.5%€68k▼ 8.9%€78k▲ 15.5%
Net result€10k-€19k▲ 101%€39k▲ 101%€41k▲ 6.1%€38k▼ 7.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €380k
Fixed assets
€30k▼ 39.7%
Current assets
€351k▼ 28.5%
Equity and liabilities €380k
Equity
€208k▲ 11.4%
Debt
€172k▼ 51.2%
The debt ratio falls from 65.3% to 45.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€98k▲
2024 · €83k
Cash flow
€58k▲
2024 · €56k
Solvency
54.8%▲
2024 · 34.7%
Current ratio
2.22▲
2024 · 1.50
Quick ratio
2.22▲
2024 · 1.50
Debt / equity
0.82▼
2024 · 1.88
ROE
18.4%▼
2024 · 22.0%
ROA
10.1%▲
2024 · 7.6%
Interest coverage
4.29▼
2024 · 6.27
Debt
€172k▼
2024 · €352k
Debt ≤ 1 year
€158k▼
2024 · €326k
Debt > 1 year
€14k▼
2024 · €26k
Income taxes
€17k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€539k€380k▼
Fixed assets21/28€49k€30k▼
Tangible fixed assets22/27€49k€30k▼
Plant, machinery and equipment23€399€266▼
Furniture and vehicles24€45k€29k▼
Leasing and similar rights25€3k-
Current assets29/58€490k€351k▼
Amounts receivable within one year40/41€474k€328k▼
Trade receivables40€474k€314k▼
Other amounts receivable41-€14k
Cash at bank and in hand54/58€14k€21k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€539k€380k▼
Equity10/15€187k€208k▲
Contributions10/11€19k€19k=
Reserves13€2k€40k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€38k
Profit (loss) carried forward14€167k€150k▼
Amounts payable17/49€352k€172k▼
Amounts payable after more than one year17€26k€14k▼
Financial debts170/4€26k€14k▼
Amounts payable within one year42/48€326k€158k▼
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€251k€107k▼
Suppliers440/4€251k€107k▼
Taxes, remuneration and social security45€36k€20k▼
Taxes450/3€34k€20k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€26k€17k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€19k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€86k€101k▲
Operating profit (loss)9901€68k€78k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€13k€23k▲
Recurring financial charges65€13k€23k▲
Profit (loss) for the period before taxes9903€54k€55k▲
Income taxes67/77€13k€17k▲
Profit (loss) for the period9904€41k€38k▼
Profit (loss) for the period to be appropriated9905€41k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€167k€205k▲
Profit (loss) brought forward from the previous period14P€125k€167k▲
Transfer to equity691/2-€38k
To other reserves6921-€38k
Profit to be distributed694/7-€17k
Return on contributions (dividend)694-€17k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
31-12
Financial
Equity above €200kEq €208k ▲11.4%
8 profitable years in a row build equity to €208k.
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
31-12
Financial
Highest result since 2018net €41k ▲6.1%
Net result €41k, the highest in the series.
31-12
Financial
Equity above €150kEq €187k ▲28.3%
7 profitable years in a row build equity to €187k.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €107k ▲22%
5 profitable years in a row build equity to €107k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
02-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 33 days late
2020
31-12
Financial
Weakest financial yearnet €6k ▼5.6%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
06-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 37 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 50 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hallesesteenweg 1201640 Sint-Genesius-RodeGround area
166 m²
Building footprint
78 m²
Volume, LiDAR
470 m³
Parcel 22004D0024/00A002, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VALIMARCOS
since 20122.206.358.337
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004D0024/00A002 | Flanders | 166 m² | 1 · 78 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SIEBO-CONSTRUCT
BE 0455.477.554
Wuustwezel · Eq €208k
DS TECHNICS
BE 0705.818.619
Nieuwerkerken (Limb.) · Eq €208k
ECO CONSTRUCT ILIE
BE 0753.407.413
Sint-Gillis (bij-Brussel) · Eq €209k
NOVAN
BE 0452.816.586
Bilzen-Hoeselt · Eq €209k
VBE
BE 0473.360.493
Etterbeek · Eq €209k
Of 15,536 companies in sector 43990 we hold annual accounts for 7,421. 5,799 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-01-2012
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.