Gross margin from €52,909 to €119,674Result from €34,081 to €112,529Equity from €39,081 to €151,610Debts from €281,463 to €225,973Cash from €36,974 to €93,893
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 37 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1006362825
Incorporation
Founding capital of €5,000, 10 shares · Founder: MAMPAEY, Nicolas (comparant) · Appointment: MAMPAEY, Nicolas (director) · published on 27-02-2024 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as VALIDUM: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €332,000 and €452,000, founded between 2023 and 2024.
VALIDUM is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €151,610 and a net result of €112,529.
Its solvency ranks better than 41% of 9,770 sector peers (NACE 64, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
micro format, filed on 29-06-2026, 32 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance sheet
balance sheet total €377,583 on 31-12-2025
What the company ownsHow it is paid for
in euro
in euro
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
-
283,570
56,919
-
40.2%
12.2%
74.2%
87.2%
29.8%
10.6%
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
2024
Financial fixed assets
-
€283,570
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on VALIDUM
The operating result for 2025 is 130% higher than in 2024.
Debt's share of the balance-sheet total falls from 87.8% to 59.8%. Equity is higher and debt is lower.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
15 June at 19:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
VALIDUM is linked to other companies through directors or shares. Look especially for linked companies in trouble.
1 current director
Depth
The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
This companyCompanyDirectorShareholding+N: links not shown yetClick a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
7 events since 2024
Filings
Financial
Establishments
202420252026
Deadline for the 2026 accounts:
31-07-2027
2026
Annual accounts 2025 filedNBB ↗micro format · 32 days before the deadline
2025
Liquidity more than triplescurrent ratio 1.65 The current ratio rises from 0.49 to 1.65. Short-term debt falls from €75,957 to €57,150.
Equity above €150,000equity €151,610 ▲288% With a profit in every financial year since 2024, equity grows to €151,610.
Annual accounts 2024 filedPDFmicro format · 42 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1006362825
2024
IncorporationFounding capital of €5,000, 10 shares · Founder: MAMPAEY, Nicolas (comparant) · Appointment: MAMPAEY, Nicolas (director) · published on 27-02-20245 points ▸
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
VALIDUM was incorporated on 23 February 2024 as a private limited company by one natural person, with a starting capital of €5,000.12MAMPAEY,Nicolas is director of the company, appointed by deed of 27-02-2024.2The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
PurposeThe purpose describes the activities the company may carry out under its articles.
“Onder naleving van de Belgische wetgeving en reglementering met betrekking tot de bemiddeling in bank- en beleggingsdiensten en de…”
9 activities
Onder naleving van de Belgische wetgeving en reglementering met betrekking tot de bemiddeling in bank- en beleggingsdiensten en de distributie van financiële instrumenten,de uitoefening van een mandaat tot bemiddeling onder voormelde wet en van kredietagent in naam en voor rekening van één in België gevestigde kredietinstelling
Het aanleggen,het oordeelkundig uitbouwen en beheren van een eigen onroerend vermogen;alle verrichtingen met betrekking tot eigen onroerende goederen,zakelijke rechten,zoals de aan- en verkoop,de bouw,de verbouwing,de binnenhuisinrichting en decoratie,de huur en verhuur,de ruil,de verkaveling en,in het algemeen,alle verrichtingen die rechtstreeks en onrechtstreeks betrekking hebben op het beheer of op het productief maken,van eigen onroerende goederen of eigen onroerende zakelijke rechten
Het aanleggen,het oordeelkundig uitbouwen en beheren van een eigen roerend vermogen;alle verrichtingen met betrekking tot eigen roerende goederen en rechten,van welke aard ook,zoals de aan- en verkoop,de huur en verhuur,de ruil;in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren,aandelen,obligaties,staatsfondsen
Het verwerven en aanhouden van participaties,in eerder welke vorm,van aandelen,deelbewijzen,obligaties,warrants,certificaten,schuldvorderingen,gelden en andere roerende waarden,in alle bestaande of op te richten vennootschappen en ondernemingen;het stimuleren,de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen,waarin ze een participatie aanhoudt;het deelnemen aan hun beheer,bestuur,vereffening en toezicht alsmede het verlenen van technische,administratieve en financiële bijstand aan deze vennootschappen en ondernemingen
Het verlenen van bijstand,advies en leiding aan bedrijven,privé-personen en instellingen voornamelijk op het vlak van management,marketing,productie en ontwikkeling,processing en het besturen van vennootschappen
De vennootschap kan zelf of als tussenpersoon alle hulpmiddelen verschaffen,bestuurdersfuncties waarnemen of laten waarnemen of diensten verlenen die direct of indirect verband houden met de voorgaande.Deze diensten kunnen worden geleverd krachtens een contractuele of statutaire benoeming en in de hoedanigheid van externe raadgever of orgaan van de cliënt.Ter uitvoering van haar opdrachten en voor het waarnemen van bestuursmandaten kan de vennootschap zich laten vertegenwoordigen door haar bestuurder of elke andere derde vertegenwoordiger,die door de vennootschap worden afgevaardigd om op te treden in eigen naam doch voor rekening van de vennootschap
Het beheren van beleggingen en van participaties in dochtervennootschappen,het waarnemen van bestuurdersfuncties,het verlenen van advies,management en andere diensten aan of in overeenstemming met de activiteiten die de vennootschap zelf voert.Deze diensten kunnen worden geleverd krachtens contractuele of statutaire benoemingen en in hoedanigheid van externe raadgever of orgaan van de cliënt
Het verstrekken van leningen en voorschotten onder welke vorm of duur,aan alle verbonden ondernemingen waarin ze een participatie bezit,alsmede het waarborgen van alle verbintenissen van zelfde ondernemingen
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