VALGABA
ActiveVALGABA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €10k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 59% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+50
Solvency90▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.85 in 2024; short-term debt: 34.8% and cash: 10.1% of total assets), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
10.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
60 d early
2024
56 d late
2023
58 d late
2022
5 d early
2021
18 d late
2020
87 d late
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▲ 19.6%
2024 · €51k
2018: €44k
2019: €50k
2020: €68k
2021: €83k
2022: €103k
2023: €54k
2024: €51k
2018 → 2025
Total assets
€93k▲ 26.4%
2024 · €74k
2018: €77k
2019: €70k
2020: €129k
2021: €107k
2022: €134k
2023: €94k
2024: €74k
2018 → 2025
Net result
€10k
2024 · €-3k
2018: €15k
2019: €7k
2020: €18k
2021: €16k
2022: €8k
2023: €-12k
2024: €-3k
2018 → 2025
Working capital
€21k▲ 30.3%
2024 · €16k
2018: €37k
2019: €42k
2020: €63k
2021: €72k
2022: €83k
2023: €31k
2024: €16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€103k▲ 24.1%€54k▼ 47.8%€51k▼ 5.1%€61k▲ 19.6%
Operating result€22k-€13k▼ 43.3%€-8k€2k€17k▲ 992%
Net result€16k-€8k▼ 46.1%€-12k€-3k▲ 76.8%€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 992% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€40k▲ 1.7%
Current assets
€53k▲ 55.1%
Equity and liabilities €93k
Equity
€61k▲ 19.6%
Debt
€33k▲ 41.5%
The debt ratio rises from 31.1% to 34.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24k▲
2024 · €8k
Cash flow
€16k▲
2024 · €3k
Solvency
65.2%▼
2024 · 68.9%
Current ratio
1.63▼
2024 · 1.85
Quick ratio
1.63▼
2024 · 1.85
Debt / equity
0.53▲
2024 · 0.45
ROE
16.4%▲
2024 · -5.4%
ROA
10.7%▲
2024 · -3.7%
Interest coverage
6.98▲
2024 · 2.18
Debt
€33k▲
2024 · €23k
Debt ≤ 1 year
€33k▲
2024 · €18k
Debt > 1 year
€0▼
2024 · €5k
Income taxes
€4k▲
2024 · €822
Staff costs
€0▼
2024 · €458
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€93k▲
Fixed assets21/28€40k€40k▲
Tangible fixed assets22/27€40k€40k▲
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€2k€805▼
Other tangible fixed assets26€36k€38k▲
Current assets29/58€34k€53k▲
Amounts receivable within one year40/41€26k€42k▲
Trade receivables40€25k€31k▲
Other amounts receivable41€826€11k▲
Cash at bank and in hand54/58€8k€9k▲
Deferred charges and accrued income490/1€834€2k▲
Equity and liabilities
Total equity and liabilities10/49€74k€93k▲
Equity10/15€51k€61k▲
Contributions10/11€991€991=
Reserves13€65k€63k▼
Distributable reserves133€65k€63k▼
Profit (loss) carried forward14€-15k€-3k▲
Amounts payable17/49€23k€33k▲
Amounts payable after more than one year17€5k€0▼
Financial debts170/4€5k€0▼
Amounts payable within one year42/48€18k€33k▲
Current portion of amounts payable after more than one year42€8k€5k▼
Financial debts43-€8k
Credit institutions430/8-€8k
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€9k€15k▲
Taxes450/3€6k€12k▲
Remuneration and social security454/9€3k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€458€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€9k€28k▲
Operating profit (loss)9901€2k€17k▲
Financial income75/76B-€151
Recurring financial income75-€151
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-2k€14k▲
Income taxes67/77€822€4k▲
Profit (loss) for the period9904€-3k€10k▲
Profit (loss) for the period to be appropriated9905€-3k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-5k▲
Profit (loss) brought forward from the previous period14P€-12k€-15k▼
Transfer from equity791/2-€2k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-12
Financial
Weakest financial yearnet €-12k ▼241%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €103k ▲24.1%
5 profitable years in a row build equity to €103k.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
2020
31-12
Financial
Highest result since 2018net €18k ▲166%
Net result €18k, the highest in the series.
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lint · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Binnenveldlaan 52547 LintGround area
91 m²
Building footprint
92 m²
Volume, LiDAR
589 m³
Parcel 11025C0599/00C007, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VALGABA
since 20162.255.170.618
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11025C0599/00C007 | Flanders | 91 m² | 1 · 92 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,072 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:Http://www.valgaba.be