VALFRANC
ActiveSummary
VALFRANC has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €311. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 95% of 3121 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 95.97; short-term debt: 1% and cash: 0.7% of total assets), and 1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99%
Return on assets
1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
61 d late
2022
61 d late
2021
26 d late
2019
91 d late
2018
58 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€311▲ 225%
2024 · €96
2018: €743
2019: €2k
2021: €1k
2022: €343
2023: €584
2024: €96
2018 → 2025
Working capital
€29k▲ 1.1%
2024 · €29k
2018: €23k
2019: €25k
2021: €28k
2022: €28k
2023: €29k
2024: €29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€29k▲ 1.2%€29k▲ 2.0%€29k▲ 0.3%€30k▲ 1.1%
Operating result€1k-€595▼ 52.1%€840▲ 41.2%€180▼ 78.6%€629▲ 250%
Net result€1k-€343▼ 68.4%€584▲ 70.3%€96▼ 83.6%€311▲ 225%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 250% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€242 =
Current assets
€30k ▲ 1.3%
Equity and liabilities €30k
Equity
€30k ▲ 1.1%
Debt
€310 ▲ 24.0%
Debt's share of the balance-sheet total rises from 0.8% to 1.0%. Equity and debt are higher.
Key figures and ratios
Current ratio
95.97
Debt to equity
0.01▲
2024 · 0.01
ROE
1.0%▲
2024 · 0.3%
ROA
1.0%▲
2024 · 0.3%
Debt ≤ 1 year
€310▲
2024 · €250
Income taxes
€272▲
2024 · €38
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€30k€30k▲
Fixed assets21/28€242€242=
Financial fixed assets28€242€242=
Current assets29/58€29k€30k▲
Amounts receivable within one year40/41€29k€30k▲
Trade receivables40€545€545=
Other amounts receivable41€28k€29k▲
Cash at bank and in hand54/58€686€207▼
Equity and liabilities
Total equity and liabilities10/49€30k€30k▲
Equity10/15€29k€30k▲
Contributions10/11€19k€19k=
Reserves13€7k€7k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€4k€5k▲
Amounts payable17/49€250€310▲
Amounts payable within one year42/48€250€310▲
Taxes, remuneration and social security45€250€310▲
Taxes450/3€250€310▲
Income statement
Code20242025
Other operating charges640/8€873€432▼
Gross operating margin9900€1k€1k▲
Operating profit (loss)9901€180€629▲
Financial charges65/66B€46€46=
Recurring financial charges65€46€46=
Profit (loss) for the period before taxes9903€134€583▲
Income taxes67/77€38€272▲
Profit (loss) for the period9904€96€311▲
Profit (loss) for the period to be appropriated9905€96€311▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€5k▲
Profit (loss) brought forward from the previous period14P€4k€4k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €96 ▼83.6%
Net result drops to €96, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 69.55
Current ratio from 20.06 to 69.55; short-term debt falls from €1k to €415.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Highest result since 2018net €2k ▲138%
Operating result €3k, net result €2k, both a record.
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 58 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 1993
Ground area
2,842 m²
Building footprint
520 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Hollogne, Rue de Bastogne 129, 6900 Marche-en-Famenne
since 19932.049.133.710
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83042B0124/04L000 | Wallonia | 1,842 m² | 1 · 403 m² | - |
| 83053B0456/02K000 | Wallonia | 1,000 m² | 1 · 117 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VE LASWERKEN
BE 0718.693.586
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STAL DE DRIE WIJZEN
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NAERT-VANDER MEULEN
BE 0426.581.353
Wevelgem · Eq €29,131
DEKSTATION HOLSTENHOEVE
BE 0872.761.755
Geel · Eq €28,862
PRO AGRO
BE 0766.902.289
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Of 1,581 companies in sector 01620 we hold annual accounts for 218. 148 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded30-07-1990
Fiscal year end31-12
Activities, NACEBEL 2025
01620Support activities for animal production
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.