VALENTINO
ActiveThe computed 12-month bankruptcy probability of VALENTINO is 1.7% (moderate). The 2024 annual accounts show equity of €149k and a net result of €37k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 45% of 18938 sector peers (fiscal year 2024). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
76
/ 100
Excellent▼ -5 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+41
Solvency43▲+8
Growth78=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.54 in 2023), and 76.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-09-2025, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
40 d late
2023
28 d early
2022
63 d late
2021
37 d early
2020
36 d early
2019
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€149k▲ 32.6%
2023 · €112k
2018: €49k
2019: €57k
2020: €98k
2021: €104k
2022: €99k
2023: €112k
2018 → 2024
Total assets
€627k▲ 0.6%
2023 · €624k
2018: €134k
2019: €134k
2020: €355k
2021: €445k
2022: €576k
2023: €624k
2018 → 2024
Net result
€37k▲ 176%
2023 · €13k
2018: €10k
2019: €8k
2020: €41k
2021: €6k
2022: €-5k
2023: €13k
2018 → 2024
Working capital
€61k▼ 22.9%
2023 · €79k
2018: €39k
2019: €51k
2020: €77k
2021: €50k
2022: €17k
2023: €79k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€98k-€104k▲ 5.7%€99k▼ 4.8%€112k▲ 13.4%€149k▲ 32.6%
Operating result€66k-€27k▼ 58.3%€7k▼ 75.0%€73k▲ 964%€60k▼ 17.9%
Net result€41k-€6k▼ 86.3%€-5k€13k€37k▲ 176%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 18% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €627k
Fixed assets
€413k▲ 3.5%
Current assets
€214k▼ 4.6%
Equity and liabilities €627k
Equity
€149k▲ 32.6%
Debt
€478k▼ 6.5%
The debt ratio falls from 82.0% to 76.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€112k▼
2023 · €127k
Cash flow
€89k▲
2023 · €68k
Solvency
23.7%▲
2023 · 18.0%
Current ratio
1.40▼
2023 · 1.54
Quick ratio
1.39▼
2023 · 1.54
Debt / equity
3.21▼
2023 · 4.56
ROE
24.6%▲
2023 · 11.8%
ROA
5.8%▲
2023 · 2.1%
Interest coverage
5.18▼
2023 · 6.50
Debt
€478k▼
2023 · €511k
Debt ≤ 1 year
€153k▲
2023 · €145k
Debt > 1 year
€325k▼
2023 · €366k
Income taxes
€15k▼
2023 · €42k
Staff costs
€373k▲
2023 · €331k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€624k€627k▲
Fixed assets21/28€400k€413k▲
Tangible fixed assets22/27€400k€413k▲
Land and buildings22€311k€298k▼
Plant, machinery and equipment23€28k€49k▲
Furniture and vehicles24€16k€28k▲
Leasing and similar rights25€43k€38k▼
Other tangible fixed assets26€1k€954▼
Current assets29/58€224k€214k▼
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41€133k€144k▲
Trade receivables40€65k€13k▼
Other amounts receivable41€69k€131k▲
Current investments50/53€10k€10k=
Cash at bank and in hand54/58€80k€59k▼
Equity and liabilities
Total equity and liabilities10/49€624k€627k▲
Equity10/15€112k€149k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€92k€128k▲
Amounts payable17/49€511k€478k▼
Amounts payable after more than one year17€366k€325k▼
Financial debts170/4€366k€325k▼
Amounts payable within one year42/48€145k€153k▲
Current portion of amounts payable after more than one year42€50k€51k▲
Trade debts44€45k€42k▼
Suppliers440/4€45k€42k▼
Taxes, remuneration and social security45€51k€61k▲
Taxes450/3€20k€30k▲
Remuneration and social security454/9€31k€30k▼
Income statement
Code20232024
Remuneration, social security and pensions62€331k€373k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€52k▼
Other operating charges640/8€12k€12k▼
Gross operating margin9900€471k€497k▲
Operating profit (loss)9901€73k€60k▼
Financial income75/76B€2k€14k▲
Recurring financial income75€2k€7k▲
Non-recurring financial income76B-€7k
Financial charges65/66B€20k€22k▲
Recurring financial charges65€20k€22k▲
Profit (loss) for the period before taxes9903€55k€52k▼
Income taxes67/77€42k€15k▼
Profit (loss) for the period9904€13k€37k▲
Profit (loss) for the period to be appropriated9905€13k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€92k€128k▲
Profit (loss) brought forward from the previous period14P€79k€92k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
31-12
Financial
Equity above €100kEq €112k ▲13.4%
Equity rises from €99k to €112k.
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
31-12
Financial
Weakest financial yearnet €-5k ▼188%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €104k ▲5.7%
4 profitable years in a row build equity to €104k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €41k ▲417%
Net result €41k, the highest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 139 days late
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lint · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duffelsesteenweg 682547 LintGround area
687 m²
Building footprint
284 m²
Volume, LiDAR
1,492 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Duffelsesteenweg 68, 2547 Lint
since 19972.081.861.609
Valentino
since 20252.369.311.211
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002C0884/00S014 | Flanders | 488 m² | 1 · 114 m² | 8.2 m · 2 fl. |
| 11025D0101/00F003 | Flanders | 198 m² | 1 · 170 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,293 EUR awarded · 1,293 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 529 EUR | 529 EUR |
| 2024 | 1 | 764 EUR | 764 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
2 sites · 2 with a smileyBerlaar2.369.311.211
Lint2.081.861.609
Similar companies · same sector, comparable size
MAISON MAQUET
BE 1003.841.716
Namur · Eq €149k
WESTKOEKJES
BE 0436.613.925
Houthulst · Eq €149k
TOFFEE
BE 0432.475.884
Gent · Eq €149k
CASA MADRE
BE 0415.547.901
Leuven · Eq €149k
TRINH FRERES
BE 0463.683.853
Liège · Eq €149k
Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 8,963 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-1997
Fiscal year end31-12
Activities, NACEBEL
55302
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.