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VALENTIN

Active
Public limited companyfounded 200025 yrs activeRue Brunehaut 206, 7024 Mons, BelgiumKBO/BCE: BE 0472.853.224
Summary

VALENTIN has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €134,958 and a net result of -€5,550. Equity is shrinking by ~3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2026
Axes · tick = 2025
Profitability65▲+27
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
short-term debt: 8.4% of total assets, and 22.9% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026
Net result per financial year
1920212223242526
2019 to 2026 · latest year -€5,550
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 22-09-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
39 d early
2025
43 d early
2024
10 d early
2023
14 d early
2022
7 d early
2021
5 d early
2020
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 19 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VALENTIN was incorporated on 28 September 2000.1 Total assets fell from EUR 279,833 in 2019 to EUR 175,068 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2026

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Financials · fiscal year 2026, abbreviated schema

Equity
€134,958▼ 4.0%
2025 · €140,509
Total assets
€175,068▼ 4.1%
2025 · €182,568
Net result
-€5,550▼ 90.9%
2025 · -€2,908
Working capital
-€19,226▼ 39.6%
2021 · -€13,774
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result-€9,024▼ 96.8%-€7,179▲ 20.4%-€3,725▲ 48.1%-€2,132▲ 42.8%-€6,742▼ 216%
Net result€12,078-€7,487-€4,463▲ 40.4%-€2,908▲ 34.8%-€5,550▼ 90.9%
Equity€155,367▲ 8.4%€147,880▼ 4.8%€143,416▼ 3.0%€140,509▼ 2.0%€134,958▼ 4.0%
Total assets€209,048▼ 10.3%€197,553▼ 5.5%€190,060▼ 3.8%€182,568▼ 3.9%€175,068▼ 4.1%
Debt€23,229▼ 35.7%€20,504▼ 11.7%€18,758▼ 8.5%€15,456▼ 17.6%€14,790▼ 4.3%
Working capital-€19,226▼ 39.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000Operating result 2022: -€9,024-€9,024Net result 2022: €12,078€12,078Operating result 2023: -€7,179-€7,179Net result 2023: -€7,487-€7,487Operating result 2024: -€3,725-€3,725Net result 2024: -€4,463-€4,463Operating result 2025: -€2,132-€2,132Net result 2025: -€2,908-€2,908Operating result 2026: -€6,742-€6,742Net result 2026: -€5,550-€5,55020222023202420252026-€8,000-€6,000-€4,000-€2,000€0Operating result 2024: -€3,725-€3,720Net result 2024: -€4,463-€4,460Operating result 2025: -€2,132-€2,130Net result 2025: -€2,908-€2,910Operating result 2026: -€6,742-€6,740Net result 2026: -€5,550-€5,550202420252026
The operating result stays negative: a loss of €6,742 in 2026 against €2,132 in 2025; the loss grows.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Equity and liabilities €175,068
Equity €134,958 ▼ 4.0%
Provisions €25,320 ▼ 4.8%
Debt €14,790 ▼ 4.3%
Debt's share of the balance-sheet total stays at 8.4%.
Key figures and ratios
2026 value · change against 2025
EBITDA
€758▼
2025 · €5,361
Cash flow
€1,950▼
2025 · €4,585
Debt to equity
0.11▼
2025 · 0.11
ROE
-4.1%▼
2025 · -2.1%
ROA
-3.2%▼
2025 · -1.6%
Interest coverage
8.31▲
2025 · 2.60
Debt ≤ 1 year
€14,790▼
2025 · €15,456
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,304 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,304 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 36 lines
Balance sheet Code20252026
Assets
Total assets20/58€182,568€175,068▼
Fixed assets21/28€182,568€175,068▼
Tangible fixed assets22/27€182,568€175,068▼
Land and buildings22€182,568€175,068▼
Equity and liabilities
Total equity and liabilities10/49€182,568€175,068▼
Equity10/15€140,509€134,958▼
Contributions10/11€62,500€62,500=
Capital10€62,500€62,500=
Issued capital100€62,500€62,500=
Reserves13€57,914€55,422▼
Non-distributable reserves130/1€6,250€6,250=
Legal reserve130€6,250€6,250=
Tax-exempt reserves132€51,664€49,172▼
Profit (loss) carried forward14€20,095€17,037▼
Provisions and deferred taxes16€26,603€25,320▼
Deferred taxes168€26,603€25,320▼
Amounts payable17/49€15,456€14,790▼
Amounts payable within one year42/48€15,456€14,790▼
Financial debts43€12,380€12,471▲
Credit institutions430/8€12,380€12,471▲
Trade debts44€1,399€1,003▼
Suppliers440/4€1,399€1,003▼
Other amounts payable47/48€1,677€1,315▼
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,493€7,500▲
Other operating charges640/8€1,536€1,449▼
Gross operating margin9900€6,897€2,207▼
Operating profit (loss)9901-€2,132-€6,742▼
Financial charges65/66B€2,059€91▼
Recurring financial charges65€2,059€91▼
Profit (loss) for the period before taxes9903-€4,191-€6,833▼
Transfer from deferred taxes780€1,283€1,283=
Profit (loss) for the period9904-€2,908-€5,550▼
Transfer from tax-exempt reserves789€2,492€2,492=
Profit (loss) for the period to be appropriated9905-€416-€3,058▼
Appropriation of the result
Profit (loss) to be appropriated9906€20,095€17,037▼
Profit (loss) brought forward from the previous period14P€20,511€20,095▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,113€7,493€7,493€7,493€7,500▲ 0.1%
Other operating charges640/8€2,251€1,354€1,489€1,536€1,449▼ 5.6%
Gross operating margin9900€1,340€1,668€5,256€6,897€2,207▼ 68.0%
Operating profit (loss)9901-€9,024-€7,179-€3,725-€2,132-€6,742▼ 216%
Financial income75/76B€749-----
Recurring financial income75€749-----
Financial charges65/66B€2,768€1,591€2,021€2,059€91▼ 95.6%
Recurring financial charges65€2,768€1,591€2,021€2,059€91▼ 95.6%
Profit (loss) for the period before taxes9903-€11,042-€8,770-€5,746-€4,191-€6,833▼ 63.0%
Transfer from deferred taxes780€23,120€1,283€1,283€1,283€1,283=
Profit (loss) for the period9904€12,078-€7,487-€4,463-€2,908-€5,550▼ 90.9%
Transfer from tax-exempt reserves789€44,900€2,492€2,492€2,492€2,492=
Profit (loss) for the period to be appropriated9905€56,978-€4,995-€1,971-€416-€3,058▼ 635%
Line20222023202420252026Change
Assets
Total assets20/58€209,048€197,553€190,060€182,568€175,068▼ 4.1%
Fixed assets21/28€205,045€197,553€190,060€182,568€175,068▼ 4.1%
Tangible fixed assets22/27€205,045€197,553€190,060€182,568€175,068▼ 4.1%
Land and buildings22€205,045€197,553€190,060€182,568€175,068▼ 4.1%
Current assets29/58€4,003-----
Amounts receivable within one year40/41€4,003-----
Other amounts receivable41€4,003-----
Equity and liabilities
Total equity and liabilities10/49€209,048€197,553€190,060€182,568€175,068▼ 4.1%
Equity10/15€155,367€147,880€143,416€140,509€134,958▼ 4.0%
Contributions10/11€62,500€62,500€62,500€62,500€62,500=
Capital10€62,500€62,500€62,500€62,500€62,500=
Issued capital100€62,500€62,500€62,500€62,500€62,500=
Reserves13€65,389€62,897€60,405€57,914€55,422▼ 4.3%
Non-distributable reserves130/1€6,250€6,250€6,250€6,250€6,250=
Legal reserve130€6,250€6,250€6,250€6,250€6,250=
Tax-exempt reserves132€59,139€56,647€54,155€51,664€49,172▼ 4.8%
Profit (loss) carried forward14€27,478€22,482€20,511€20,095€17,037▼ 15.2%
Provisions and deferred taxes16€30,452€29,169€27,886€26,603€25,320▼ 4.8%
Deferred taxes168€30,452€29,169€27,886€26,603€25,320▼ 4.8%
Amounts payable17/49€23,229€20,504€18,758€15,456€14,790▼ 4.3%
Amounts payable within one year42/48€23,229€20,504€18,758€15,456€14,790▼ 4.3%
Financial debts43€12,604€12,279€12,378€12,380€12,471▲ 0.7%
Credit institutions430/8€12,604€12,279€12,378€12,380€12,471▲ 0.7%
Trade debts44€2,378€2,209€3,313€1,399€1,003▼ 28.3%
Suppliers440/4€2,378€2,209€3,313€1,399€1,003▼ 28.3%
Taxes, remuneration and social security45€8,220€5,720----
Taxes450/3€8,220€5,720----
Other amounts payable47/48€27€296€3,067€1,677€1,315▼ 21.6%
Line20222023202420252026Change
Profit (loss) for the period9904€12,078-€7,487-€4,463-€2,908-€5,550▼ 90.9%
+ Depreciation and write-downs630€8,113€7,493€7,493€7,493€7,500▲ 0.1%
Operating cash flow (approximation)€20,190€5€3,029€4,585€1,950▼ 57.5%
Investment in fixed assets (approximation)-€0€0€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
22-09
NBB filing Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
18-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
21-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
17-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
24-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Back to profitnet €12,078
Net result €12,078 after 3 loss-making years.
31-03
Financial Equity above €150,000Eq €155,367 ▲8.4%
Equity rises from €143,289 to €155,367.
2021
26-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
14-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial Weakest financial yearnet -€48,077
Net result drops to -€48,077, the lowest in the series; recovery starts the following year.
2019
24-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
30-10
NBB filing Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2000
seat establishment The establishment unit on the map
Ground area
1,394 m²
Building footprint
120 m²
Volume, LiDAR
520 m³
Parcel 53018A0215/00K000, Wallonia · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rue Brunehaut 206, 7024 Mons
Renting and operating of own or leased residential real estate, excluding social housing
since 20002.158.120.930
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53018A0215/00K000 Wallonia 1,394 m² 1 · 120 m² 5.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded28-09-2000
Fiscal year end31-03
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.