Financials
- Fiscal year
- 2025
- Total assets
- €552,062
- Profit
- €23,216
- Solvency
- 72.0%
Total assets▲ 4.9%
Net result
20182025
VALENTIMMO
ActiveSummary
VALENTIMMO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €397,466 and a net result of €23,216. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 8593 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Other building finishing work
NACE 43350NACE 43390NACE 45450
1 site
Size
€552,062total assets 2025
- Equity
- €397,466
- Profit
- €23,216
Structure
Accounts on time0 of 6 deeds read
Why 94- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 1.46, cash €196,231+ Size: total assets €552,062+ Equity €397,466 (72.0% of total assets)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
97-3
equity 72.0% of total assets
Liquidity
83=
short-term debt 27.6% · cash 35.5%
Profitability
74=
return on assets 4.2%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 13 months
10-2025: < 0.1%lowest value
11-2025: < 0.1%● 0.0% vs 10-2025lowest value
12-2025: < 0.1%● 0.0% vs 11-2025lowest value
01-2026: < 0.1%● 0.0% vs 12-2025lowest value
02-2026: < 0.1%● 0.0% vs 01-2026lowest value
03-2026: < 0.1%● 0.0% vs 02-2026lowest value
04-2026: < 0.1%▲ +4.8% vs 03-2026
05-2026: < 0.1%▼ -2.3% vs 04-2026
06-2026: < 0.1%● 0.0% vs 05-2026
07-2026: < 0.1%▲ +4.7% vs 06-2026highest value
08-2026: < 0.1%▼ -2.2% vs 07-2026
09-2026: < 0.1%● 0.0% vs 08-2026
10-2026: < 0.1%● 0.0% vs 09-2026
- Liquidity: current ratio 1.46, cash €196,231 lowers the probability
- Size: total assets €552,062 lowers the probability for this profile
- Equity €397,466 (72.0% of total assets) lowers the probability
- Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €35,000 at 30 days acceptable
Liquidity tight (current ratio 1.46; short-term debt: 27.6% and cash: 35.5% of total assets), and 28% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 78%, liquidity 81%, profitability 47%, growth against the median 16%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
27 d late
2023
61 d early
2022
32 d early
2021
6 d early
2020
16 d early
2019
10 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
- Liquidity times 77current ratio 287.22
Key points
By topic
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 31-07-2027
- 31-07-2026Annual accounts filed
- 27-08-2025Annual accounts filed
- 31-12-2024Liquidity times 77
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Other building finishing workNACE 43350
- Founded
- 30-12-2002
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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