Valejo
ActiveValejo has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-305k) and a net result of €-142k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 8636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▼-1
Solvency7▼-9
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.94 against 0.21 in 2024; short-term debt: 5.7% and cash: 2.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-17.7%
Return on assets
-8.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-305k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
30 d late
2022
29 d late
2021
3 d late
2020
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-305k▼ 87.4%
2024 · €-163k
2020: €27k
2021: €15k
2022: €4k
2023: €-25k
2024: €-163k
2020 → 2025
Total assets
€1.73M▼ 0.1%
2024 · €1.73M
2020: €1.19M
2021: €1.46M
2022: €1.75M
2023: €1.80M
2024: €1.73M
2020 → 2025
Net result
€-142k▼ 2.9%
2024 · €-138k
2020: €-23k
2021: €-12k
2022: €-11k
2023: €-29k
2024: €-138k
2020 → 2025
Working capital
€-6k▲ 96.3%
2024 · €-149k
2020: €-85k
2021: €-141k
2022: €-102k
2023: €-198k
2024: €-149k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€4k▼ 73.9%€-25k€-163k▼ 561%€-305k▼ 87.4%
Operating result€14k-€41k▲ 202%€28k▼ 32.0%€-59k€-77k▼ 30.4%
Net result€-12k-€-11k▲ 8.6%€-29k▼ 158%€-138k▼ 384%€-142k▼ 2.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €77k in 2025 against €59k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.73M
Fixed assets
€1.64M▼ 3.1%
Current assets
€92k▲ 127%
Key figures and ratios
EBITDA
€-25k▼
2024 · €-7k
Cash flow
€-90k▼
2024 · €-86k
Solvency
-17.7%▼
2024 · -9.4%
Current ratio
0.94▲
2024 · 0.21
Quick ratio
0.94▲
2024 · 0.21
Debt / equity
-6.66▲
2024 · -11.62
ROA
-8.2%▼
2024 · -8.0%
Interest coverage
-0.38▼
2024 · -0.09
Debt
€2.03M▲
2024 · €1.89M
Debt ≤ 1 year
€98k▼
2024 · €190k
Debt > 1 year
€1.94M▲
2024 · €1.70M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.73M€1.73M▼
Fixed assets21/28€1.69M€1.64M▼
Tangible fixed assets22/27€1.69M€1.64M▼
Land and buildings22€1.69M€1.64M▼
Current assets29/58€41k€92k▲
Amounts receivable within one year40/41€31k€32k▲
Trade receivables40€31k€31k=
Other amounts receivable41€630€1k▲
Cash at bank and in hand54/58€9k€50k▲
Deferred charges and accrued income490/1€619€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.73M€1.73M▼
Equity10/15€-163k€-305k▼
Contributions10/11€50k€50k=
Profit (loss) carried forward14€-213k€-355k▼
Amounts payable17/49€1.89M€2.03M▲
Amounts payable after more than one year17€1.70M€1.94M▲
Financial debts170/4€1.70M€1.94M▲
Amounts payable within one year42/48€190k€98k▼
Current portion of amounts payable after more than one year42€82k€84k▲
Financial debts43€0€4k▲
Credit institutions430/8€0€4k▲
Trade debts44€108k€10k▼
Suppliers440/4€108k€10k▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€14€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€52k▲
Other operating charges640/8€6k€11k▲
Gross operating margin9900€-1k€-14k▼
Operating profit (loss)9901€-59k€-77k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€79k€65k▼
Recurring financial charges65€79k€65k▼
Profit (loss) for the period before taxes9903€-138k€-142k▼
Profit (loss) for the period9904€-138k€-142k▼
Profit (loss) for the period to be appropriated9905€-138k€-142k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-213k€-355k▼
Profit (loss) brought forward from the previous period14P€-75k€-213k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-142k
Net result drops to €-142k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentse Baan 369100 Sint-NiklaasGround area
1,086 m²
Building footprint
38 m²
Volume, LiDAR
68 m³
Parcel 46444D0066/00N000, Flanders · tallest building 10.6 m. Linked by address, not a title deed.
1 establishment unit
Valejo
since 20202.300.072.017
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46444D0066/00N000 | Flanders | 1,086 m² | 1 · 38 m² | 10.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 13,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.