Valedera
ActiveSummary
Valedera has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93,927 and a net result of €10,567. Equity is growing by ~35.8% per year across the filed fiscal years. Its solvency ranks better than 77% of 8763 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-12
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 4.71 against 5.26 in 2024; short-term debt: 17.7% and cash: 75.1% of total assets), and 18.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.4%
Return on assets
9.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-06-2026, 33 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
33 d early
2024
36 d early
2023
40 d early
2022
43 d early
2021
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€93,927▲ 7.2%
2024 · €87,658
Total assets
€115,408▲ 10.4%
2024 · €104,546
Net result
€10,567▼ 45.5%
2024 · €19,401
Working capital
€75,801▲ 12.0%
2024 · €67,691
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€6,168-€37,855▲ 514%€51,613▲ 36.3%€29,075▼ 43.7%€16,847▼ 42.1%
Net result€4,297within the sector's middle half-€26,728within the sector's middle half▲ 522%€36,232within the sector's middle half▲ 35.6%€19,401within the sector's middle half▼ 46.5%€10,567within the sector's middle half▼ 45.5%
Equity€5,297below the sector's middle half-€32,025within the sector's middle half▲ 505%€68,257within the sector's middle half▲ 113%€87,658within the sector's middle half▲ 28.4%€93,927within the sector's middle half▲ 7.2%
Total assets€48,249below the sector's middle half-€77,962below the sector's middle half▲ 61.6%€114,665within the sector's middle half▲ 47.1%€104,546within the sector's middle half▼ 8.8%€115,408below the sector's middle half▲ 10.4%
Debt€42,952-€45,937▲ 6.9%€46,408▲ 1.0%€16,888▼ 63.6%€21,481▲ 27.2%
Working capital-€4,934below the sector's middle half-€13,806within the sector's middle half€44,979within the sector's middle half▲ 226%€67,691within the sector's middle half▲ 50.5%€75,801within the sector's middle half▲ 12.0%
Solvency11.0%below the sector's middle half-41.1%within the sector's middle half▲ 30.1pp59.5%within the sector's middle half▲ 18.4pp83.8%above the sector's middle half▲ 24.3pp81.4%above the sector's middle half▼ 2.5pp
Current ratio0.88below the sector's middle half-1.31within the sector's middle half▲ 0.421.99within the sector's middle half▲ 0.685.26above the sector's middle half▲ 3.284.71above the sector's middle half▼ 0.55
Return on assets (ROA)8.9%within the sector's middle half-34.3%above the sector's middle half▲ 25.4pp31.6%above the sector's middle half▼ 2.7pp18.6%within the sector's middle half▼ 13.0pp9.2%within the sector's middle half▼ 9.4pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115,408
Fixed assets
€19,193 ▼ 8.5%
Current assets
€96,215 ▲ 15.1%
Equity and liabilities €115,408
Equity
€93,927 ▲ 7.2%
Debt
€21,481 ▲ 27.2%
Debt's share of the balance-sheet total rises from 16.2% to 18.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21,136▼
2024 · €33,003
Cash flow
€14,856▼
2024 · €23,329
Debt to equity
0.23▲
2024 · 0.19
ROE
11.2%▼
2024 · 22.1%
Interest coverage
18.25▼
2024 · 31.04
Debt ≤ 1 year
€20,414▲
2024 · €15,873
Income taxes
€5,123▼
2024 · €8,611
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,693 | €2,241 | €2,671 | €3,928 | €4,289 | ▲ 9.2% |
| Other operating charges640/8 | €1,496 | €913 | €1,044 | €1,020 | €1,383 | ▲ 35.5% |
| Gross operating margin9900 | €9,357 | €41,009 | €55,328 | €34,024 | €22,519 | ▼ 33.8% |
| Operating profit (loss)9901 | €6,168 | €37,855 | €51,613 | €29,075 | €16,847 | ▼ 42.1% |
| Financial income75/76B | - | - | €4 | €0 | €0 | = |
| Recurring financial income75 | - | - | €4 | €0 | €0 | = |
| Financial charges65/66B | €75 | €588 | €854 | €1,063 | €1,158 | ▲ 8.9% |
| Recurring financial charges65 | €75 | €588 | €854 | €1,063 | €1,158 | ▲ 8.9% |
| Profit (loss) for the period before taxes9903 | €6,092 | €37,267 | €50,763 | €28,012 | €15,689 | ▼ 44.0% |
| Income taxes67/77 | €1,795 | €10,539 | €14,531 | €8,611 | €5,123 | ▼ 40.5% |
| Profit (loss) for the period9904 | €4,297 | €26,728 | €36,232 | €19,401 | €10,567 | ▼ 45.5% |
| Profit (loss) for the period to be appropriated9905 | €4,297 | €26,728 | €36,232 | €19,401 | €10,567 | ▼ 45.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €48,249 | €77,962 | €114,665 | €104,546 | €115,408 | ▲ 10.4% |
| Fixed assets21/28 | €10,888 | €19,033 | €24,192 | €20,982 | €19,193 | ▼ 8.5% |
| Tangible fixed assets22/27 | €10,888 | €19,033 | €24,192 | €20,982 | €19,193 | ▼ 8.5% |
| Land and buildings22 | €8,265 | €17,155 | €15,659 | €14,163 | €14,890 | ▲ 5.1% |
| Plant, machinery and equipment23 | €1,941 | €1,452 | €7,312 | €5,515 | €3,746 | ▼ 32.1% |
| Furniture and vehicles24 | €682 | €426 | €1,221 | €1,304 | €556 | ▼ 57.3% |
| Current assets29/58 | €37,361 | €58,930 | €90,473 | €83,564 | €96,215 | ▲ 15.1% |
| Amounts receivable within one year40/41 | €35,006 | €6 | €23,098 | €1,981 | €9,500 | ▲ 380% |
| Trade receivables40 | €35,005 | - | €23,098 | - | €4,622 | - |
| Other amounts receivable41 | €1 | €6 | - | €1,981 | €4,877 | ▲ 146% |
| Cash at bank and in hand54/58 | €2,355 | €58,923 | €67,374 | €81,583 | €86,716 | ▲ 6.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €48,249 | €77,962 | €114,665 | €104,546 | €115,408 | ▲ 10.4% |
| Equity10/15 | €5,297 | €32,025 | €68,257 | €87,658 | €93,927 | ▲ 7.2% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Outside capital11 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Other1109/19 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €4,297 | €31,025 | €67,257 | €86,658 | €92,927 | ▲ 7.2% |
| Distributable reserves133 | €4,297 | €31,025 | €67,257 | €86,658 | €92,927 | ▲ 7.2% |
| Amounts payable17/49 | €42,952 | €45,937 | €46,408 | €16,888 | €21,481 | ▲ 27.2% |
| Amounts payable within one year42/48 | €42,295 | €45,124 | €45,494 | €15,873 | €20,414 | ▲ 28.6% |
| Trade debts44 | €30,763 | €12,247 | €3,000 | €1,828 | €1,163 | ▼ 36.4% |
| Suppliers440/4 | €30,763 | €12,247 | €3,000 | €1,828 | €1,163 | ▼ 36.4% |
| Taxes, remuneration and social security45 | €4,380 | €15,839 | €30,489 | €304 | €1,692 | ▲ 457% |
| Taxes450/3 | €4,380 | €15,839 | €30,489 | €304 | €1,692 | ▲ 457% |
| Other amounts payable47/48 | €7,153 | €17,037 | €12,005 | €13,741 | €17,559 | ▲ 27.8% |
| Accrued charges and deferred income492/3 | €657 | €814 | €914 | €1,016 | €1,067 | ▲ 5.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,297 | €26,728 | €36,232 | €19,401 | €10,567 | ▼ 45.5% |
| + Depreciation and write-downs630 | €1,693 | €2,241 | €2,671 | €3,928 | €4,289 | ▲ 9.2% |
| Operating cash flow (approximation) | €5,990 | €28,969 | €38,903 | €23,329 | €14,856 | ▼ 36.3% |
| Investment in fixed assets (approximation) | - | -€10,386 | -€7,830 | -€718 | -€2,500 | ▼ 248% |
| Change in cash | - | €56,568 | €8,451 | €14,209 | €5,133 | ▼ 63.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 5.26
Current ratio from 1.99 to 5.26; short-term debt falls from €45,494 to €15,873.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €36,232 ▲35.6%
Operating result €51,613, net result €36,232, both a record.
18-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2020
Ground area
132 m²
Building footprint
74 m²
Volume, LiDAR
482 m³
Parcel 34012C0412/00C000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Valedera
since 20202.305.347.134
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34012C0412/00C000 | Flanders | 132 m² | 1 · 74 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,712 companies in sector 70100 we hold annual accounts for 3,518. 2,274 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0751743070
Registered
27-03-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.