Losses
-€26,289 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
VaLeaTimEira
Lifetime
19 annual accounts with figures on one time axis, 24 filings since 2001peak €327,460 (2009)
€48,536▲ 8.5%
lowest -€141,745 (2010)
-€8,396▲ €9,498
peak €191,272 (2023)
€164,983▼ 4.8%
€458,336▼ 7.8%
peak 9 FTE (2009)
-not published
Board2 names since 2022
1 directorTILMANT Christophe
Documentsfilings and deeds
16-01-202615 days before the deadline
2025micro format
Loss of €8,396Cash from €1,383 to €2,297
Key points
from the 2025 annual accountsChecked score
86
Excellent
Financially stronger than 37% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.3%▲ +0.1 percentage points vs 12-2024
02-2025: 0.2%▼ -0.1 percentage points vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.4%▲ +0.1 percentage points vs 12-2025highest value
02-2026: 0.2%▼ -0.2 percentage points vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.46, cash €2,297
Loss of €8,396, the second in a row (financial year 2025)
lowers risk
Size: total assets €623,319
Figures for financial year 2025 (filed on 23-01-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 46% of them on solvency, 38% on liquidity, 29% on profitability and 34% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,507 companies had the same profile as VaLeaTimEira has now. Each dot stands for 7 companies, two years later.
96.4%
were still trading
1.8%
stopped another way
1.6%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of VaLeaTimEira itself is lower: 0.2% within 12 months. It rests on far more data about VaLeaTimEira than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,507 companies, not a prediction for VaLeaTimEira. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.46 (0.62 in 2024), below 1. Short-term debt is 20% and cash 0.4% of total assets. 73.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€8,396
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-01-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 days early
2024
3 days early
2023
6 days early
2022
27 days late
2021
14 days late
2020
8 days late
2019
48 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 28 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0472628243
Company renamed from VALEAFLO INVEST to VaLeaTimEira
Change of role: TILMANT Christophe, from statutory manager to director · Appointment: TILMANT Valentin (alternate director) · Permanent representative: TILMANT Christophe · General meeting of 28-07-2023 · Gazette deed
First establishment
VALEAFLO INVEST, Rue Adelin Colon 68, Wavre
Incorporation
published on 05-09-2000 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VaLeaTimEira Wavre | €623,319 | €48,536 | 26.5% | - |
| H & H CONCEPT Wavre | €594,064 | €47,572 | 69.3% | - |
| JM CORNET INVEST Verviers | €583,514 | €50,234 | 11.7% | - |
| AK INVEST Rochefort | €613,060 | €43,429 | -0.8% | - |
| CO-louis Etterbeek | €597,192 | €53,285 | 75.3% | 1 |
| IMMO MOUSCRONNOISE Koksijde | €587,514 | €53,790 | 17.2% | - |
| EVOLESSE Woluwe-Saint-Pierre | €685,981 | €46,060 | 30.3% | - |
These companies have the same main activity as VaLeaTimEira: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €584,000 and €686,000, founded between 1999 and 2000.
Official details
Source: KBO- Status
- Active since 25-08-2000Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
- Establishment unit
- 2.190.152.6071300 Wavre, since 02-08-2010
- Financial year end
- 30 June
- Peppol
- Reachable since 17-12-2025
Annual accounts to 30-06-2025
- ≈ €79,000estimated
- €623,319▼ 7.0%
- Filing
- Filed on 16-01-2026, 15 days before the end of the filing period
Insights on VaLeaTimEira
VaLeaTimEira files the micro format. That format states no turnover. The gross margin fell from €187,797 in 2006 to €48,536 in 2025.
The balance sheet grew most in 2024 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VaLeaTimEira
- What is the company number of VaLeaTimEira?
- The company number of VaLeaTimEira is 0472.628.243. The VAT number is the same number with BE in front: BE 0472.628.243.
- Where is VaLeaTimEira based?
- The registered office is at Rue Adelin Colon 68, 1300 Wavre.Company details
- What does VaLeaTimEira do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of VaLeaTimEira?
- VaLeaTimEira is a private limited company (BV).
- When was VaLeaTimEira founded?
- VaLeaTimEira was founded on 25-08-2000.
- Is VaLeaTimEira still active?
- Yes, VaLeaTimEira is an active enterprise in the KBO register.
- What is the turnover of VaLeaTimEira?
- The turnover in financial year 2025 is ≈ €79,000. This figure is estimated from the gross margin of €48,536 and 51 comparable companies (NACE 682). It probably lies between €59,000 and €120,000.Financials
- Is VaLeaTimEira profitable?
- In financial year 2025, VaLeaTimEira made a loss of €8,396.
- Where can I find the annual accounts of VaLeaTimEira?
- VaLeaTimEira filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VaLeaTimEira due?
- VaLeaTimEira must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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