VaLeaTimEira
ActiveSummary
VaLeaTimEira has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €-8k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 47% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability34▲+4
Solvency51=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.62 in 2024; short-term debt: 20% and cash: 0.4% of total assets), and 73.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.5%
Return on assets
-1.3%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-8k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-01-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
3 d early
2023
6 d early
2022
27 d late
2021
14 d late
2020
8 d late
2019
48 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€165k▼ 4.8%
2024 · €173k
2019: €125klowest in 7 years
2020: €149k▲ +19.1% vs 2019
2021: €168k▲ +13.0% vs 2020
2022: €183k▲ +9.0% vs 2021
2023: €191k▲ +4.3% vs 2022highest in 7 years
2024: €173k▼ -9.4% vs 2023
2025: €165k▼ -4.8% vs 2024
2019 → 2025
Total assets
€623k▼ 7.0%
2024 · €671k
2019: €531k
2020: €459k▼ -13.6% vs 2019
2021: €416k▼ -9.3% vs 2020
2022: €398k▼ -4.3% vs 2021
2023: €369k▼ -7.4% vs 2022lowest in 7 years
2024: €671k▲ +81.7% vs 2023highest in 7 years
2025: €623k▼ -7.0% vs 2024
2019 → 2025
Net result
€-8k▲ 53.1%
2024 · €-18k
2019: €-28klowest in 7 years
2020: €24k▲ +185% vs 2019highest in 7 years
2021: €19k▼ -18.9% vs 2020
2022: €15k▼ -21.7% vs 2021
2023: €8k▼ -48.4% vs 2022
2024: €-18k▼ -329% vs 2023
2025: €-8k▲ +53.1% vs 2024
2019 → 2025
Working capital
€-67k▼ 26.5%
2024 · €-53k
2019: €-107klowest in 7 years
2020: €-91k▲ +15.2% vs 2019
2021: €-72k▲ +20.9% vs 2020
2022: €-54k▲ +24.9% vs 2021
2023: €-32k▲ +40.2% vs 2022highest in 7 years
2024: €-53k▼ -65.0% vs 2023
2025: €-67k▼ -26.5% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€168k-€183k▲ 9.0%€191k▲ 4.3%€173k▼ 9.4%€165k▼ 4.8%
2021: €168k
2022: €183k▲ +9.0% vs 2021
2023: €191k▲ +4.3% vs 2022highest in 5 years
2024: €173k▼ -9.4% vs 2023
2025: €165k▼ -4.8% vs 2024lowest in 5 years
Operating result€35k-€28k▼ 21.5%€20k▼ 29.4%€6k▼ 71.8%€13k▲ 137%
2021: €35khighest in 5 years
2022: €28k▼ -21.5% vs 2021
2023: €20k▼ -29.4% vs 2022
2024: €6k▼ -71.8% vs 2023lowest in 5 years
2025: €13k▲ +137% vs 2024
Net result€19k-€15k▼ 21.7%€8k▼ 48.4%€-18k€-8k▲ 53.1%
2021: €19khighest in 5 years
2022: €15k▼ -21.7% vs 2021
2023: €8k▼ -48.4% vs 2022
2024: €-18k▼ -329% vs 2023lowest in 5 years
2025: €-8k▲ +53.1% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 137% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €623k
Fixed assets
€566k ▼ 2.8%
Current assets
€57k ▼ 35.1%
Equity and liabilities €623k
Equity
€165k ▼ 4.8%
Debt
€458k ▼ 7.8%
Debt's share of the balance-sheet total falls from 74.1% to 73.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€42k▲
2024 · €39k
Cash flow
€21k▲
2024 · €15k
Current ratio
0.46▼
2024 · 0.62
Debt to equity
2.78▼
2024 · 2.87
ROE
-5.1%▲
2024 · -10.3%
ROA
-1.3%▲
2024 · -2.7%
Interest coverage
1.98▲
2024 · 1.72
Debt ≤ 1 year
€124k▼
2024 · €141k
Debt > 1 year
€329k▼
2024 · €353k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€671k€623k▼
Fixed assets21/28€583k€566k▼
Tangible fixed assets22/27€583k€566k▼
Land and buildings22€582k€566k▼
Plant, machinery and equipment23€532€266▼
Current assets29/58€88k€57k▼
Amounts receivable within one year40/41€86k€54k▼
Other amounts receivable41€86k€54k▼
Cash at bank and in hand54/58€1k€2k▲
Deferred charges and accrued income490/1€430€437▲
Equity and liabilities
Total equity and liabilities10/49€671k€623k▼
Equity10/15€173k€165k▼
Contributions10/11€19k€19k=
Reserves13€44k€44k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€42k€42k=
Profit (loss) carried forward14€111k€103k▼
Amounts payable17/49€497k€458k▼
Amounts payable after more than one year17€353k€329k▼
Financial debts170/4€353k€329k▼
Amounts payable within one year42/48€141k€124k▼
Current portion of amounts payable after more than one year42€22k€24k▲
Financial debts43€91k€80k▼
Credit institutions430/8€91k€80k▼
Trade debts44€4k€350▼
Suppliers440/4€4k€350▼
Taxes, remuneration and social security45€10k€68▼
Taxes450/3€10k€68▼
Other amounts payable47/48€13k€20k▲
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€29k▼
Other operating charges640/8€6k€6k▼
Gross operating margin9900€45k€49k▲
Operating profit (loss)9901€6k€13k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€22k€21k▼
Recurring financial charges65€22k€21k▼
Profit (loss) for the period before taxes9903€-17k€-8k▲
Income taxes67/77€959-
Profit (loss) for the period9904€-18k€-8k▲
Profit (loss) for the period to be appropriated9905€-18k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€111k€103k▼
Profit (loss) brought forward from the previous period14P€129k€111k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €21k | €21k | €33k | €29k | ▼ 11.0% |
| Other operating charges640/8 | - | €5k | €5k | €6k | €6k | ▼ 1.5% |
| Gross operating margin9900 | €61k | €54k | €46k | €45k | €49k | ▲ 8.5% |
| Operating profit (loss)9901 | €35k | €28k | €20k | €6k | €13k | ▲ 137% |
| Financial income75/76B | - | - | - | €0 | - | - |
| Recurring financial income75 | €0 | - | - | €0 | - | - |
| Financial charges65/66B | - | €7k | €8k | €22k | €21k | ▼ 4.5% |
| Recurring financial charges65 | €7k | €7k | €8k | €22k | €21k | ▼ 4.5% |
| Profit (loss) for the period before taxes9903 | €28k | €21k | €11k | €-17k | €-8k | ▲ 50.4% |
| Income taxes67/77 | €9k | €6k | €4k | €959 | - | - |
| Profit (loss) for the period9904 | €19k | €15k | €8k | €-18k | €-8k | ▲ 53.1% |
| Profit (loss) for the period to be appropriated9905 | €19k | €15k | €8k | €-18k | €-8k | ▲ 53.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €416k | €398k | €369k | €671k | €623k | ▼ 7.0% |
| Fixed assets21/28 | €336k | €315k | €294k | €583k | €566k | ▼ 2.8% |
| Tangible fixed assets22/27 | €336k | €315k | €294k | €583k | €566k | ▼ 2.8% |
| Land and buildings22 | - | €314k | €293k | €582k | €566k | ▼ 2.8% |
| Plant, machinery and equipment23 | - | €1k | €798 | €532 | €266 | ▼ 50.0% |
| Current assets29/58 | €80k | €84k | €76k | €88k | €57k | ▼ 35.1% |
| Amounts receivable within one year40/41 | €77k | €77k | €73k | €86k | €54k | ▼ 36.9% |
| Trade receivables40 | - | €31k | €36k | - | - | - |
| Other amounts receivable41 | - | €47k | €37k | €86k | €54k | ▼ 36.9% |
| Cash at bank and in hand54/58 | €3k | €6k | €2k | €1k | €2k | ▲ 66.2% |
| Deferred charges and accrued income490/1 | - | €295 | €275 | €430 | €437 | ▲ 1.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €416k | €398k | €369k | €671k | €623k | ▼ 7.0% |
| Equity10/15 | €168k | €183k | €191k | €173k | €165k | ▼ 4.8% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €44k | €44k | €44k | €44k | €44k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €42k | €42k | €42k | €42k | = |
| Profit (loss) carried forward14 | €106k | €121k | €129k | €111k | €103k | ▼ 7.6% |
| Amounts payable17/49 | €248k | €215k | €178k | €497k | €458k | ▼ 7.8% |
| Amounts payable after more than one year17 | €93k | €75k | €67k | €353k | €329k | ▼ 6.8% |
| Financial debts170/4 | - | €75k | €67k | €353k | €329k | ▼ 6.8% |
| Amounts payable within one year42/48 | €152k | €138k | €108k | €141k | €124k | ▼ 11.8% |
| Current portion of amounts payable after more than one year42 | - | €27k | €10k | €22k | €24k | ▲ 8.3% |
| Financial debts43 | - | €88k | €88k | €91k | €80k | ▼ 12.1% |
| Credit institutions430/8 | - | €88k | €88k | €91k | €80k | ▼ 12.1% |
| Trade debts44 | €1k | €5k | €4k | €4k | €350 | ▼ 91.6% |
| Suppliers440/4 | - | €5k | €4k | €4k | €350 | ▼ 91.6% |
| Taxes, remuneration and social security45 | - | €14k | €6k | €10k | €68 | ▼ 99.3% |
| Taxes450/3 | - | €14k | €6k | €10k | €68 | ▼ 99.3% |
| Other amounts payable47/48 | - | €4k | - | €13k | €20k | ▲ 49.7% |
| Accrued charges and deferred income492/3 | - | €3k | €3k | €3k | €5k | ▲ 60.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19k | €15k | €8k | €-18k | €-8k | ▲ 53.1% |
| + Depreciation and write-downs630 | €21k | €21k | €21k | €33k | €29k | ▼ 11.0% |
| Operating cash flow (approximation) | €40k | €37k | €29k | €15k | €21k | ▲ 38.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-322k | €-13k | ▲ 96.0% |
| Change in cash | - | €3k | €-4k | €-1k | €915 | ▲ 187% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
30-06
Financial
Equity above €150kEq €168k ▲13%
2 profitable years in a row build equity to €168k.
08-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 8 days late
2020
30-06
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2010
Ground area
671 m²
Building footprint
212 m²
Volume, LiDAR
1,290 m³
Parcel 25112D0230/02X003, Wallonia · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
VALEAFLO INVEST
since 20102.190.152.607
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112D0230/02X003 | Wallonia | 671 m² | 1 · 212 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 4,674 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-08-2000
Fiscal year end30-06
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.