VALE

Active

Private limited companyfounded 2015active for 11 yearsBert Van Hoorickstraat 2, 9300 Aalst, BelgiumKBO/BCE: BE 0635.479.365

Summary

VALE has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €58,322 and a net result of €53,504. Equity is shrinking by about 20% per year across the filed financial years. Its solvency ranks better than 67% of 18,739 sector peers (NACE 56, financial year 2024). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisFollow Report Compare

VALEActiveChecked score 58/100

Risk analysis Report Compare

Activity

Cafés and bars

NACE 56301Full-service restaurants NACE 56111

1 site

Size

€117,322total assets 2024

Equity: €58,322
Profit: €53,504

Turnover not published (micro format)

Financial health

58 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 1.2%

Structure

Danckaert FilipDirector

2025 accounts not filed, 87 days past the deadline3 of 10 deeds summarised

Why 58raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 26-08-2025)Sector: Food and beverage service activities (NACE 56)lowers riskLiquidity: current ratio 1.35, cash €70,822Equity €58,322 (49.7% of total assets)Show the evidence

Checked score

Score 2024

58 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 85% of its sector peers (NACE 56, micro)

A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 75+38

equity 49.7% of total assets

Liquidity 75+72

short-term debt 50.3% · cash 60.4%

Profitability 100+100

return on assets 45.6%

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,763 companies, NACE 56, micro)

Last 24 months 11-2024: 8.6% 12-2024: 8.6%● unchanged vs 11-2024 01-2025: 8.6%● unchanged vs 12-2024 02-2025: 8.6%● unchanged vs 01-2025 03-2025: 8.7%▲ +0.1 percentage points vs 02-2025highest value 04-2025: 4.8%▼ -3.9 percentage points vs 03-2025 05-2025: 5.0%▲ +0.2 percentage points vs 04-2025 06-2025: 4.8%▼ -0.2 percentage points vs 05-2025 07-2025: 5.2%▲ +0.4 percentage points vs 06-2025 08-2025: 5.8%▲ +0.6 percentage points vs 07-2025 09-2025: 0.6%▼ -5.2 percentage points vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.3%▼ -0.3 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.2%▼ -0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%▼ -0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026 10-2026: 1.2%▲ +0.6 percentage points vs 09-2026

Credit of up to €3,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity tight (current ratio 1.35, compared with 0.2 in 2023, below the usual 1.5; short-term debt: 50.3% and cash: 60.4% of total assets), and 50.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 68% on solvency, 78% on liquidity, 93% on profitability and 99% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises risk

Figures for financial year 2024 (filed 26-08-2025)

NBB · annual accounts

Liquidity: current ratio 1.35, cash €70,822

NBB · annual accounts

Sector: Food and beverage service activities (NACE 56)

KBO

Equity €58,322 (49.7% of total assets)

NBB · annual accounts

Growing equity

Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.

NBB · annual accounts 2024

Equity per financial year

18192021222324

2018 to 2024 · latest year €58,322

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.

NBB · 9 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline26-10-2026 today

2024 accounts filed 22 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 9 filings

Deviation from the deadline

2025

not filed

2024

22 days late

2023

14 days late

2022

18 days late

2021

26 days late

2020

20 days late

2019

1 day early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 17 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

22-08-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Back to profitnet €53,504
31-12-2024 Liquidity more than 6 timescurrent ratio 1.35

Key points

Positive: Equity rose in 2024from €4,818 to €58,322 ▲ 12× View
Caution: 2025 accounts not fileddeadline was 31-07-2026 87 days past the deadline View
Positive: Among the best 10% on net resultsector median €5,432 · 18,725 companies €53,504 View

By topic

Financials

Financial year: 2024
Total assets: €117,322
Profit: €53,504
Solvency: 49.7%

Total assets▲ 195%

Net result

20182024

Go to Financials

Board & ownership

Board: 1 member

Danckaert FilipDirector

Go to Board & ownership

Timeline

Events: 17
Since: 2017

14-08-2024Annual accounts filed
13-08-2024Resignation: De Schrijver Kathy (niet statutair bestuurder)
16-01-2024Resignations: Filip Danckaert (director) and Valérie Van…

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Cafés and barsNACE 56301
Founded: 12-08-2015
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about VALE

What is the company number of VALE?: 0635.479.365. In Belgium the VAT number is the company number with BE in front: BE 0635.479.365.
Where is VALE based?: The registered office is at Bert Van Hoorickstraat 2, 9300 Aalst.Company details
What does VALE do?: According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of VALE?: Private limited company (BV).
When was VALE founded?: On 12-08-2015.
Is VALE still active?: Yes, VALE is an active enterprise in the KBO register.
What is the turnover of VALE?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is VALE profitable?: In financial year 2024, VALE made a profit of €53,504.
Where can I find the annual accounts of VALE?: VALE filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2024.