Valdo Projects

Active

Private limited companyfounded 20224 yrs activeDooren 111, 1785 Merchtem, BelgiumKBO/BCE: BE 0782.266.297

Summary

The computed 12-month bankruptcy probability of Valdo Projects is 1.7% (moderate). The 2025 annual accounts show equity of €32,679 and a net result of €16,855. Equity is growing by ~91.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 33926 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Valdo ProjectsActiveChecked score 55/100

Risk analysis Report Compare

Activity

Roofing work

NACE 43410Bricklaying and masonry work NACE 43910

1 site

Size

€583,696turnover 2025

Equity: €32,679
Profit: €16,855

Financial health

55 Fair Checked score 2025

Bankruptcy chance 12 m: 1.7%

Structure

Accounts 3 d early0 of 2 deeds read

Why 55- Founded in 2022- Size: turnover €583,696, total assets €109,662- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 1.17, cash €14,377Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 47% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 55+10

equity 29.8% of total assets

Liquidity 29+6

short-term debt 70.2% · cash 13.1%

Profitability 73-3

return on assets 15.4%

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)

Last 24 months 11-2024: 2.3% 12-2024: 2.3%▼ -1.9% vs 11-2024 01-2025: 2.3%▲ +2.5% vs 12-2024 02-2025: 2.5%▲ +6.2% vs 01-2025 03-2025: 2.5%● 0.0% vs 02-2025 04-2025: 2.5%● 0.0% vs 03-2025 05-2025: 2.5%▲ +0.9% vs 04-2025 06-2025: 2.5%● 0.0% vs 05-2025 07-2025: 2.5%● 0.0% vs 06-2025 08-2025: 2.5%● 0.0% vs 07-2025 09-2025: 2.7%▲ +6.9% vs 08-2025 10-2025: 2.4%▼ -11.4% vs 09-2025 11-2025: 2.4%▲ +2.2% vs 10-2025 12-2025: 2.5%▲ +1.4% vs 11-2025 01-2026: 2.5%▲ +3.6% vs 12-2025 02-2026: 2.9%▲ +13.2% vs 01-2026highest value 03-2026: 1.4%▼ -50.0% vs 02-2026 04-2026: 1.4%● 0.0% vs 03-2026 05-2026: 1.4%● 0.0% vs 04-2026 06-2026: 1.4%● 0.0% vs 05-2026 07-2026: 1.4%▼ -1.2% vs 06-2026lowest value 08-2026: 1.4%● 0.0% vs 07-2026lowest value 09-2026: 1.5%▲ +7.7% vs 08-2026 10-2026: 1.7%▲ +13.0% vs 09-2026

Founded in 2022 raises the probability for this profile
Size: turnover €583,696, total assets €109,662 raises the probability for this profile
Liquidity: current ratio 1.17, cash €14,377 lowers the probability
Sector Specialised construction activities (NACE 43) raises the probability

Credit up to €1,500 at 30 days acceptable

Liquidity tight (current ratio 1.17 against 1.23 in 2024; short-term debt: 70.2% and cash: 13.1% of total assets), and 70.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 31%, liquidity 17%, profitability 44%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2022

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: turnover €583,696, total assets €109,662

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 1.17, cash €14,377

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Specialised construction activities (NACE 43)

In the bankruptcy model this factor raises the probability.

KBO

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

3 d early

2024

4 d early

2023

7 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 27 January (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close05-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage