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Valdan

Active
Private limited companyfounded 20206 yrs activeRue Florémond 42, 1325 Chaumont-Gistoux, BelgiumKBO/BCE: BE 0744.882.596
Summary

The computed 12-month bankruptcy probability of Valdan is 4.6% (elevated). The 2024 annual accounts show equity of €21,585 and a net result of €19,175. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 36399 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
ValdanActiveChecked score 39/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350NACE 43390
1 site
Size
€164,657total assets 2024
Equity
€21,585
Profit
€19,175
Turnover not published (abridged schema)
Financial health
39 Weak Checked score 2024
Bankruptcy chance 12 m
4.6%
Structure
Accounts 66 d overdue0 of 1 deed read
Why 39- Figures for FY 2024 (filed 30-08-2025)- 1 financial year not filed after the legal deadline; latest accounts 30 days late; 1 of the last 3 late- Founded in 2020+ Size: total assets €164,657Show the evidence

Checked score

Score 2024
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 46% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 38+12
equity 13.1% of total assets
Liquidity 5-2
short-term debt 86.9% · cash 2.7%
Profitability 83+5
return on assets 11.6%
Bankruptcy probability, 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 3.0% 12-2024: 3.0%▼ -0.1% vs 11-2024 01-2025: 3.0%▼ -1.9% vs 12-2024 02-2025: 3.0%▲ +0.4% vs 01-2025 03-2025: 3.1%▲ +2.3% vs 02-2025 04-2025: 3.1%▲ +1.6% vs 03-2025 05-2025: 3.1%▲ +1.5% vs 04-2025 06-2025: 3.1%▼ -1.3% vs 05-2025 07-2025: 3.1%▼ -0.3% vs 06-2025 08-2025: 3.7%▲ +18.2% vs 07-2025 09-2025: 3.0%▼ -19.3% vs 08-2025 10-2025: 3.0%▲ +0.9% vs 09-2025 11-2025: 2.9%▼ -2.7% vs 10-2025 12-2025: 2.9%● 0.0% vs 11-2025 01-2026: 2.8%▼ -2.0% vs 12-2025 02-2026: 2.8%▼ -2.2% vs 01-2026 03-2026: 2.8%▼ -0.5% vs 02-2026 04-2026: 2.8%▲ +2.0% vs 03-2026 05-2026: 2.8%▼ -2.6% vs 04-2026 06-2026: 2.4%▼ -14.5% vs 05-2026lowest value 07-2026: 2.4%▲ +2.6% vs 06-2026 08-2026: 3.1%▲ +30.5% vs 07-2026 09-2026: 3.3%▲ +4.2% vs 08-2026 10-2026: 4.6%▲ +40.3% vs 09-2026highest value
  • Figures for FY 2024 (filed 30-08-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 30 days late; 1 of the last 3 late raises the probability
  • Founded in 2020 raises the probability for this profile
  • Size: total assets €164,657 lowers the probability for this profile
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.08 against 0.91 in 2023; short-term debt: 86.9% and cash: 2.7% of total assets), and 86.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 16%, liquidity 4%, profitability 66%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 30-08-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 30 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Founded in 2020
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Size: total assets €164,657
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 36399 sector peers (2024).
NBB · sector comparison
Position among 36399 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
30 d late
2023
31 d late
2022
28 d late
2021
77 d late
2020
26 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 38 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Highest result since 2020net €19,175 ▲42.4%
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Among the weakest 17% on solvencysector median 46.6% · 36,399 companies 13.1% View
  • Caution: Accounts not fileddeadline was 31-07-2026 66 d late View
  • Total assets 20245 fiscal years filed €164,657 View

By topic

Financials

Fiscal year
2024
Total assets
€164,657
Profit
€19,175
Solvency
13.1%
Total assets▼ 13.8%
Net result
20202024
Go to Financials

Timeline

Events
8
Since
2021
  1. 30-08-2025Annual accounts filed
  2. 31-12-2024Highest result since 2020
  3. 31-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
09-03-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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