VALCMADR

Active

Private limited companyfounded 20232 yrs activeLaarheidestraat 26, 1650 Beersel, BelgiumKBO/BCE: BE 1003.929.610

VALCMADR has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €176k and a net result of €-19k. Its solvency ranks better than 64% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2024

53 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability24

Solvency74

Growth-

Track record67

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €9k at 30 days only on tighter terms

Liquidity ample (current ratio 2.22; short-term debt: 45.1% and cash: 4.7% of total assets), but 50.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

49.5%

Return on assets

-5.4%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

57 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€176k

Total assets

€355k

Net result

€-19k

Working capital

€195k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €355k

49.5%

50.5%

Equity €176k

Debt €180k

Debt finances 50.5% of the balance-sheet total.

Key figures and ratios

2024 value

Solvency

49.5%

Current ratio

2.22

Quick ratio

0.25

Debt / equity

1.02

ROE

-11.0%

ROA

-5.4%

Debt

€180k

Debt ≤ 1 year

€160k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€355k

Current assets29/58€355k

Stocks and contracts in progress3€315k

Stocks30/36€315k

Amounts receivable within one year40/41€24k

Trade receivables40€24k

Cash at bank and in hand54/58€17k

Equity and liabilities

Total equity and liabilities10/49€355k

Equity10/15€176k

Contributions10/11€195k

Profit (loss) carried forward14€-19k

Amounts payable17/49€180k

Amounts payable within one year42/48€160k

Other amounts payable47/48€160k

Accrued charges and deferred income492/3€20k

Income statement Code2024

Other operating charges640/8€269

Gross operating margin9900€-19k

Operating profit (loss)9901€-19k

Financial charges65/66B€22

Recurring financial charges65€22

Profit (loss) for the period before taxes9903€-19k

Profit (loss) for the period9904€-19k

Profit (loss) for the period to be appropriated9905€-19k

Appropriation of the result

Profit (loss) to be appropriated9906€-19k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

26-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 57 days late

NBB filing

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Beersel · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Laarheidestraat 261650 Beersel

Ground area

415 m²

Building footprint

84 m²

Volume, LiDAR

577 m³