Valckinvest
ActiveValckinvest has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.49M and a net result of €-18k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 86% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-1
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 6.02 against 6.4 in 2024), and 23.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.2%
Return on assets
-0.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
24 d early
2023
on the day
2022
13 d early
2021
on the day
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.49M▼ 0.7%
2024 · €2.50M
2019: €2.59M
2020: €2.57M
2021: €2.53M
2022: €2.53M
2023: €2.50M
2024: €2.50M
2019 → 2025
Total assets
€3.26M▲ 1.1%
2024 · €3.22M
2019: €3.16M
2020: €3.17M
2021: €3.17M
2022: €3.21M
2023: €3.18M
2024: €3.22M
2019 → 2025
Net result
€-18k
2024 · €3k
2019: €2.02M
2020: €-21k
2021: €-35k
2022: €95
2023: €-31k
2024: €3k
2019 → 2025
Working capital
€2.65M▲ 0.1%
2024 · €2.65M
2019: €2.66M
2020: €2.65M
2021: €2.62M
2022: €2.63M
2023: €2.62M
2024: €2.65M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.53M-€2.53M=€2.50M▼ 1.2%€2.50M▲ 0.1%€2.49M▼ 0.7%
Operating result€-10k-€-928▲ 90.6%€-27k▼ 2,797%€-37k▼ 38.8%€-32k▲ 15.2%
Net result€-35k-€95€-31k€3k€-18k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €32k in 2025 against €37k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.26M
Fixed assets
€81k▼ 7.9%
Current assets
€3.18M▲ 1.3%
Equity and liabilities €3.26M
Equity
€2.49M▼ 0.7%
Debt
€774k▲ 7.3%
The debt ratio rises from 22.4% to 23.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-25k▲
2024 · €-28k
Cash flow
€-11k▼
2024 · €13k
Solvency
76.2%▼
2024 · 77.6%
Current ratio
6.02▼
2024 · 6.40
Quick ratio
6.02▼
2024 · 6.40
Debt / equity
0.31▲
2024 · 0.29
ROE
-0.7%▼
2024 · 0.1%
ROA
-0.5%▼
2024 · 0.1%
Interest coverage
-0.47▲
2024 · -0.61
Debt
€774k▲
2024 · €721k
Debt ≤ 1 year
€528k▲
2024 · €490k
Debt > 1 year
€194k▲
2024 · €187k
Income taxes
€304▼
2024 · €623
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.22M€3.26M▲
Fixed assets21/28€88k€81k▼
Tangible fixed assets22/27€88k€81k▼
Land and buildings22€87k€81k▼
Plant, machinery and equipment23€40-
Furniture and vehicles24€2k-
Current assets29/58€3.14M€3.18M▲
Amounts receivable within one year40/41€26k€20k▼
Trade receivables40€575€575=
Other amounts receivable41€25k€20k▼
Current investments50/53€2.95M€2.87M▼
Cash at bank and in hand54/58€131k€275k▲
Deferred charges and accrued income490/1€29k€12k▼
Equity and liabilities
Total equity and liabilities10/49€3.22M€3.26M▲
Equity10/15€2.50M€2.49M▼
Contributions10/11€297k€297k=
Capital10€297k€297k=
Issued capital100€297k€297k=
Reserves13€2.21M€2.19M▼
Non-distributable reserves130/1€70k€70k=
Legal reserve130€70k€70k=
Distributable reserves133€2.14M€2.12M▼
Amounts payable17/49€721k€774k▲
Amounts payable after more than one year17€187k€194k▲
Other amounts payable178/9€187k€194k▲
Amounts payable within one year42/48€490k€528k▲
Trade debts44€712€2k▲
Suppliers440/4€712€2k▲
Taxes, remuneration and social security45€19k€16k▼
Taxes450/3€2k-
Remuneration and social security454/9€17k€16k▼
Other amounts payable47/48€470k€509k▲
Accrued charges and deferred income492/3€45k€52k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€7k▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€-22k€-20k▲
Operating profit (loss)9901€-37k€-32k▲
Financial income75/76B€86k€67k▼
Recurring financial income75€86k€67k▼
Financial charges65/66B€45k€53k▲
Recurring financial charges65€45k€53k▲
Profit (loss) for the period before taxes9903€4k€-18k▼
Income taxes67/77€623€304▼
Profit (loss) for the period9904€3k€-18k▼
Profit (loss) for the period to be appropriated9905€3k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-18k▼
Transfer from equity791/2-€18k
Transfer to equity691/2€3k-
To other reserves6921€3k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Back to profitnet €95
Net result €95 after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ieperstraat 178970 PoperingeGround area
607 m²
Building footprint
364 m²
Volume, LiDAR
2,228 m³
Parcel 33021F1221/00H000, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VALCKINVEST
since 19932.060.421.441
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33021F1221/00H000 | Flanders | 607 m² | 1 · 364 m² | 12.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ERGODÔME
BE 0418.565.787
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MB ANDENNE
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VERBRIGGHE
BE 0871.021.594
Izegem · Eq €2.31M
REPHIL
BE 0470.142.667
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MERIDIEN
BE 0462.145.711
Lievegem · Eq €2.13M
Of 1,268 companies in sector 47512 we hold annual accounts for 579. 176 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-12-1992
Fiscal year end30-06
Activities, NACEBEL
47512Retail sale of household textiles and bedding
52410
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68311Real estate activities
70201
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.