Age3 yrs
Real estate1 parcel · 1,027 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of VALARD ELEC is 3.0% (moderate). The 2024 annual accounts show equity of €56k and a net result of €17k. Its solvency ranks better than 87% of 11055 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Trust signals
3 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone3.0%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€17k-51.7%
Working capital€39k+102.7%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 22-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 74.7% | 40.9% | |
| Net result | €17k | €11k | |
| Equity | €56k | €34k | |
| Gross operating margin | €33k | €35k | |
| Staff costs | €3k | €25k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€30k
-44.6%
+67% vs sector
€17k
-51.7%
+251% vs sector
€23k
-42.6%
+40% vs sector
€75k
+2.8%
-66% vs sector
€56k
+42.2%
-26% vs sector
€39k
+102.7%
+18% vs sector
€3k
-
-95% vs sector
€6k
-51.7%
+185% vs sector
€19k
-43.4%
-78% vs sector
€19k
-43.4%
-68% vs sector
3.07
+94.4%
+102% vs sector
3.07
+94.4%
+139% vs sector
74.7%
+38.3%
+56% vs sector
0.34
-60.2%
-69% vs sector
29.7%
-66.0%
far above sector median
22.1%
-53.1%
far above sector median
193.74
-68.3%
far above sector median
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €30k |
| Net profit | €17k |
| Cash flow | €23k |
| Staff costs | €3k |
| Income taxes | €6k |
| Dividends | - |
| Total assets | €75k |
| Equity | €56k |
| Debt | €19k |
| of which ≤ 1y | €19k |
| of which > 1y | - |
| Working capital | €39k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 3.07 |
| Quick ratio | 3.07 |
| Working capital ratio | 52.4% |
| Solvency | 74.7% |
| Debt / equity | 0.34 |
| Long-term debt ratio | - |
| Interest coverage | 193.74 |
| Gross margin | - |
| Net margin | - |
| ROA | 22.1% |
| ROE | 29.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €75k |
| Fixed assets | 21/28 | €17k |
| Tangible fixed assets | 22/27 | €17k |
| Current assets | 29/58 | €59k |
| Amounts receivable within one year | 40/41 | €12k |
| Cash & bank | 54/58 | €45k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €75k |
| Equity | 10/15 | €56k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €51k |
| Amounts payable | 17/49 | €19k |
| Amounts payable within one year | 42/48 | €19k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €33k |
| Operating result | 9901 | €23k |
| Financial income | 75 | €24 |
| Financial charges | 65 | €153 |
| Result before taxes | 9903 | €23k |
| Income taxes | 67/77 | €6k |
| Net result for the period | 9904 | €17k |
| Result to be appropriated | 9905 | €17k |
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Ratios computed by Checked.
Health barometer
FY 2024 · computed93
/ 100
Excellent
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
1 locationValard Elec srl
since 20232.345.930.944
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,027 m²
Buildings1
Building footprint142 m²
Volume (LiDAR)999 m³
Tallest building8.6 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91382D0240/00G000 | Wallonia | 1,027 m² | 1 · 142 m² | 8.6 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes88
/ 100
Exceptional profile, strong across almost every axis.
Health
93
Profitability
100
Solvency
100
Growth
52
Stability
94
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Reparatie van elektrische apparatuur33140Reparatie en onderhoud van elektrische apparatuur33140Elektrotechnische installatiewerken, uitgezonderd aan gebouwen43212Elektrotechnische installatiewerken van nijverheidsinrichtingen43212Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222
Primary activity highlighted.
Names & trade names
| Legal nameFR | VALARD ELEC |
Registered office
Rue du Buc 32
5530 Yvoir, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.