VALAMO
ActiveSummary
The computed 12-month bankruptcy probability of VALAMO is 1.7% (moderate). The 2025 annual accounts show negative equity (€-18k) and a net result of €-1k. Equity is shrinking by ~75.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 2276 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
25
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▲+20
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.53; short-term debt: 189.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-89.2%
Return on assets
-7.2%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-18k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
20 d late
2024
48 d late
2023
19 d late
2022
59 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-18k▼ 8.8%
2024 · €-16k
2022: €4k
2023: €-6k
2024: €-16k
2022 → 2025
Total assets
€20k▲ 545%
2024 · €3k
2022: €11k
2023: €3k
2024: €3k
2022 → 2025
Net result
€-1k▲ 85.8%
2024 · €-10k
2022: €2k
2023: €-10k
2024: €-10k
2022 → 2025
Working capital
€-18k▼ 8.8%
2024 · €-16k
2022: €4k
2023: €-6k
2024: €-16k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€4k-€-6k€-16k▼ 162%€-18k▼ 8.8%
Operating result€4k-€-8k€-8k▲ 6.7%€-567▲ 92.7%
Net result€2k-€-10k€-10k▼ 2.5%€-1k▲ 85.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €567 in 2025 against €8k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-89.2%
Current ratio
0.53
Debt to equity
-2.12
ROA
-7.2%
Debt
€38k▲
2024 · €19k
Debt ≤ 1 year
€38k▲
2024 · €19k
Income taxes
€21▼
2024 · €261
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3k€20k▲
Current assets29/58€3k€20k▲
Amounts receivable within one year40/41€3k€20k▲
Trade receivables40€2k€20k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€9-
Equity and liabilities
Total equity and liabilities10/49€3k€20k▲
Equity10/15€-16k€-18k▼
Contributions10/11€2k€2k=
Outside capital11€2k€2k=
Other1109/19€2k€2k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-20k€-21k▼
Amounts payable17/49€19k€38k▲
Amounts payable within one year42/48€19k€38k▲
Financial debts43-€21
Credit institutions430/8-€21
Trade debts44€4k€22k▲
Suppliers440/4€4k€22k▲
Taxes, remuneration and social security45€1k€776▼
Taxes450/3€1k€776▼
Other amounts payable47/48€15k€15k▲
Income statement
Code20242025
Other operating charges640/8€1k€393▼
Gross operating margin9900€-6k€-174▲
Operating profit (loss)9901€-8k€-567▲
Financial charges65/66B€2k€841▼
Recurring financial charges65€2k€841▼
Profit (loss) for the period before taxes9903€-10k€-1k▲
Income taxes67/77€261€21▼
Profit (loss) for the period9904€-10k€-1k▲
Profit (loss) for the period to be appropriated9905€-10k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-21k▼
Profit (loss) brought forward from the previous period14P€-10k€-20k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
19-03
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 04/03/2026
- Registered-office move, Rue du Colombier, 16 - 7608 Wiers
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
2024
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Péruwelz · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Colombier(WIE) 167608 PéruwelzGround area
2,411 m²
Building footprint
427 m²
Parcel 57090A1470/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
VALAMO
since 20222.327.649.018
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57090A1470/00F000 | Wallonia | 2,411 m² | 1 · 427 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Mendura
BE 1016.773.103
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LE LIFTING DETAILING CAR
BE 1003.288.816
Binche · Eq €3,639
GTM Sigma
BE 0804.572.339
Antwerpen · Eq €3,623
A.HETA
BE 0794.270.048
Sint-Truiden · Eq €3,648
EUZCN
BE 0668.536.074
Machelen (Brab.) · Eq €3,651
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 2,595 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.