VALAIS WOODWORK
ActiveSummary
The computed 12-month bankruptcy probability of VALAIS WOODWORK is 1.8% (moderate). The 2025 annual accounts show equity of €160k and a net result of €17k. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 27786 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-13
Solvency67▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.43 in 2024; short-term debt: 56.1% and cash: 3.2% of total assets), but 58% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42%
Return on assets
4.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-04-2026, 13 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
13 d early
2024
19 d early
2023
32 d early
2022
39 d early
2021
15 d early
2020
32 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€160k▲ 11.6%
2024 · €144k
2019: €53k
2020: €62k
2021: €70k
2022: €112k
2023: €130k
2024: €144k
2019 → 2025
Total assets
€382k▲ 0.5%
2024 · €380k
2019: €95k
2020: €118k
2021: €262k
2022: €202k
2023: €214k
2024: €380k
2019 → 2025
Net result
€17k▲ 22.7%
2024 · €14k
2019: €34k
2020: €34k
2021: €8k
2022: €41k
2023: €18k
2024: €14k
2019 → 2025
Working capital
€123k▲ 29.2%
2024 · €95k
2019: €4k
2020: €24k
2021: €127k
2022: €72k
2023: €70k
2024: €95k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€112k▲ 58.5%€130k▲ 16.5%€144k▲ 10.4%€160k▲ 11.6%
Operating result€14k-€58k▲ 310%€23k▼ 59.7%€21k▼ 8.2%€33k▲ 55.5%
Net result€8k-€41k▲ 390%€18k▼ 55.3%€14k▼ 26.3%€17k▲ 22.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 55% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €382k
Fixed assets
€44k ▼ 29.0%
Current assets
€337k ▲ 6.3%
Equity and liabilities €382k
Equity
€160k ▲ 11.6%
Debt
€221k ▼ 6.3%
Debt's share of the balance-sheet total falls from 62.2% to 58.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €41k
Cash flow
€36k▲
2024 · €33k
Current ratio
1.58▲
2024 · 1.43
Quick ratio
0.10▼
2024 · 0.11
Debt to equity
1.38▼
2024 · 1.64
ROE
10.4%▲
2024 · 9.5%
ROA
4.4%▲
2024 · 3.6%
Interest coverage
4.33▼
2024 · 9.76
Debt ≤ 1 year
€214k▼
2024 · €222k
Debt > 1 year
€4k▼
2024 · €11k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€380k€382k▲
Fixed assets21/28€62k€44k▼
Intangible fixed assets21€12k€9k▼
Tangible fixed assets22/27€50k€35k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€42k€28k▼
Other tangible fixed assets26€5k€4k▼
Current assets29/58€318k€337k▲
Stocks and contracts in progress3€292k€317k▲
Stocks30/36€247k€262k▲
Contracts in progress37€45k€55k▲
Amounts receivable within one year40/41€9k€8k▼
Trade receivables40€6k€4k▼
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€16k€12k▼
Deferred charges and accrued income490/1€144€64▼
Equity and liabilities
Total equity and liabilities10/49€380k€382k▲
Equity10/15€144k€160k▲
Contributions10/11€19k€19k=
Reserves13€125k€142k▲
Distributable reserves133€125k€142k▲
Amounts payable17/49€236k€221k▼
Amounts payable after more than one year17€11k€4k▼
Financial debts170/4€11k€4k▼
Amounts payable within one year42/48€222k€214k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Financial debts43€181k€152k▼
Credit institutions430/8€181k€152k▼
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€1k€11k▲
Taxes450/3€1k€589▼
Remuneration and social security454/9-€10k
Other amounts payable47/48€31k€45k▲
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€585
Gross operating margin9900€43k€55k▲
Operating profit (loss)9901€21k€33k▲
Financial income75/76B-€20
Recurring financial income75-€20
Financial charges65/66B€4k€12k▲
Recurring financial charges65€4k€12k▲
Profit (loss) for the period before taxes9903€17k€21k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€14k€17k▲
Profit (loss) for the period to be appropriated9905€14k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€17k▲
Transfer to equity691/2€14k€17k▲
To other reserves6921€14k€17k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €160k ▲11.6%
7 profitable years in a row build equity to €160k.
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2019net €41k ▲390%
Operating result €58k, net result €41k, both a record.
30-09
Financial
Equity above €100kEq €112k ▲58.5%
4 profitable years in a row build equity to €112k.
15-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €8k ▼75.5%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ledegem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Hoogte 68880 LedegemGround area
401 m²
Building footprint
85 m²
Volume, LiDAR
584 m³
Parcel 36018B0517/00S000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Valais Woodwork
since 20192.285.042.262
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36018B0517/00S000 | Flanders | 401 m² | 1 · 85 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CUISINES FOR'T HOME
BE 0550.779.658
Thimister-Clermont · Eq €160,363
ZARIN
BE 0867.644.808
Leuven · Eq €160,473
ART'N WINDOW
BE 0859.851.451
Overijse · Eq €160,230
IVM
BE 0450.364.466
Ledegem · Eq €160,202
TIMMERWERKEN VERMOERE
BE 0899.991.833
Waregem · Eq €160,143
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,589 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2019
Fiscal year end30-09
Activities, NACEBEL 2025
43320Joinery installation
43332Laying of wooden floor and wall coverings
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:valais.yv@gmail.com