VALA BVBA
ActiveVALA BVBA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-263k) and a net result of €-28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 1019 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
15
/ 100
Critical▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-47
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.32 against 0.4 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-248.7%
Return on assets
-26.5%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€263k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
21 d early
2021
6 d early
2020
24 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-263k▼ 11.9%
2024 · €-235k
2019: €59k
2020: €96k
2021: €107k
2022: €103k
2023: €107k
2024: €-235k
2019 → 2025
Total assets
€106k▼ 20.3%
2024 · €133k
2019: €260k
2020: €278k
2021: €304k
2022: €461k
2023: €452k
2024: €133k
2019 → 2025
Net result
€-28k▲ 91.8%
2024 · €-342k
2019: €39k
2020: €37k
2021: €10k
2022: €-3k
2023: €3k
2024: €-342k
2019 → 2025
Working capital
€-217k▼ 14.2%
2024 · €-190k
2019: €-11k
2020: €-97k
2021: €-85k
2022: €-87k
2023: €-82k
2024: €-190k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€107k-€103k▼ 3.0%€107k▲ 3.2%€-235k€-263k▼ 11.9%
Operating result€19k-€-177€2k€-107k€-27k▲ 75.1%
Net result€10k-€-3k€3k€-342k€-28k▲ 91.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €27k in 2025 against €107k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€4k▼ 19.6%
Current assets
€102k▼ 20.3%
Key figures and ratios
EBITDA
€-26k▲
2024 · €-106k
Cash flow
€-27k▲
2024 · €-341k
Solvency
-248.7%▼
2024 · -177.2%
Current ratio
0.32▼
2024 · 0.40
Quick ratio
0.32▼
2024 · 0.40
Debt / equity
-1.40▲
2024 · -1.56
ROE
10.6%▼
2024 · 145.4%
ROA
-26.5%▲
2024 · -257.7%
Interest coverage
-21.80▲
2024 · -86.16
Debt
€369k▲
2024 · €368k
Debt ≤ 1 year
€319k▲
2024 · €318k
Debt > 1 year
€50k=
2024 · €50k
Income taxes
€252▼
2024 · €258
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€106k▼
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€100€100=
Current assets29/58€128k€102k▼
Amounts receivable within one year40/41€126k€100k▼
Trade receivables40€26k-
Other amounts receivable41€100k€100k▲
Cash at bank and in hand54/58€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€133k€106k▼
Equity10/15€-235k€-263k▼
Contributions10/11€19k€19k=
Reserves13€89k€89k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€87k€87k=
Profit (loss) carried forward14€-343k€-371k▼
Amounts payable17/49€368k€369k▲
Amounts payable after more than one year17€50k€50k=
Financial debts170/4€50k€50k=
Amounts payable within one year42/48€318k€319k▲
Trade debts44-€10k
Suppliers440/4-€10k
Taxes, remuneration and social security45€4k€252▼
Taxes450/3€4k€252▼
Other amounts payable47/48€314k€309k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€996€996=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€117k-
Other operating charges640/8€870€1k▲
Gross operating margin9900€13k€-24k▼
Operating profit (loss)9901€-107k€-27k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€235k€1k▼
Recurring financial charges65€1k€1k▼
Non-recurring financial charges66B€234k-
Profit (loss) for the period before taxes9903€-342k€-28k▲
Income taxes67/77€258€252▼
Profit (loss) for the period9904€-342k€-28k▲
Profit (loss) for the period to be appropriated9905€-342k€-28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-343k€-371k▼
Profit (loss) brought forward from the previous period14P€-921€-343k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €-342k ▼10343%
Net result drops to €-342k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Equity above €100kEq €107k ▲10.7%
3 profitable years in a row build equity to €107k.
07-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 5 days late
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Roosen 443910 PeltGround area
2,752 m²
Building footprint
340 m²
Volume, LiDAR
1,849 m³
Parcel 72362D0046/00E000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vala BVBA
since 20092.177.664.450
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72362D0046/00E000 | Flanders | 2,752 m² | 1 · 340 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
G&G
BE 0763.775.921
Wingene · Eq €107k
CARROSSERIE MICHIELS
BE 0898.068.956
Vilvoorde · Eq €106k
CARROSSERIE CUVELIER
BE 0437.747.142
Mons · Eq €106k
SANZ DSP
BE 1010.742.770
Seraing · Eq €109k
A.S.P.
BE 0465.695.911
Seraing · Eq €109k
Of 1,872 companies in sector 95314 we hold annual accounts for 843. 697 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-03-2009
Fiscal year end30-06
Activities, NACEBEL
45204
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.