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VAK EN DECO GENK

Active
Private limited companyfounded 2015active for 11 yearsKortestraat 14, 3545 Halen, BelgiumKBO/BCE: BE 0641.746.951
Summary

VAK EN DECO GENK has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of -€15,525. Equity has been growing by about 9.2% per year since 2018. Its solvency ranks better than 77% of 9,898 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-10-2015 Normal situation
Activity
Painting of buildings NACE 43341and 4 others
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.247.363.207 3545 Halen, since 21-10-2015
Financial year end
31 December
Peppol
Reachable since 19-09-2025

Board and ownership

Board

Financial position

82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€184,316
▼ 38.2%
Turnover
≈ €620,000
estimated
Loss
€15,525
Equity
€1.6m
▼ 1.0%
Total assets
€2.3m
▲ 1.2%
Employees on 31-12-2025
2
=
  • 2025 accounts filed 28 days after the deadline
Score breakdownraises riskLiquidity: current ratio 2.92, cash €4,990Sector: Specialised construction activities (NACE 43)lowers riskFigures for financial year 2025 (filed on 28-08-2026)Founded in 2015Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 38% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 92-2
equity 67.5% of total assets
Liquidity 36-1
short-term debt 32.2% · cash 0.2%
Profitability 46-25
return on assets -0.7%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025lowest value 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.2 percentage points vs 07-2025 09-2025: 1.0%▲ +0.2 percentage points vs 08-2025 10-2025: 0.6%▼ -0.4 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.5%▼ -0.5 percentage points vs 08-2026 10-2026: 0.4%▼ -0.1 percentage points vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €120,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.92 (2.96 in 2024), above the usual 1.5. Short-term debt is 32.2% and cash 0.2% of total assets. 32.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 73% of them on solvency, 25% on liquidity, 22% on profitability and 33% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 2.92, cash €4,990
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Figures for financial year 2025 (filed on 28-08-2026)
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
29 days late
2023
28 days late
2022
30 days late
2021
24 days late
2020
31 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €46,021 in 2024 -€15,525 View
  • Caution: Lower net result than 87% of companies in specialised constructionsector median €26,845 · 9,890 companies -€15,525 View

Recent changes

  1. · Gazette deed Company renamed from VAK EN DECO to VAK EN DECO GENKResignation: VAK-& DECORATIEHANDEL (manager) · Reappointment: Wynants Steven (director) · Permanent representative: Wynants Steven
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as VAK EN DECO GENK: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €1.2m and €2.1m, founded between 2001 and 2018.

CompanyTotal assetsGross margin
VAK EN DECO GENK Halen€2.3m€0.2m
DBV Projects Wervik€1.5m€0.3m
SD Maes Stekene€1.2m€0.2m
Hintex Affligem€1.2m€0.3m
BINARD D & L Brugge€1.8m€0.4m
HAEGEMAN DECORATION Nivelles€1.9m€0.2m
C.S.I. CONSTRUCT Hasselt€2.1m€0.4m
Full comparison

Key facts about VAK EN DECO GENK

What is the company number of VAK EN DECO GENK?
The company number of VAK EN DECO GENK is 0641.746.951. The VAT number is the same number with BE in front: BE 0641.746.951.
Where is VAK EN DECO GENK based?
The registered office is at Kortestraat 14, 3545 Halen.Company details
What does VAK EN DECO GENK do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of VAK EN DECO GENK?
The legal form of VAK EN DECO GENK is Private limited company (BV).
When was VAK EN DECO GENK founded?
VAK EN DECO GENK was founded on 21-10-2015.
Is VAK EN DECO GENK still active?
Yes, VAK EN DECO GENK is an active enterprise in the KBO register.
How many employees does VAK EN DECO GENK have?
VAK EN DECO GENK had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VAK EN DECO GENK fall under?
In its 2025 annual accounts, VAK EN DECO GENK states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of VAK EN DECO GENK?
The turnover in financial year 2025 is ≈ €620,000. This figure is estimated from the gross margin of €184,316 and 91 comparable companies (NACE 433). It probably lies between €440,000 and €920,000.
Is VAK EN DECO GENK profitable?
In financial year 2025, VAK EN DECO GENK made a loss of €15,525.
Where can I find the annual accounts of VAK EN DECO GENK?
VAK EN DECO GENK filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VAK EN DECO GENK due?
VAK EN DECO GENK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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