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Vaja Immo

Active
Private limited companyfounded 20215 yrs activeOudenaardsesteenweg 42, 9000 Gent, BelgiumKBO/BCE: BE 0770.646.390
Summary

Vaja Immo has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134,223 and a net result of €13,016. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

What they do
Development of non-residential building projects
NACE 68122NACE 41102
1 site
How big
€1.2mtotal assets 2025
Equity
€134,223
Profit
€13,016
Turnover not published (abridged schema)
Financially healthy?
84 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Who decides
Largest shareholder
APG · 20%
Accounts 53 d early0 of 2 deeds read
Why 84- 1 change of registered office in 24 months+ Size: total assets €1.2m+ Sector Real estate activities (NACE 68)+ Figures for FY 2025 (filed 08-06-2026)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 56% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 37+2
equity 11.5% of total assets
Liquidity 57+5
short-term debt 7.3% · cash 5.7%
Profitability 68+11
return on assets 1.1%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,360 companies)
Last 3 months 08-2026: 0.4%highest value 09-2026: 0.4%● 0.0% vs 08-2026highest value 10-2026: 0.4%▼ -2.9% vs 09-2026lowest value
  • 1 change of registered office in 24 months raises the probability
  • Size: total assets €1.2m lowers the probability for this profile
  • Sector Real estate activities (NACE 68) lowers the probability
  • Figures for FY 2025 (filed 08-06-2026) lowers the probability
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.85 in 2024; short-term debt: 7.3% and cash: 5.7% of total assets), and 88.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 32%, liquidity 68%, profitability 55%, growth against the median 67%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Size: total assets €1.2m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2025 (filed 08-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
53 d early
2024
30 d early
2023
35 d early
2022
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €13,016
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Total assets 20254 fiscal years filed €1.2m View
  • Active since 2021founded 02-07-2021 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Profit
€13,016
Solvency
11.5%
Total assets▼ 5.5%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 08-06-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 01-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of non-residential building projectsNACE 68122
Founded
02-07-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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