VAIO

Active

Private limited companyfounded 201115 yrs activeChaussée de Redemont(PAU) 128-130, 7100 La Louvière, BelgiumKBO/BCE: BE 0836.468.711

VAIO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €30k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

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Checked score

Score 2025

53 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability87▲+9

Solvency36▲+12

Growth58=

Track record100

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity tight (current ratio 1.12 against 1.14 in 2024; short-term debt: 76.7% and cash: 1.1% of total assets), and 88.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

11.2%

Return on assets

14.9%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 27711 sector peers (2025).

NBB · sector comparison

Position among 27711 sector peers

Solvency

better than 15%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

22 d early

2024

61 d late

2023

5 d late

2022

31 d late

2021

124 d late

2020

205 d late

2019

195 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€508k

EBIT margin

3.4%

Net result

€30k▲ 127%

2024 · €13k

2018: €8k 2019: €167k 2020: €-14k 2021: €-1k 2022: €-57k 2023: €41k 2024: €13k

2018 → 2025

Working capital

€18k▲ 5.9%

2024 · €17k

2018: €33k 2019: €77k 2020: €63k 2021: €108k 2022: €22k 2023: €7k 2024: €17k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€73k-€16k▼ 77.6%€-5k€-2k▲ 47.0%€22k

Operating result€21k-€-58k€41k€32k▼ 21.7%€52k▲ 60.7%

Net result€-1k-€-57k▼ 4,940%€41k€13k▼ 68.2%€30k▲ 127%

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 61% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €201k

14.3%

85.7%

Fixed assets €29k▲ 16.9%

Current assets €172k▲ 23.5%

Equity and liabilities €201k

11%

88.8%

Equity €22k

Debt €179k

Debt finances 88.8% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

EBITDA

€63k▲

2024 · €39k

Cash flow

€41k▲

2024 · €20k

Solvency

11.2%▲

2024 · -1.5%

Current ratio

1.12▼

2024 · 1.14

Quick ratio

1.12▼

2024 · 1.14

Debt / equity

7.96▲

2024 · -68.52

ROE

133.1%

ROA

14.9%▲

2024 · 8.0%

Interest coverage

11.36▲

2024 · 5.96

Debt

€179k▲

2024 · €166k

Debt ≤ 1 year

€154k▲

2024 · €122k

Debt > 1 year

€25k▼

2024 · €44k

Income taxes

€16k▲

2024 · €13k

Staff costs

€22k▲

2024 · €6k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€164k€201k▲

Fixed assets21/28€25k€29k▲

Tangible fixed assets22/27€24k€28k▲

Plant, machinery and equipment23€584€356▼

Furniture and vehicles24€23k€27k▲

Financial fixed assets28€1k€1k=

Current assets29/58€139k€172k▲

Amounts receivable within one year40/41€117k€170k▲

Trade receivables40€115k€155k▲

Other amounts receivable41€2k€15k▲

Cash at bank and in hand54/58€22k€2k▼

Equity and liabilities

Total equity and liabilities10/49€164k€201k▲

Equity10/15€-2k€22k▲

Contributions10/11€8k€3k▼

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Profit (loss) carried forward14€-12k€18k▲

Amounts payable17/49€166k€179k▲

Amounts payable after more than one year17€44k€25k▼

Financial debts170/4€44k€25k▼

Amounts payable within one year42/48€122k€154k▲

Current portion of amounts payable after more than one year42€17k€12k▼

Trade debts44€89k€101k▲

Suppliers440/4€89k€101k▲

Taxes, remuneration and social security45€16k€22k▲

Taxes450/3€14k€22k▲

Remuneration and social security454/9€2k-

Other amounts payable47/48-€20k

Income statement Code20242025

Non-recurring operating income76A€17k-

Remuneration, social security and pensions62€6k€22k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€11k▲

Other operating charges640/8€2k€2k▼

Gross operating margin9900€47k€87k▲

Operating profit (loss)9901€32k€52k▲

Financial income75/76B€329-

Recurring financial income75€329-

Financial charges65/66B€7k€6k▼

Recurring financial charges65€7k€6k▼

Profit (loss) for the period before taxes9903€26k€46k▲

Income taxes67/77€13k€16k▲

Profit (loss) for the period9904€13k€30k▲

Profit (loss) for the period to be appropriated9905€13k€30k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-12k€18k▲

Profit (loss) brought forward from the previous period14P€-25k€-12k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

09-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 61 days late

2024

05-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 5 days late

2023

31-12

Financial Back to profitnet €41k

Net result €41k after 3 loss-making years.

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

2022

31-12

Financial Weakest financial yearnet €-57k

Net result drops to €-57k, the lowest in the series; recovery starts the following year.

02-12

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 124 days late

21-02

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 205 days late

2021

11-02

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 195 days late

2019

31-12

Financial Highest result since 2018net €167k ▲1962%

Operating result €204k, net result €167k, both a record.

29-09

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 60 days late

2018

28-09

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 59 days late

2017

24-11

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 116 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2021

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

30-09-2021 FALLETTA Emanuele: Resigned as Manager

05-05-2015 Georgel TRIFAN: Resigned as Manager

Location & real-estate footprint

Registered office, La Louvière · 1 establishment unit since 2011

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chaussée de Redemont(PAU) 128-1307100 La Louvière

Ground area

1,087 m²

Building footprint

132 m²

Volume, LiDAR

1,283 m³

2 parcels, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Rue du Moulin 32, 7181 Seneffe

Cutting, shaping and finishing of stone

since 20112.200.927.525

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52017B0385/00B006	Wallonia	679 m²	1 · 57 m²	10.5 m · 3 fl.
55015A0164/00X036	Wallonia	408 m²	1 · 75 m²	11.2 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

17 categories

VAIO SRL41971

category D, class 1 · category D1, class 1 · category D10, class 1 · category D11, class 1 · category D12, class 1 · category D13, class 1 · category D16, class 1 · category D17, class 1 · category D18, class 1 · category D20, class 1 · category D21, class 1 · category D22, class 1 · category D29, class 1 · category D4, class 1 · category D5, class 1 · category D8, class 1 · category G5, class 1

decision 14-04-2022