VADYCONSULT
ActiveVADYCONSULT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €66k. Equity is growing by ~62% per year across the filed fiscal years. Its solvency ranks better than 13% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency31▼-69
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.5%
Return on assets
143.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9389 sector peers (2025).
NBB · sector comparisonPosition among 9389 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
15 d early
2024
24 d early
2023
19 d early
2022
16 d early
2021
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 97.6%
2024 · €127k
2021: €20k
2022: €51k
2023: €84k
2024: €127k
2021 → 2025
Total assets
€46k▼ 70.8%
2024 · €159k
2021: €32k
2022: €107k
2023: €125k
2024: €159k
2021 → 2025
Net result
€66k▲ 55.5%
2024 · €43k
2021: €17k
2022: €31k
2023: €34k
2024: €43k
2021 → 2025
Working capital
€-17k
2024 · €105k
2021: €18k
2022: €32k
2023: €63k
2024: €105k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€51k▲ 154%€84k▲ 66.1%€127k▲ 50.8%€3k▼ 97.6%
Operating result€22k-€40k▲ 84.9%€43k▲ 8.8%€53k▲ 21.7%€74k▲ 40.6%
Net result€17k-€31k▲ 81.6%€34k▲ 8.9%€43k▲ 27.6%€66k▲ 55.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 41% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€20k▼ 36.6%
Current assets
€27k▼ 79.2%
Equity and liabilities €46k
Equity
€3k▼ 97.6%
Debt
€43k▲ 35.8%
The debt ratio rises from 20.1% to 93.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€86k▲
2024 · €64k
Cash flow
€78k▲
2024 · €54k
Solvency
6.5%▼
2024 · 79.9%
Current ratio
0.61▼
2024 · 5.61
Quick ratio
0.61▼
2024 · 5.61
Debt / equity
14.44▲
2024 · 0.25
ROA
143.5%▲
2024 · 26.9%
Interest coverage
272.41▲
2024 · 123.05
Debt
€43k▲
2024 · €32k
Debt ≤ 1 year
€43k▲
2024 · €23k
Debt > 1 year
€0▼
2024 · €9k
Income taxes
€15k▲
2024 · €11k
A ratio outside any meaningful range has been withheld (balance sheet total €46k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€159k€46k▼
Fixed assets21/28€31k€20k▼
Tangible fixed assets22/27€31k€20k▼
Plant, machinery and equipment23€875€403▼
Furniture and vehicles24€30k€19k▼
Current assets29/58€128k€27k▼
Amounts receivable after more than one year29€45k€0▼
Other amounts receivable291€45k€0▼
Amounts receivable within one year40/41€15k€17k▲
Trade receivables40€13k€15k▲
Other amounts receivable41€2k€2k▲
Current investments50/53€33k€0▼
Cash at bank and in hand54/58€36k€10k▼
Equity and liabilities
Total equity and liabilities10/49€159k€46k▼
Equity10/15€127k€3k▼
Contributions10/11€3k€3k=
Reserves13€124k€0▼
Distributable reserves133€124k€0▼
Profit (loss) carried forward14-€0
Amounts payable17/49€32k€43k▲
Amounts payable after more than one year17€9k€0▼
Financial debts170/4€9k€0▼
Amounts payable within one year42/48€23k€43k▲
Current portion of amounts payable after more than one year42€12k€9k▼
Trade debts44€2k€66▼
Suppliers440/4€2k€66▼
Taxes, remuneration and social security45€5k€19k▲
Taxes450/3€5k€19k▲
Other amounts payable47/48€4k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Other operating charges640/8€633€691▲
Gross operating margin9900€65k€86k▲
Operating profit (loss)9901€53k€74k▲
Financial income75/76B€2k€8k▲
Recurring financial income75€2k€8k▲
Financial charges65/66B€521€314▼
Recurring financial charges65€521€314▼
Profit (loss) for the period before taxes9903€54k€82k▲
Income taxes67/77€11k€15k▲
Profit (loss) for the period9904€43k€66k▲
Profit (loss) for the period to be appropriated9905€43k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€66k▲
Transfer from equity791/2-€124k
Transfer to equity691/2€43k€0▼
To other reserves6921€43k€0▼
Profit to be distributed694/7-€190k
Return on contributions (dividend)694-€190k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €66k ▲55.5%
Operating result €74k, net result €66k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €127k ▲50.8%
4 profitable years in a row build equity to €127k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rankenstraat(HRT) 12200 HerentalsGround area
1,142 m²
Building footprint
251 m²
Volume, LiDAR
1,850 m³
Parcel 13011B0662/00D002, Flanders · tallest building 16.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VADYCONSULT
since 20212.317.731.559
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13011B0662/00D002 | Flanders | 1,142 m² | 1 · 251 m² | 16.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RGPA
BE 0676.367.736
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KADER architectuur en stedenbouw
BE 0731.599.041
Heist-op-den-Berg · Eq €3k
Bouwconsult VDE
BE 0731.995.652
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Carlos Kint Architects
BE 0737.444.577
Brugge · Eq €3k
ARCHITECTE ANN VAN DER AUWERA
BE 0738.377.460
Aarschot · Eq €3k
Of 18,249 companies in sector 71111 we hold annual accounts for 6,319. 1,541 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2021
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
68121Development of residential building projects
71113Urban planning and landscape architecture
71121Engineering and related technical consultancy, excluding land surveyors
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.