VADIMO
ActiveSummary
VADIMO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.26M and a net result of €39k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 39% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39=
Solvency45▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.22 in 2024; short-term debt: 4.6% and cash: 0.1% of total assets), and 80.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.9%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
14 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€39k▼ 14.1%
2024 · €46k
2018: €29k
2019: €-27k
2020: €3k
2021: €-116k
2022: €84k
2023: €-68k
2024: €46k
2018 → 2025
Working capital
€125k▲ 195%
2024 · €42k
2018: €-453k
2019: €-364k
2020: €-391k
2021: €42k
2022: €-36k
2023: €158k
2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.16M-€1.25M▲ 7.2%€1.18M▼ 5.5%€1.22M▲ 3.9%€1.26M▲ 3.2%
Operating result€-43k-€126k€57k▼ 55.2%€171k▲ 202%€148k▼ 13.3%
Net result€-116k-€84k€-68k€46k€39k▼ 14.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.36M
Fixed assets
€5.95M ▼ 2.1%
Current assets
€415k ▲ 73.7%
Equity and liabilities €6.36M
Equity
€1.26M ▲ 3.2%
Provisions
€48k ▼ 5.7%
Debt
€5.05M ▲ 0.2%
Debt's share of the balance-sheet total falls from 79.8% to 79.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€278k▼
2024 · €304k
Cash flow
€169k▼
2024 · €179k
Current ratio
1.43▲
2024 · 1.22
Debt to equity
4.00▼
2024 · 4.12
ROE
3.1%▼
2024 · 3.7%
ROA
0.6%▼
2024 · 0.7%
Interest coverage
2.34▲
2024 · 2.32
Debt ≤ 1 year
€290k▲
2024 · €197k
Debt > 1 year
€4.76M▼
2024 · €4.84M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6.31M€6.36M▲
Fixed assets21/28€6.07M€5.95M▼
Tangible fixed assets22/27€4.48M€4.36M▼
Land and buildings22€4.41M€4.31M▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€48k€29k▼
Leasing and similar rights25€8k€2k▼
Other tangible fixed assets26€14k€14k=
Financial fixed assets28€1.59M€1.59M=
Current assets29/58€239k€415k▲
Amounts receivable within one year40/41€231k€406k▲
Trade receivables40-€169k
Other amounts receivable41€231k€237k▲
Cash at bank and in hand54/58€2k€7k▲
Deferred charges and accrued income490/1€6k€2k▼
Equity and liabilities
Total equity and liabilities10/49€6.31M€6.36M▲
Equity10/15€1.22M€1.26M▲
Contributions10/11€118k€118k=
Capital10€118k€118k=
Issued capital100€118k€118k=
Revaluation surpluses12€1.78M€1.78M=
Reserves13€155k€146k▼
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Tax-exempt reserves132€152k€143k▼
Profit (loss) carried forward14€-829k€-781k▲
Provisions and deferred taxes16€51k€48k▼
Deferred taxes168€51k€48k▼
Amounts payable17/49€5.04M€5.05M▲
Amounts payable after more than one year17€4.84M€4.76M▼
Financial debts170/4€2.48M€2.35M▼
Other amounts payable178/9€2.36M€2.41M▲
Amounts payable within one year42/48€197k€290k▲
Current portion of amounts payable after more than one year42€144k€132k▼
Trade debts44€23k€3k▼
Suppliers440/4€23k€3k▼
Taxes, remuneration and social security45€30k€41k▲
Taxes450/3€30k€41k▲
Other amounts payable47/48-€114k
Income statement
Code20242025
Non-recurring operating income76A€14k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€133k€130k▼
Other operating charges640/8€8k€9k▲
Gross operating margin9900€312k€287k▼
Operating profit (loss)9901€171k€148k▼
Financial income75/76B€3k€7k▲
Recurring financial income75€3k€7k▲
Financial charges65/66B€131k€119k▼
Recurring financial charges65€131k€119k▼
Profit (loss) for the period before taxes9903€43k€37k▼
Transfer from deferred taxes780€3k€3k=
Profit (loss) for the period9904€46k€39k▼
Transfer from tax-exempt reserves789€9k€9k=
Profit (loss) for the period to be appropriated9905€55k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-829k€-781k▲
Profit (loss) brought forward from the previous period14P€-883k€-829k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €46k
Net result €46k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
07-06
State Gazette act
General meeting · Director reappointment
Permanent representative · Director resignation
2022
31-12
Financial
Back to profitnet €84k
Net result €84k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-116k
Net result drops to €-116k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 13current ratio 1.23
Current ratio from 0.09 to 1.23; short-term debt falls from €431k to €183k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
Show earlier events
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 14 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 12 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
26-06
State Gazette act
General meeting · Director resignation
Director appointment · Director reappointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 1994
Ground area
3,732 m²
Building footprint
1,016 m²
Volume, LiDAR
8,125 m³
Parcel 25097B0225/00E000, Wallonia · tallest building 20.5 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Rue du Gros Chêne 48, 1480 Tubize
since 19942.069.529.741
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25097B0225/00E000 | Wallonia | 3,732 m² | 1 · 1,016 m² | 20.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 3,412 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-05-1994
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.