Equity
€1.4m ▲ 17.8%
VACK has made a profit without a break since 2019.
VACK
Part of the group
8 companies
Lifetime
20 annual accounts with figures on one time axis, 23 filings since 2003peak €1.1m (2023)
-not published
lowest -€228,976 (2018)
€210,882▼ 27.4%
peak €1.4m (2025)
€1.4m▲ 17.8%
€300,973▼ 17.9%
peak 13.4 FTE (2024)
11.2 FTE▼ 16.4%
Board4 names since 2019
2 directors and 1 other
Owners2 names in the annual accounts
73.33%
Documentsfilings and deeds
19-08-202619 days late
2025financial year
Turnover from €4.3m to €2.2mResult from €290,302 to €210,882Staff from 13.4 FTE to 11.2 FTEEquity from €1.2m to €1.4mDebts from €366,588 to €300,973Investments €121,073
Key points
from the 2025 annual accountsTurnover
€2.2m ▼ 49.3%
Turnover fell in 2025 from €4.3m to €2.2m.
Investments
€121,073 3.9 × depreciation
Green is investment, beige is depreciation. Machinery stands 49.6% higher than in 2024.
Staff
13 employees on 31-12-2025
In 2025, 7 people joined and 7 left. On top of that, 0.5 agency workers worked there on average.
Payment terms
43 days to suppliers
VACK pays its suppliers 20 days later than in 2024. Customers pay 61 days later.
Filings
23 annual accounts 24 filings since 2003
Eight of the last ten came late. The 2019 accounts came latest: 102 days after the end of the period.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as VACK has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for VACK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
Director
Auditor,
- 73.33%score equity €14.2m (2025) · 2023 annual accounts of
- 73.33%equity €14.5m (2025) · 2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0476184480
Permanent representative:
Appointment: (statutory auditor) · General meeting of 20-08-2024 · Gazette deed
Changes of role: (director) and (director)
“De groot- en kleinhandel,import en export,verwerking en bewerking,fabricatie van alle gebruiks- en…” (deed in Dutch) · Gazette deed
Capital increase of €280,000 to €300,000
Capital from €20,000 to €300,000, 140,000 new shares · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VACK Bornem | €2.2m | 13.3% | 82.3% | 11.2 |
| OLLIVIER TUBIZE Tubize | €2.6m | -3.9% | -6.1% | 10.4 |
| GOOSSE BASTOGNE Bastogne | €4.3m | 4.2% | 30.6% | 11.2 |
| Automotive MECHELEN Mechelen | €5.8m | -5.9% | -16.7% | 7.9 |
| GSL LA LOUVIERE Fontaine-l'Evêque | €4.5m | 0.6% | 43.9% | 8 |
| STYLCAR 2 Florennes | €4.8m | 1.7% | 16.0% | 8.7 |
| C.G.O. MOTOR Ganshoren | €7.1m | 0.9% | 45.4% | 12.4 |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as VACK: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €1.1m and €3.2m, founded between 1991 and 2008.
Official details
Source: KBO- Status
- Active since 28-11-2001Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 2 others
- Joint committees
- 200Auxiliary committee for white-collar workers
- 112Garages · annual accounts 2025
- Establishment unit
- 2.100.529.3572880 Bornem, since 12-03-2002
- Financial year end
- 31 December
- Peppol
- Reachable since 29-11-2025
Insights on VACK
VACK has existed since 2001. In 2010 the gross margin rose from €130,241 to €357,390.
Solvency rose in 2025 from 76.4% to 82.3% because of the retained profit and lower debts.
holds 73.33% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VACK
- What is the company number of VACK?
- The company number of VACK is 0476.184.480. The VAT number is the same number with BE in front: BE 0476.184.480.
- Where is VACK based?
- The registered office is at Puursesteenweg 319, 2880 Bornem.Company details
- What does VACK do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of VACK?
- VACK is a private limited company (BV).
- When was VACK founded?
- VACK was founded on 28-11-2001.
- Is VACK still active?
- Yes, VACK is an active enterprise in the KBO register.
- How many employees does VACK have?
- VACK had an average of 11.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does VACK fall under?
- In its 2025 annual accounts, VACK states joint committees 200 (Auxiliary committee for white-collar workers) and 112 (Garages).
- What is the turnover of VACK?
- The turnover of VACK was €2.2m in financial year 2025, according to the filed annual accounts.
- Is VACK profitable?
- In financial year 2025, VACK made a profit of €210,882.
- Where can I find the annual accounts of VACK?
- VACK filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VACK due?
- VACK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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