VACAY HAVEN

Active

Private limited companyfounded 2023active for 3 yearsNieuwstraat 160, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 1000.303.788

Summary

The computed 12-month bankruptcy probability of VACAY HAVEN is 1.8% (moderate). The 2025 annual accounts show negative equity (-€38,318) and a net result of -€20,308. Its solvency ranks better than 16% of 877 sector peers (NACE 55, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

VACAY HAVENActiveChecked score 53/100

Risk analysis Report Compare

Activity

Holiday cottages, homes and apartments

NACE 55203

1 site

Size

€247,087total assets 2025

Equity: -€38,318
Loss: -€20,308

Turnover not published (abbreviated or micro format)

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.8%

Structure

2025 accounts filed 28 days late

Why 53raises riskFounded in 2023Liquidity: current ratio 0.06, cash €4,541, halvedNegative equity -€38,318lowers riskSize: total assets €247,087Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 17% of its sector peers (NACE 55, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 9-8

equity -15.5% of total assets

Liquidity 32-5

short-term debt 41.8% · cash 1.8%

Profitability 8+1

return on assets -8.2%

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,515 companies, NACE 55, micro)

Last 24 months 11-2024: 1.6%lowest value 12-2024: 1.7%▲ +0.1 percentage points vs 11-2024 01-2025: 2.0%▲ +0.3 percentage points vs 12-2024 02-2025: 2.1%▲ +0.1 percentage points vs 01-2025 03-2025: 2.4%▲ +0.3 percentage points vs 02-2025 04-2025: 2.4%● unchanged vs 03-2025 05-2025: 2.6%▲ +0.2 percentage points vs 04-2025 06-2025: 2.7%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 2.5%▼ -0.2 percentage points vs 06-2025 08-2025: 1.8%▼ -0.7 percentage points vs 07-2025 09-2025: 1.9%▲ +0.1 percentage points vs 08-2025 10-2025: 1.9%● unchanged vs 09-2025 11-2025: 1.9%● unchanged vs 10-2025 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.9%● unchanged vs 12-2025 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 1.7%▼ -0.2 percentage points vs 05-2026 07-2026: 1.8%▲ +0.1 percentage points vs 06-2026 08-2026: 2.4%▲ +0.6 percentage points vs 07-2026 09-2026: 1.8%▼ -0.6 percentage points vs 08-2026 10-2026: 1.8%● unchanged vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.06, compared with 0.14 in 2024, below 1; short-term debt: 41.8% and cash: 1.8% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 19% on solvency, 28% on liquidity, 14% on profitability and 6% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €247,087

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 0.06, cash €4,541, halved

NBB · annual accounts

Negative equity -€38,318

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

2425

2024 to 2025 · latest year -€38,318

2025 accounts filed 28 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 2 filings

Deviation from the deadline

2025

28 days late

2024

29 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 1 day before the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

28-08-2026 Annual accounts filedfinancial year 2025 · abbreviated…
02-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€38,318 View
Caution: Among the weakest 16% on solvencysector median 26.5% · 877 companies -15.5% View
Total assets 20252 financial years filed €247,087 View

By topic

Financials

Financial year: 2025
Total assets: €247,087
Loss: -€20,308
Solvency: -15.5%

Total assets▲ 5.2%

Net result

20242025

Go to Financials

Timeline

Events: 2
Since: 2025
Next accounts: by 31-07-2027

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Holiday cottages, homes and apartmentsNACE 55203
Founded: 26-09-2023
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about VACAY HAVEN

What is the company number of VACAY HAVEN?: 1000.303.788. In Belgium the VAT number is the company number with BE in front: BE 1000.303.788.
Where is VACAY HAVEN based?: The registered office is at Nieuwstraat 160, 3550 Heusden-Zolder.Company details
What does VACAY HAVEN do?: According to the KBO register, the main activity is holiday cottages, homes and apartments (NACE 55203).
What is the legal form of VACAY HAVEN?: Private limited company (BV).
When was VACAY HAVEN founded?: On 26-09-2023.
Is VACAY HAVEN still active?: Yes, VACAY HAVEN is an active enterprise in the KBO register.
What is the turnover of VACAY HAVEN?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is VACAY HAVEN profitable?: In financial year 2025, VACAY HAVEN made a loss of €20,308.
Where can I find the annual accounts of VACAY HAVEN?: VACAY HAVEN filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VACAY HAVEN due?: By 31-07-2027, for financial year 2026.Timeline