VACATREM
ActiveVACATREM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-10k) and a net result of €-12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 6144 sector peers (fiscal year 2024). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 6144 sector peers (2024).
NBB · sector comparisonPosition among 6144 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
55 d late
2022
67 d late
2021
25 d early
2020
61 d late
2019
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€-10k
2023 · €2k
2018: €-72k
2019: €-37k
2020: €-29k
2021: €16k
2022: €14k
2023: €2k
2018 → 2024
Net result
€-12k▼ 5.2%
2023 · €-12k
2018: €319
2019: €35k
2020: €7k
2021: €45k
2022: €-2k
2023: €-12k
2018 → 2024
Total assets
€53k▼ 2.9%
2023 · €55k
2018: €35k
2019: €53k
2020: €48k
2021: €53k
2022: €58k
2023: €55k
2018 → 2024
Solvency
-19.2%▼ 22.9pp
2023 · 3.8%
2018: -203.6%
2019: -69.7%
2020: -60.7%
2021: 29.9%
2022: 23.5%
2023: 3.8%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-29k-€16k€14k▼ 13.6%€2k▼ 84.9%€-10k
Operating result€7k-€47k▲ 527%€-2k€-12k▼ 463%€-10k▲ 17.3%
Net result€7k-€45k▲ 510%€-2k€-12k▼ 441%€-12k▼ 5.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2024 against €12k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €53k
Fixed assets
€9k=
Current assets
€44k▼ 3.5%
Key figures and ratios
Solvency
-19.2%▼
2023 · 3.8%
ROE
120.4%▲
2023 · -562.0%
ROA
-23.1%▼
2023 · -21.3%
Debt
€63k▲
2023 · €52k
Debt ≤ 1 year
€61k▲
2023 · €49k
Income taxes
€2k▲
2023 · €-278
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€55k€53k▼
Fixed assets21/28€9k€9k=
Financial fixed assets28€9k€9k=
Current assets29/58€46k€44k▼
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€36k€34k▼
Trade receivables40€30k€31k▲
Other amounts receivable41€6k€3k▼
Current investments50/53€6k€6k=
Cash at bank and in hand54/58€1k€1k▼
Deferred charges and accrued income490/1€1k€967▼
Equity and liabilities
Total equity and liabilities10/49€55k€53k▼
Equity10/15€2k€-10k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-17k€-29k▼
Amounts payable17/49€52k€63k▲
Amounts payable within one year42/48€49k€61k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€10k€23k▲
Taxes450/3€356€356=
Remuneration and social security454/9€10k€23k▲
Other amounts payable47/48€35k€35k=
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20232024
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-10k€-8k▲
Operating profit (loss)9901€-12k€-10k▲
Financial income75/76B€0€11▲
Recurring financial income75€0€11▲
Financial charges65/66B€146€775▲
Recurring financial charges65€146€775▲
Profit (loss) for the period before taxes9903€-12k€-10k▲
Income taxes67/77€-278€2k▲
Profit (loss) for the period9904€-12k€-12k▼
Profit (loss) for the period to be appropriated9905€-12k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-29k▼
Profit (loss) brought forward from the previous period14P€-5k€-17k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 55 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 67 days late
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €45k ▲510%
Operating result €47k, net result €45k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.26
Current ratio from 0.52 to 1.26; short-term debt falls from €75k to €35k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredestraat 392223 Heist-op-den-BergGround area
1,853 m²
Building footprint
183 m²
Volume, LiDAR
971 m³
Parcel 12033B0022/00V000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VACATREM
since 19952.070.541.610
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12033B0022/00V000 | Flanders | 1,853 m² | 1 · 183 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 1,753 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-1995
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/65 83 56