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VABOFF

Active Risk: not assessed
Private limited companyfounded 20232 yrs activeBookmolenstraat (BAA) 15, 9200 Dendermonde, BelgiumKBO/BCE: BE 1003.411.847
Summary

VABOFF is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €61,035 and a net result of €21,736. Its solvency ranks better than 27% of 8074 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
74 d early
2024
77 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 76 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VABOFF was incorporated on 14 December 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€61,035▲ 55.3%
2024 · €39,299
Net result
€21,736▲ 12.6%
2024 · €19,299
Total assets
€267,492▲ 1.4%
2024 · €263,839
Solvency
22.8%▲ 7.9pp
2024 · 14.9%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€31,355-€28,306▼ 9.7%
Net result€19,299within the sector's middle half-€21,736within the sector's middle half▲ 12.6%
Equity€39,299below the sector's middle half-€61,035within the sector's middle half▲ 55.3%
Total assets€263,839within the sector's middle half-€267,492within the sector's middle half▲ 1.4%
Debt€224,541-€206,457▼ 8.1%
Working capital€5,458--€3,533
Solvency14.9%below the sector's middle half-22.8%within the sector's middle half▲ 7.9pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2024: €31,355€31,355Net result 2024: €19,299€19,299Operating result 2025: €28,306€28,306Net result 2025: €21,736€21,73620242025€0€10,000€20,000€30,000Operating result 2024: €31,355€31,400Net result 2024: €19,299€19,300Operating result 2025: €28,306€28,300Net result 2025: €21,736€21,70020242025
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €267,492
Fixed assets €225,250 =
Current assets €42,242 ▲ 9.5%
Equity and liabilities €267,492
Equity €61,035 ▲ 55.3%
Debt €206,457 ▼ 8.1%
Debt's share of the balance-sheet total falls from 85.1% to 77.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
35.6%▼
2024 · 49.1%
ROA
8.1%▲
2024 · 7.3%
Debt ≤ 1 year
€45,776▲
2024 · €33,131
Debt > 1 year
€160,500▼
2024 · €191,000
Income taxes
€11,466▼
2024 · €11,597
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€263,839€267,492▲
Fixed assets21/28€225,250€225,250=
Financial fixed assets28€225,250€225,250=
Current assets29/58€38,589€42,242▲
Amounts receivable within one year40/41€11,538€17,296▲
Trade receivables40€11,538€12,046▲
Other amounts receivable41-€5,250
Cash at bank and in hand54/58€27,051€24,946▼
Equity and liabilities
Total equity and liabilities10/49€263,839€267,492▲
Equity10/15€39,299€61,035▲
Contributions10/11€20,000€20,000=
Reserves13€19,299€41,035▲
Distributable reserves133€19,299€41,035▲
Amounts payable17/49€224,541€206,457▼
Amounts payable after more than one year17€191,000€160,500▼
Financial debts170/4€191,000€160,500▼
Amounts payable within one year42/48€33,131€45,776▲
Trade debts44€3,713€1,538▼
Suppliers440/4€3,713€1,538▼
Taxes, remuneration and social security45€16,876€28,626▲
Taxes450/3€16,876€28,626▲
Other amounts payable47/48€12,542€15,612▲
Accrued charges and deferred income492/3€410€182▼
Income statement Code20242025
Other operating charges640/8€522€210▼
Gross operating margin9900€31,877€28,516▼
Operating profit (loss)9901€31,355€28,306▼
Financial income75/76B€1€5,250▲
Recurring financial income75€1€5,250▲
Financial charges65/66B€460€354▼
Recurring financial charges65€460€354▼
Profit (loss) for the period before taxes9903€30,896€33,202▲
Income taxes67/77€11,597€11,466▼
Profit (loss) for the period9904€19,299€21,736▲
Profit (loss) for the period to be appropriated9905€19,299€21,736▲
Appropriation of the result
Profit (loss) to be appropriated9906€19,299€21,736▲
Transfer to equity691/2€19,299€21,736▲
To other reserves6921€19,299€21,736▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€522€210▼ 59.8%
Gross operating margin9900€31,877€28,516▼ 10.5%
Operating profit (loss)9901€31,355€28,306▼ 9.7%
Financial income75/76B€1€5,250▲ 504,708%
Recurring financial income75€1€5,250▲ 504,708%
Financial charges65/66B€460€354▼ 23.0%
Recurring financial charges65€460€354▼ 23.0%
Profit (loss) for the period before taxes9903€30,896€33,202▲ 7.5%
Income taxes67/77€11,597€11,466▼ 1.1%
Profit (loss) for the period9904€19,299€21,736▲ 12.6%
Profit (loss) for the period to be appropriated9905€19,299€21,736▲ 12.6%
Line20242025Change
Assets
Total assets20/58€263,839€267,492▲ 1.4%
Fixed assets21/28€225,250€225,250=
Financial fixed assets28€225,250€225,250=
Current assets29/58€38,589€42,242▲ 9.5%
Amounts receivable within one year40/41€11,538€17,296▲ 49.9%
Trade receivables40€11,538€12,046▲ 4.4%
Other amounts receivable41-€5,250-
Cash at bank and in hand54/58€27,051€24,946▼ 7.8%
Equity and liabilities
Total equity and liabilities10/49€263,839€267,492▲ 1.4%
Equity10/15€39,299€61,035▲ 55.3%
Contributions10/11€20,000€20,000=
Reserves13€19,299€41,035▲ 113%
Distributable reserves133€19,299€41,035▲ 113%
Amounts payable17/49€224,541€206,457▼ 8.1%
Amounts payable after more than one year17€191,000€160,500▼ 16.0%
Financial debts170/4€191,000€160,500▼ 16.0%
Amounts payable within one year42/48€33,131€45,776▲ 38.2%
Trade debts44€3,713€1,538▼ 58.6%
Suppliers440/4€3,713€1,538▼ 58.6%
Taxes, remuneration and social security45€16,876€28,626▲ 69.6%
Taxes450/3€16,876€28,626▲ 69.6%
Other amounts payable47/48€12,542€15,612▲ 24.5%
Accrued charges and deferred income492/3€410€182▼ 55.7%
Line20242025Change
Profit (loss) for the period9904€19,299€21,736▲ 12.6%
Operating cash flow (approximation)€19,299€21,736▲ 12.6%
Investment in fixed assets (approximation)-€0-
Change in cash--€2,105-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
15-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
186 m²
Building footprint
24 m²
Volume, LiDAR
205 m³
Parcel 42002B0324/00P000, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VABOFF
Bookmolenstraat (BAA) 15, 9200 DendermondeFinancial service activities, except insurance and pension funding
since 20232.353.177.933
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42002B0324/00P000 Flanders 186 m² 1 · 24 m² 9.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 2

According to the 2025 annual accounts of VABOFF and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 11,010 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003411847
Also 9925:BE1003411847
Registered 19-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.