VA FOR SURGERY
ActiveVA FOR SURGERY has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €2k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 47% of 16193 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-80
Solvency98▲+3
Growth52=
Stability94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.5 against 2.61 in 2024), and 40% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60%
Return on assets
2.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
26 d late
2024
17 d late
2023
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▲ 4.2%
2024 · €36k
2023: €24k
2024: €36k
2023 → 2025
Total assets
€63k▼ 14.4%
2024 · €74k
2023: €64k
2024: €74k
2023 → 2025
Net result
€2k▼ 88.1%
2024 · €13k
2023: €22k
2024: €13k
2023 → 2025
Working capital
€36k▲ 14.8%
2024 · €32k
2023: €17k
2024: €32k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€24k-€36k▲ 53.8%€38k▲ 4.2%
Operating result€33k-€20k▼ 39.8%€6k▼ 71.8%
Net result€22k-€13k▼ 41.2%€2k▼ 88.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 72% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€17k▼ 26.7%
Current assets
€47k▼ 8.9%
Equity and liabilities €63k
Equity
€38k▲ 4.2%
Debt
€25k▼ 32.4%
The debt ratio falls from 50.7% to 40.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€12k▼
2024 · €26k
Cash flow
€8k▼
2024 · €19k
Solvency
60.0%▲
2024 · 49.3%
Current ratio
4.50▲
2024 · 2.61
Quick ratio
4.50▲
2024 · 2.61
Debt / equity
0.67▼
2024 · 1.03
ROE
4.0%▼
2024 · 35.0%
ROA
2.4%▼
2024 · 17.3%
Interest coverage
12.70▼
2024 · 28.97
Debt
€25k▼
2024 · €37k
Debt ≤ 1 year
€10k▼
2024 · €20k
Debt > 1 year
€15k▼
2024 · €18k
Income taxes
€2k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€63k▼
Fixed assets21/28€23k€17k▼
Tangible fixed assets22/27€23k€17k▼
Furniture and vehicles24€23k€17k▼
Current assets29/58€51k€47k▼
Amounts receivable within one year40/41€13k€15k▲
Trade receivables40€13k€12k▼
Other amounts receivable41€150€3k▲
Cash at bank and in hand54/58€37k€30k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€74k€63k▼
Equity10/15€36k€38k▲
Contributions10/11€2k€2k=
Reserves13€32k€32k=
Distributable reserves133€32k€32k=
Profit (loss) carried forward14€2k€4k▲
Amounts payable17/49€37k€25k▼
Amounts payable after more than one year17€18k€15k▼
Financial debts170/4€18k€15k▼
Amounts payable within one year42/48€20k€10k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44-€546
Suppliers440/4-€546
Taxes, remuneration and social security45€14k€4k▼
Taxes450/3€14k€4k▼
Other amounts payable47/48€3k€3k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€1k€698▼
Gross operating margin9900€28k€13k▼
Operating profit (loss)9901€20k€6k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1k€2k▲
Recurring financial charges65€910€950▲
Non-recurring financial charges66B€416€627▲
Profit (loss) for the period before taxes9903€19k€4k▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€13k€2k▼
Profit (loss) for the period to be appropriated9905€13k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€4k▼
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer to equity691/2€12k-
To other reserves6921€12k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €2k ▼88.1%
Net result drops to €2k, the lowest in the series.
17-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 5,952 companies in sector 86940 we hold annual accounts for 1,786. 1,554 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2023
Fiscal year end31-12
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
46190Agents in non-specialised wholesale trade
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.