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V7 SOLUTION

Active
Private limited companyfounded 2024active for 2 yearsEdgar Tinelstraat 54, 9112 Sint-Niklaas, BelgiumKBO/BCE: BE 1008.307.377
Summary

The computed 12-month bankruptcy probability of V7 SOLUTION is 3.1% (moderate). The 2025 annual accounts show equity of €10,427 and a net result of €7,427. Its solvency ranks better than 45% of 9,316 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€26,857total assets 2025
Equity
€10,427
Profit
€7,427
Turnover not published (micro format)
Financial health
51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.1%
Structure
2025 accounts filed 11 days late
Why 51raises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €26,857lowers riskLiquidity: current ratio 0.72, cash €3,542Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 56% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency 64
equity 38.8% of total assets
Liquidity 35
short-term debt 61.2% · cash 13.2%
Profitability 100
return on assets 27.7%
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)
Last 24 months 05-2025: 3.6% 06-2025: 3.7%▲ +0.1 percentage points vs 05-2025 07-2025: 3.8%▲ +0.1 percentage points vs 06-2025 08-2025: 4.2%▲ +0.4 percentage points vs 07-2025 09-2025: 4.2%● unchanged vs 08-2025 10-2025: 4.6%▲ +0.4 percentage points vs 09-2025 11-2025: 5.0%▲ +0.4 percentage points vs 10-2025highest value 12-2025: 2.7%▼ -2.3 percentage points vs 11-2025 01-2026: 2.7%● unchanged vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.7%● unchanged vs 02-2026lowest value 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 2.7%● unchanged vs 04-2026 06-2026: 2.8%▲ +0.1 percentage points vs 05-2026 07-2026: 2.9%▲ +0.1 percentage points vs 06-2026 08-2026: 3.0%▲ +0.1 percentage points vs 07-2026 09-2026: 3.0%● unchanged vs 08-2026 10-2026: 3.1%▲ +0.1 percentage points vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.72, below 1; short-term debt: 61.2% and cash: 13.2% of total assets), and 61.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 46% on solvency, 30% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €26,857
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.72, cash €3,542
NBB · annual accounts
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 11-11-2025, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
11 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: Ionascu Adi (director) ·…

Financials · financial year 2025, micro format

2025 annual accounts filed late (11 days) Filed on 11 November 2025, deadline 31 October 2025 (7 months after the close on 31 March 2025, Companies Code art. 3:10). Source: NBB, 2025-00566040.

Equity
€10,427
Total assets
€26,857
Net result
€7,427
Working capital
-€4,534

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €26,857
Fixed assets €14,960
Current assets €11,897
Equity and liabilities €26,857
Equity €10,427
Debt €16,431
Debt finances 61.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€13,976
Cash flow
€11,345
Current ratio
0.72
Debt to equity
1.58
ROE
71.2%
ROA
27.7%
Interest coverage
over 100
Debt ≤ 1 year
€16,431
Income taxes
€2,600

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€26,857
Fixed assets21/28€14,960
Tangible fixed assets22/27€14,960
Furniture and vehicles24€14,960
Current assets29/58€11,897
Amounts receivable within one year40/41€8,354
Trade receivables40€7,500
Other amounts receivable41€854
Cash at bank and in hand54/58€3,542
Equity and liabilities
Total equity and liabilities10/49€26,857
Equity10/15€10,427
Contributions10/11€3,000
Reserves13€6,000
Distributable reserves133€6,000
Profit (loss) carried forward14€1,427
Amounts payable17/49€16,431
Amounts payable within one year42/48€16,431
Trade debts44€11,553
Suppliers440/4€11,553
Taxes, remuneration and social security45€2,600
Taxes450/3€2,600
Other amounts payable47/48€2,277
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,918
Other operating charges640/8€151
Gross operating margin9900€14,127
Operating profit (loss)9901€10,058
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€32
Recurring financial charges65€32
Profit (loss) for the period before taxes9903€10,027
Income taxes67/77€2,600
Profit (loss) for the period9904€7,427
Profit (loss) for the period to be appropriated9905€7,427
Appropriation of the result
Profit (loss) to be appropriated9906€7,427
Transfer to equity691/2€6,000
To other reserves6921€6,000

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,918
Other operating charges640/8€151
Gross operating margin9900€14,127
Operating profit (loss)9901€10,058
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€32
Recurring financial charges65€32
Profit (loss) for the period before taxes9903€10,027
Income taxes67/77€2,600
Profit (loss) for the period9904€7,427
Profit (loss) for the period to be appropriated9905€7,427
Line2025
Assets
Total assets20/58€26,857
Fixed assets21/28€14,960
Tangible fixed assets22/27€14,960
Furniture and vehicles24€14,960
Current assets29/58€11,897
Amounts receivable within one year40/41€8,354
Trade receivables40€7,500
Other amounts receivable41€854
Cash at bank and in hand54/58€3,542
Equity and liabilities
Total equity and liabilities10/49€26,857
Equity10/15€10,427
Contributions10/11€3,000
Reserves13€6,000
Distributable reserves133€6,000
Profit (loss) carried forward14€1,427
Amounts payable17/49€16,431
Amounts payable within one year42/48€16,431
Trade debts44€11,553
Suppliers440/4€11,553
Taxes, remuneration and social security45€2,600
Taxes450/3€2,600
Other amounts payable47/48€2,277
Line2025
Profit (loss) for the period9904€7,427
+ Depreciation and write-downs630€3,918
Operating cash flow (approximation)€11,345

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-03-2025 micro format 11-11-2025 2025-00566040

Similar companies · same sector, comparable size

Of the 29,229 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,272. 9,657 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
Ionascu Adi
Director (not named in the articles) · since 15-04-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Ionascu Adi
  • Director (not named in the articles), from 15-04-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 15-04-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 15-04-2024 Incorporation · €3,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 11 April 2024, V7 SOLUTION was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 Ionascu Adi has served as director of the company since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 15-04-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2025
11-11
NBB filing Annual accounts filed
financial year 2025 · micro format · 11 days late
2024
15-04
Gazette deed Incorporation
Appointment: Ionascu Adi (director) · Founder · Founding capital7 facts ▸
  • Founder, Ionascu Adi (comparant)
  • Other provision, “bijstand vertaling, beëdigd vertaalster Frans-Roemeens” (deed in Dutch)
  • Incorporation, “V7 SOLUTION” (deed in Dutch)
  • Founding capital, €3,000
  • Board rule, 1, “vergadering” (deed in Dutch)
  • Director appointment, Ionascu Adi (director (not named in the articles))
  • Other provision, “begin werkzaamheden, dag verkrijging rechtspersoonlijkheid, hetzij dag neerlegging ter griffie van uitgifte oprichtingsakte overeenkomstig wet” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded11-04-2024
Financial year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
43320Joinery installation
43331Floor and wall tiling
43341Painting of buildings
43422Screed work
43910Bricklaying and masonry work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1008307377
Registered 30-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 26 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1008.307.377

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
425 m²
Building footprint
239 m²
Building volume
187 m³
Parcel 46019A1220/00E000, Flanders · tallest building 3.3 m. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
V7 SOLUTION
Edgar Tinelstraat 54, 9112 Sint-NiklaasGeneral construction of residential buildings
since 2024unit no. 2.359.239.146
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
46019A1220/00E000 Flanders 425 m² 1 · 239 m² 3.3 m
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
V7 SOLUTION
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, exploitatiezetels oprichten of opheffen bij enkel besluit bestuursorgaan voor zover geen wijziging taalregime” (deed in Dutch)

deed of 15-04-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Bestuursorgaan, met of zonder beperking van duur” (deed in Dutch)
“Behoudens verder besluit van algemene vergadering, betaald” (deed in Dutch)

deed of 15-04-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Ieder aandeel geeft gelijk recht in winstverdeling en vereffeningsaldo, 100” (deed in Dutch)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Elke overdracht onder levenden ten bezwarende of kosteloze titel vrijwillig of gedwongen inclusief uitsluiting en uittreding in…” (deed in Dutch)
Share issue ruleHow and by whom new shares can be issued.
“Inbreng in geld met uitgifte nieuwe aandelen-recht van voorkeur, bestaande aandeelhouders naar evenredigheid van aantal aandelen” (deed in Dutch)

deed of 15-04-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Vereisten statutenwijziging, algemene vergadering” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Om welke reden en op welk ogenblik ook, bestuurder in functie krachtens statuten indien geen andere vereffenaar benoemd” (deed in Dutch)

deed of 15-04-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Wettelijke rentevoet verhoogd met twee procent per jaar vanaf opeisbaarheid na aanmaning van één maand bij aangetekende brief…” (deed in Dutch)
Other provision: “Op naam, aard van de aandelen” (deed in Dutch)
Other provision: “Op naam, aard van de andere effecten” (deed in Dutch)
Other provision: “Interne bestuursbevoegdheid, alle_handelen_nodig_of_nuttig_voor_voorwerp_behalve_wet_of_statuten_aan_AV_voorbehouden” (deed in Dutch)
Other provision: “Controle van de vennootschap, drie jaar” (deed in Dutch)
Other provision: “Organisatie_en_bijeenroeping_AV” (deed in Dutch)
Other provision: “Schriftelijke_AV” (deed in Dutch)
Other provision: “Toegang algemene vergadering, enkel stemrecht geschorst mag deelnemen zonder stemming” (deed in Dutch)
Other provision: “Bestuurder, bij gebrek aanwezige aandeelhouder met meeste aandelen, bij pariteit oudste, zittingen processen-verbaal” (deed in Dutch)
Other provision: “Bestuursorgaan tijdens zitting, verdaging” (deed in Dutch)
Other provision: “Bestemming winst reserves, algemene vergadering op voorstel bestuursorgaan” (deed in Dutch)
Liquidation distribution: “Nog in natura voorhanden goederen zelfde wijze verdeeld, netto actief onder alle aandeelhouders in verhouding aantal aandelen” (deed in Dutch)
Other provision: “Clausules strijdig met dwingende bepalingen WVV geacht niet geschreven, gemeen recht” (deed in Dutch)
4 more provisions in the deed, see the deed of 15-04-2024

deed of 15-04-2024