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V7 CONSTRUCT

Active
Private limited companyfounded 2023active for 2 yearsBergensesteenweg 24, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 1002.015.245
Summary

The computed 12-month bankruptcy probability of V7 CONSTRUCT is 5.3% (elevated). The 2025 annual accounts show equity of €22,316 and a net result of €11,042. Its solvency ranks better than 73% of 2,797 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 07-11-2023 Normal situation
Registered office
604 active companies are registered at this address 116 started in the 12 months before. Source: KBO register, as of 3 November 2026.
Activity
General construction of residential buildings NACE 41001and 2 others
Establishment unit
2.351.598.813 2830 Willebroek, since 07-11-2023
Financial year end
31 December
Peppol
Reachable since 24-12-2025

Board and ownership

Board

Financial position

41 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.3%
Annual accounts 2025
Gross margin
€22,294
▲ 26.1%
Turnover
≈ €280,000
estimated
Profit
€11,042
▲ 7.5%
Equity
€22,316
▲ 98.0%
Total assets
€36,632
▼ 21.7%
Score breakdownraises risk2 changes of registered office in 24 monthsFounded in 2023Size: total assets €36,632lowers riskLiquidity: current ratio 1.59, cash €16,612Show the evidence

Checked score

Score 2025
41 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 83% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 86+37
equity 60.9% of total assets
Liquidity 82+44
short-term debt 39.1% · cash 45.3%
Profitability 100+4
return on assets 30.1%
Bankruptcy probability within 12 months
5.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 3.6% 01-2025: 3.7%▲ +0.1 percentage points vs 12-2024 02-2025: 3.8%▲ +0.1 percentage points vs 01-2025 03-2025: 4.2%▲ +0.4 percentage points vs 02-2025 04-2025: 4.2%● unchanged vs 03-2025 05-2025: 4.6%▲ +0.4 percentage points vs 04-2025 06-2025: 5.0%▲ +0.4 percentage points vs 05-2025 07-2025: 5.0%● unchanged vs 06-2025 08-2025: 4.8%▼ -0.2 percentage points vs 07-2025 09-2025: 3.0%▼ -1.8 percentage points vs 08-2025 10-2025: 3.0%● unchanged vs 09-2025 11-2025: 3.1%▲ +0.1 percentage points vs 10-2025 12-2025: 3.1%● unchanged vs 11-2025 01-2026: 3.1%● unchanged vs 12-2025 02-2026: 3.1%● unchanged vs 01-2026 03-2026: 3.1%● unchanged vs 02-2026 04-2026: 3.3%▲ +0.2 percentage points vs 03-2026 05-2026: 3.3%● unchanged vs 04-2026 06-2026: 5.2%▲ +1.9 percentage points vs 05-2026 07-2026: 5.4%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 1.8%▼ -3.6 percentage points vs 07-2026lowest value 09-2026: 1.8%● unchanged vs 08-2026lowest value 10-2026: 5.3%▲ +3.5 percentage points vs 09-2026 11-2026: 5.3%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 1.59 (0.99 in 2024), above the usual 1.5. Short-term debt is 39.1% and cash 45.3% of total assets. 39.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 70% of them on solvency, 84% on liquidity, 91% on profitability and 88% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.59, cash €16,612
NBB · annual accounts
raises risk · Size: total assets €36,632
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
29 days early
2024
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 13 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Financials

Financials · financial year 2025, abbreviated format

Annual accounts 2025 filed on 02-07-2026 at the NBB all 2 filings

Turnover
≈ €280,000
Estimated: probably between €130,000 and €530,000
Total assets
€36,632▼ 21.7%
2024 · €46,813
Net result
€11,042▲ 7.5%
2024 · €10,273
Working capital
€8,488
2024 · -€182
Multi-year overview
2024 to 2025, 2 financial years
Operating result
€14,693
▲ 10.7% 2025
20242025
Net result
€11,042
▲ 7.5% 2025
middle half of the sector
20242025
Equity
€22,316
▲ 98.0% 2025
lowest quarter of the sector
20242025
Total assets
€36,632
▼ 21.7% 2025
lowest quarter of the sector
20242025
Debt
€14,317
▼ 59.7% 2025
20242025
Working capital
€8,488
2025
middle half of the sector
20242025
Solvency
60.9%
▲ 36.8pp 2025
middle half of the sector
20242025
Current ratio
1.59
▲ 0.60 2025
middle half of the sector
20242025
Return on assets (ROA)
30.1%
▲ 8.2pp 2025
highest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€13,269-€14,693▲ 10.7%
Net result€10,273within the sector's middle half-€11,042within the sector's middle half▲ 7.5%
Equity€11,273below the sector's middle half-€22,316below the sector's middle half▲ 98.0%
Total assets€46,813below the sector's middle half-€36,632below the sector's middle half▼ 21.7%
Debt€35,540-€14,317▼ 59.7%
Working capital-€182below the sector's middle half-€8,488within the sector's middle half
Solvency24.1%within the sector's middle half-60.9%within the sector's middle half▲ 36.8pp
Current ratio0.99below the sector's middle half-1.59within the sector's middle half▲ 0.60
Return on assets (ROA)21.9%above the sector's middle half-30.1%above the sector's middle half▲ 8.2pp
above within below The sector band is the middle half of the companies in Construction of residential and non-residential buildings (NACE 41). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 11% higher than in 2024.

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36,632
Fixed assets €13,827 ▼ 29.3%
Current assets €22,805 ▼ 16.3%
Equity and liabilities €36,632
Equity €22,316 ▲ 98.0%
Debt €14,317 ▼ 59.7%
Debt's share of the balance-sheet total falls from 75.9% to 39.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€22,294▲
2024 · €17,339
Cash flow
€18,644▲
2024 · €14,343
Debt to equity
0.64▼
2024 · 3.15
ROE
49.5%▼
2024 · 91.1%
Interest coverage
26.55▼
2024 · 40.91
Debt ≤ 1 year
€14,317▼
2024 · €27,431
Income taxes
€2,816▲
2024 · €2,572
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20242025
Tangible fixed assets€21,227€1,864
Intangible fixed assets€2,407-
Depreciation and write-downs of the year€4,070€7,601

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€46,813€36,632▼
Fixed assets21/28€19,564€13,827▼
Tangible fixed assets22/27€19,564€13,827▼
Furniture and vehicles24€19,564€13,827▼
Current assets29/58€27,249€22,805▼
Amounts receivable within one year40/41€20,334€5,580▼
Trade receivables40€14,557€4,866▼
Other amounts receivable41€5,777€714▼
Cash at bank and in hand54/58€6,915€16,612▲
Deferred charges and accrued income490/1-€614
Equity and liabilities
Total equity and liabilities10/49€46,813€36,632▼
Equity10/15€11,273€22,316▲
Contributions10/11€1,000€1,000=
Contributions outside capital11-€1,000
Other1109/19-€1,000
Profit (loss) carried forward14€10,273€21,316▲
Amounts payable17/49€35,540€14,317▼
Amounts payable after more than one year17€8,109-
Financial debts170/4€8,109-
Amounts payable within one year42/48€27,431€14,317▼
Current portion of amounts payable after more than one year42€9,357€8,109▼
Trade debts44€13,219€1,089▼
Suppliers440/4€13,219€1,089▼
Taxes, remuneration and social security45€2,572€2,816▲
Taxes450/3€2,572€2,816▲
Other amounts payable47/48€2,283€2,303▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,070€7,601▲
Other operating charges640/8€345-
Gross operating margin9900€17,684€22,294▲
Operating profit (loss)9901€13,269€14,693▲
Financial income75/76B€0€6▲
Recurring financial income75€0€6▲
Financial charges65/66B€424€840▲
Recurring financial charges65€424€840▲
Profit (loss) for the period before taxes9903€12,845€13,859▲
Income taxes67/77€2,572€2,816▲
Profit (loss) for the period9904€10,273€11,042▲
Profit (loss) for the period to be appropriated9905€10,273€11,042▲
Appropriation of the result
Profit (loss) to be appropriated9906€10,273€21,316▲
Profit (loss) brought forward from the previous period14P-€10,273

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 02-07-2026.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,070€7,601▲ 86.8%
Other operating charges640/8€345--
Gross operating margin9900€17,684€22,294▲ 26.1%
Operating profit (loss)9901€13,269€14,693▲ 10.7%
Financial income75/76B€0€6▲ 278×
Recurring financial income75€0€6▲ 278×
Financial charges65/66B€424€840▲ 98.1%
Recurring financial charges65€424€840▲ 98.1%
Profit (loss) for the period before taxes9903€12,845€13,859▲ 7.9%
Income taxes67/77€2,572€2,816▲ 9.5%
Profit (loss) for the period9904€10,273€11,042▲ 7.5%
Profit (loss) for the period to be appropriated9905€10,273€11,042▲ 7.5%
Line20242025Change
Assets
Total assets20/58€46,813€36,632▼ 21.7%
Fixed assets21/28€19,564€13,827▼ 29.3%
Tangible fixed assets22/27€19,564€13,827▼ 29.3%
Furniture and vehicles24€19,564€13,827▼ 29.3%
Current assets29/58€27,249€22,805▼ 16.3%
Amounts receivable within one year40/41€20,334€5,580▼ 72.6%
Trade receivables40€14,557€4,866▼ 66.6%
Other amounts receivable41€5,777€714▼ 87.6%
Cash at bank and in hand54/58€6,915€16,612▲ 140%
Deferred charges and accrued income490/1-€614-
Equity and liabilities
Total equity and liabilities10/49€46,813€36,632▼ 21.7%
Equity10/15€11,273€22,316▲ 98.0%
Contributions10/11€1,000€1,000=
Contributions outside capital11-€1,000-
Other1109/19-€1,000-
Profit (loss) carried forward14€10,273€21,316▲ 107%
Amounts payable17/49€35,540€14,317▼ 59.7%
Amounts payable after more than one year17€8,109--
Financial debts170/4€8,109--
Amounts payable within one year42/48€27,431€14,317▼ 47.8%
Current portion of amounts payable after more than one year42€9,357€8,109▼ 13.3%
Trade debts44€13,219€1,089▼ 91.8%
Suppliers440/4€13,219€1,089▼ 91.8%
Taxes, remuneration and social security45€2,572€2,816▲ 9.5%
Taxes450/3€2,572€2,816▲ 9.5%
Other amounts payable47/48€2,283€2,303▲ 0.8%
Line20242025Change
Profit (loss) for the period9904€10,273€11,042▲ 7.5%
+ Depreciation and write-downs630€4,070€7,601▲ 86.8%
Operating cash flow (approximation)€14,343€18,644▲ 30.0%
Investment in fixed assets (approximation)--€1,864-
Change in cash-€9,697-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as V7 CONSTRUCT has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of V7 CONSTRUCT itself is higher: 5.3% within 12 months. It rests on far more data about V7 CONSTRUCT than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for V7 CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 02-07-2026 2026-00264412 PDF
31-12-2024 micro format 04-08-2025 2025-00359433 PDF

Board & ownership

Directors

Directors
1 director, no change since 2023
VLAD Vladimir
Director · appointed in the act of 09-11-2023 · term without a fixed end
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 13 : Vertegenwoordiging van de vennootschap De (iedere) bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als…”
deed of 09-11-2023

Owners and capital

Shareholders

At incorporation act of 09-11-2023 ↗

Capital transactions

Capital over time
  1. 09-11-2023 Incorporation · €1,000 · 100 shares

Articles of association

Board and representation

Board ruleThese rules set how the board is made up, meets and takes decisions.
“1, bestuur”
“1, comparant”

Capital, shares and profit

Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
“Aandelen op naam, 100”
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Procedure- en expertisekosten voor helft ten laste overdrager en helft ten laste koper(s) naar evenredigheid verworven aantal bij meerdere…”

Articles of association, deed of 09-11-2023 (in Dutch)

Network & group

V7 CONSTRUCT shares no director with another company.

Companies at the same address

603 other companies

Connections & network

1 current director
Depth

The network starts from the directors of V7 CONSTRUCT. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
15-09
Gazette deed Registered office moved from Grimbergen to Sint-Pieters-Leeuw
New seat: Bergensesteenweg 24 bus 8, 1600 Sint-Pieters-Leeuw · Previous seat: Mutsaardplein 2, 1853 Grimbergen (Strombeek-Bever), België2 points ▸
  • General meeting, 11-09-2026
  • Registered-office move, Bergensesteenweg 24 bus 8, 1600 Sint-Pieters-Leeuw

Open the act in the Belgian Official Gazette

02-07
NBB filing Annual accounts 2025 filedNBB
abbreviated format · 29 days before the deadline
05-05
Gazette deed Registered office moved from Sint-Niklaas to Grimbergen
New seat: Mutsaardplein 2, 1853 Grimbergen · Previous seat: Schoonhoudtstraat 130, 9111 Sint-Niklaas · Director in office3 points ▸
  • Registered-office move, Mutsaardplein 2, 1853 Grimbergen
  • General meeting, 18-03-2026
  • Director in office, VLAD Vladimir (director)

Open the act in the Belgian Official Gazette

2025
04-08
NBB filing Annual accounts 2024 filedPDF
micro format · 4 days late
2023
09-11
Gazette deed Incorporation
Starting capital €1,000 · Appointment: VLAD Vladimir (director) · Pre-incorporation commitments · Declaration14 points ▸
  • Director appointment, VLAD Vladimir (director)
  • Pre-incorporation commitments, “takeover, alle gestelde verbintenissen genomen door oprichter in haar naam” (deed in Dutch)
  • Other provision, “uitvoering van het voorwerp, notaris heeft aandacht gevestigd op feit dat vennootschap in uitvoering van voorwerp kan verplicht zijn nodige voorafgaande toelati…” (deed in Dutch)
  • Declaration, “attest van burgerlijke stand, naam,voornamen en woonplaats comparant op zicht officiële stukken vereist door wet,zijnde nationaal register en inschrijvingsnumme…” (deed in Dutch)
  • Other provision, “digitaal afschrift en uittreksel, afgegeven overeenkomstig artikel 2:6,paragraaf één,Wetboek van vennootschappen en verenigingen met oog op neerlegging op griff…” (deed in Dutch)
  • Founder, VLAD Vladimir
  • Power of attorney, DURAKU Vanessa
  • Incorporation, “V7 CONSTRUCT” (deed in Dutch)
  • Founding capital, €1,000
  • Capital contribution, €1,000
  • Other provision, “kosten,vergoedingen en lasten ten laste van vennootschap uit hoofde van oprichting, ongeveer / euro” (deed in Dutch)
  • Other provision, “financieel plan, voorlegging aan notaris” (deed in Dutch)
  • The act holds 2 more points.

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 7 November 2023, V7 CONSTRUCT was incorporated as a private limited company by one natural person, with a starting capital of €1,000.12 The registered office moved to Grimbergen in 2026 and to Sint-Pieters-Leeuw in 2026.34 VLAD Vladimir is director of the company, appointed in the act of 09-11-2023.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 09-11-2023
  3. 3Belgian Official Gazette, 05-05-2026
  4. 4Belgian Official Gazette, 15-09-2026

Company details

Register details

Identity

KBO record
Name V7 CONSTRUCT in Dutch
Enterprise number 1002.015.245
Legal form Private limited company
Status Active, normale toestand
Founded 07-11-2023
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 09-11-2023 (in Dutch)
Name clauseThe company operates under this name according to its articles.
V7 CONSTRUCT
deed of 09-11-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, bekendmaking in bijlage Belgisch Staatsblad door toedoen van bestuur”
deed of 09-11-2023 (in Dutch)

Registered office and establishments

Registered office Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw, Belgium
1 former office
  • Schoonhoudtstraat 130, 9111 Sint-Niklaas until 18-03-2026 · act of 05-05-2026
Establishment unit V7 CONSTRUCT, Mispelweg 6, 2830 Willebroek since 07-11-2023 · unit number 2.351.598.813

Activities

NACEBEL 2025
41001 General construction of residential buildings main activity
35110 Production of electricity from non-renewable sources
81210 General cleaning of buildings
Codes under NACEBEL 2008
41201 General construction of buildings main activity
35110 Electricity, gas, steam and air conditioning supply
81210 General cleaning of buildings

Invoicing and payment

VAT number BE 1002.015.245
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1002015245
Other Peppol ID 9925:BE1002015245
Registered 24-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1002.015.245

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
30 June at 11:00
deed of 09-11-2023 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map
604 companies at this address See who is registered here

Buildings and parcels at the addresses

Ground area
6,505 m²
Building footprint
1,248 m²
Building volume
7,308 m³
Tallest building: 9.5 m.
Cadastral parcel Region Area Buildings Height / floors
12342C0044/00V000 Flanders 4,867 m² 1 · 850 m² 6.5 m · 2
23077A0118/00W082 Flanders 1,638 m² 1 · 398 m² 9.5 m · 3