Turnover
≈ €330,000 estimated
The micro format states no turnover.
V4VALUE
Overview
Lifetime
1 annual account with figurespeak €195,699 (2025)
€195,699
peak €148,629 (2025)
€148,629
peak €149,629 (2025)
€149,629
€57,890
Board1 name since 2024
1 directorLE DUC Valérie Marie-Elise
Documentsfilings and deeds
02-05-20262 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€1,000 100 shares
Position in the sector
€148,629
Higher net result than 91% of companies in head offices and management consultancy. Sector median €27,138 · 39,380 companies.
2025 accounts filed 2 days after the deadline
Checked score
97
Excellent
Financially stronger than 78% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 0.4%
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.5%▲ +0.1 percentage points vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026highest value
08-2026: 0.6%● unchanged vs 07-2026highest value
09-2026: 0.6%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.6 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 3.59, cash €176,826
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €207,520
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 68% of them on solvency, 82% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as V4VALUE has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of V4VALUE itself is lower: < 0.1% within 12 months. It rests on far more data about V4VALUE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for V4VALUE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.59, above the usual 1.5. Short-term debt is 27.9% and cash 85.2% of total assets. 27.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 2 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-05-2026, 2 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
2 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010423561
Incorporation
Founding capital of €1,000, 100 shares · Founder: LE DUC Valérie Marie-Elise (comparant) · Appointment: LE DUC Valérie Marie-Elise (director) · published on 19-06-2024 · Gazette deed
First establishment
Klapgat 8, Haacht
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as V4VALUE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €190,000 and €238,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 17-06-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 4 others
- Establishment unit
- 2.361.737.7863150 Haacht, since 17-06-2024
- Financial year end
- 30 September
- Peppol
- Reachable since 21-10-2026
Annual accounts to 30-09-2025
- €195,699
- €148,629
- €149,629
- €207,520
- Filing
- Filed on 02-05-2026
Insights on V4VALUE
V4VALUE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149,629 and a net result of €148,629.
Its solvency ranks better than 68% of 39,364 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 02-05-2026, 2 days late€195,699
€195,497
€148,629
€149,672
72.1%
3.59
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €330,000. Estimated: probably between €280,000 and €400,000.
Balance sheet
balance sheet total €207,520 on 30-09-2025What the company ownsHow it is paid for
Position in the sector
72.1%
Higher than 68% of 39,364 companies in 2025.
3.59
Higher than 69% of 38,048 companies in 2025.
71.6%
Higher than 95% of 38,520 companies in 2025.
V4VALUE
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
207,520 | |
29/58 |
207,520 | |
40/41 |
29,559 | |
40 |
28,559 | |
41 |
1,000 | |
54/58 |
176,826 | |
490/1 |
1,135 | |
| Balance sheet: equity and liabilities | ||
10/49 |
207,520 | |
10/15 |
149,629 | |
10/11 |
1,000 | |
13 |
148,629 | |
133 |
148,629 | |
17/49 |
57,890 | |
42/48 |
57,848 | |
44 |
132 | |
440/4 |
132 | |
45 |
57,715 | |
450/3 |
44,976 | |
454/9 |
12,739 | |
492/3 |
43 | |
| Income statement | ||
9900 |
195,699 | |
640/8 |
201 | |
9901 |
195,497 | |
75/76B |
120 | |
75 |
120 | |
65/66B |
2,012 | |
65 |
2,012 | |
9903 |
193,605 | |
67/77 |
44,976 | |
9904 |
148,629 | |
9905 |
148,629 | |
| Appropriation of the result | ||
9906 |
148,629 | |
691/2 |
148,629 | |
6921 |
148,629 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 02-05-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 2 days after the deadline. Filed on 2 May 2026, deadline 30 April 2026 (7 months after the close on 30 September 2025, Companies Code art. 3:10). Source: NBB, 2026-00099357.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 02-05-2026 | 2026-00099357 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 149,672 | ||
| 72.1% | ||
| 3.59 | ||
| 0.39 | ||
| 99.3% | ||
| 71.6% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on V4VALUE
Debt's share of the balance-sheet total is 27.9%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 19-06-2024
term for the life of the company
Mandates through the years
1 name, the dashed line is todayLE DUC Valérie Marie-Elise
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- LE DUC Valérie Marie-Elise
- Director (not named in the articles), appointed by deed of 19-06-2024, still in office
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €1,496 in 2025
- Source
- deed of 19-06-2024
Articles of association
deed of 19-06-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
Shareholders
At incorporation
deed of 19-06-2024 ↗
- LE DUC Valérie Marie-Elise 100 shares (100%) · €1,000 in cash
Network & group
No group
V4VALUE has no parent and no holdings in its annual accounts. LE DUC Valérie Marie-Elise is the only director. V4VALUE shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:1010423561
Annual accounts 2025 filed NBBmicro format · 2 days late
2024
IncorporationFounding capital of €1,000, 100 shares · Founder: LE DUC Valérie Marie-Elise (comparant) · Appointment: LE DUC Valérie Marie-Elise (director) · published on 19-06-20245 points ▸
- Founder, LE DUC Valérie Marie-Elise (comparant)
- Power of attorney, COREMANS Ruth Tine Cyriel
- Founding capital, €1,000, 100 shares
- Registered office clause, Klapgat 8, b0301, 3150 Haacht
- Director appointment, LE DUC Valérie Marie-Elise (director (not named in the articles))
- The deed holds 4 more points.
First establishment Klapgat 8, Haacht
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1010.423.561
- VAT number
- BE 1010.423.561
- Peppol ID
- 0208:1010423561
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 17-06-2024
- Financial year
- ends on 30 September
- Peppol
- Reachable since 21-10-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- V4VALUE in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 19-06-2024 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- V4VALUEdeed of 19-06-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 19-06-2024 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
64999
Other financial services
Codes under NACEBEL 2008
70220
Business consulting main activity
64999
Financial service activities, except insurance and pension funding
68311
Real estate activities
68312
Real estate activities
68321
Real estate activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van advies inzake management,financieel,strategisch,IT Services,HR services; Overige adviesbureaus op het gebied van…”deed of 19-06-2024 (in Dutch)
23 activities
- Het verlenen van advies inzake management,financieel,strategisch,IT Services,HR services
- Overige adviesbureaus op het gebied van bedrijfsbeheer,adviesbureaus op het gebied van bedrijfsvoering.
- Consultancy met betrekking tot HR aangelegenheden
- Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding en zo verder.
- Berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning,organisatie,efficiëntie,en zo verder.
- Algemene audit-activiteiten.
- Overige zakelijke dienstverlening,Interim-management Projectmanagement Changemanagement Diverse administratieve activiteiten ten behoeve van kantoren.
- Overige dienstverlenende activiteiten op het gebied van informatie
- Verlenen van advies en praktische hulp aan de bedrijven in verband met public relations en communicatie.Computerconsultancy-activiteiten.
- De exploitatie van een studie-,organisatie- en raadgevend bureau inzake financiële,technische,management en personeelsaangelegenheden,bedrijfsvoering,marketing,consulting en administratie
- Het verlenen van diensten en adviezen in de meest ruime zin van het woord aan bedrijven en ondernemingen van alle aard,onder meer inzake financiële,handels-,bedrijfseconomische of sociale aangelegenheden
- Het verlenen van technische of commerciële bijstand aan alle Belgische en buitenlandse ondernemingen
- Het verlenen van advies en bijstand ten aanzien van personeels- en organisatiebeheer voor organisaties van allerlei aard,met inbegrip van headhunting en plaatsing van personeel
- Onderzoekswerk en advies in het kader van rekrutering en het leveren van alle diensten die rechtstreeks of onrechtstreeks verbonden zijn aan de rekrutering
- Activiteiten van werving en selectie,waarbij (a) onder werving wordt verstaan het geheel van activiteiten dat in opdracht van een werkgever wordt uitgevoerd met betrekking tot het bekendmaken van een openstaande arbeidsplaats,en (b) onder selectie wordt verstaan het geheel van activiteiten dat in opdracht van een werkgever wordt uitgevoerd met het oog op het uitbrengen van een advies nopens de geschiktheid van de sollicitanten voor één of meerdere vacatures
- Het geven van cursussen en opleidingen,het organiseren van studiedagen en seminaries
- Het verlenen van financiële bijstand
- De dienstverlening in verband met alle managementactiviteiten zoals het tussenkomen in het dagelijks bestuur,de vertegenwoordiging van bedrijven op grond van het bezit van of de controle over het maatschappelijk kapitaal,dit zowel in het binnen- als in het buitenland
- Voor eigen rekening,het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse bestaande of nog op te richten vennootschappen.
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen,het beheren van beleggingen en participaties in dochtervennootschappen,het waarnemen van bestuurdersfuncties,het verlenen van advies,management,bijstand en andere diensten aan alle verbonden ondernemingen of aan ondernemingen waarin de vennootschap zelf een participatie bezit,of in overeenstemming met de activiteiten die de vennootschap zelf voert
- Voor eigen rekening,voor rekening van derden of in medewerking met derden bij te dragen tot de vestiging en de ontwikkeling van ondernemingen en inzonderheid:a/ Het bevorderen van de oprichting van vennootschappen door inbreng,participatie of investering.b/ Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren onder om het even welke vorm;in dit kader kan zij zich ook borg stellen of aval verlenen in de meest ruime zin,alle handels- en financiële operaties verrichten behalve die welke wettelijk voorbehouden zijn aan depositobanken,houders van deposito’s op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen.c/ Het verlenen van adviezen van financiële,technische,commerciële of administratieve aard,in de ruimste zin,met uitzondering van beleggingsadviezen,bijstand en diensten verlenen,rechtstreeks of onrechtstreeks,op het vlak van administratie en financiën,verkoop,productie en algemeen bestuur.d/ Het waarnemen van alle bestuursopdrachten,het uitoefenen van mandaten en functies in andere vennootschappen.e/ Het beheer van een onroerend vermogen en de huurfinanciering van onroerende goederen aan derden,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen,zoals het onderhoud,de ontwikkeling,de verfraaiingen,de verhuring van deze goederen,alsmede zich borgstellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen.
- De vennootschap kan alle onroerende en hiermee betrekking hebbende roerende verrichtingen doen,zowel in België als in het buitenland,namelijk het verwerven,oordeelkundig uitbreiden,ruilen,vervreemden,beheren,huren,verhuren,onderverhuren,laten bouwen en verbouwen,in optie geven of nemen,de promotie en het makelen,het in waarde brengen van alle eigendommen en gronden inclusief de onroerende leasing,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan.Zij mag overgaan tot het aankopen,opschikken,uitrusten,valoriseren en bouwen van onroerende goederen,al dan niet gemeubeld.Inbegrepen alle verkrijgingen en overdrachten van zakelijke rechten op gebouwen,zoals vruchtgebruik,recht van opstal,erfpacht.Zij mag handel drijven in alle mogelijke grondstoffen en materialen waaruit en waarmede gebouwen worden opgericht,samengesteld,uitgerust,afgewerkt of versierd.Zij mag beschikbare middelen beleggen in roerende goederen en waarden.Zij mag optreden als inkoop- en verkoopkantoor voor alle goederen en agentschappen,alles in de ruimste zin,opsommend en niet limitatief.
- Daartoe zal de vennootschap alle commerciële,financiële,industriële,roerende en onroerende handelingen mogen verrichten die rechtstreeks of onrechtstreeks,geheel of deels verband houden met haar maatschappelijk voorwerp of die van aard zijn de verwezenlijking daarvan te vergemakkelijken of uit te breiden.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Klapgat 8 registered office 3150 Haacht | 17-06-2024 | 2.361.737.786 |
Buildings and parcels at the address
- Ground area
- 2,836 m²
- Buildings
- 1,018 m²
- Volume, LiDAR
- 1,258 m³
- Tallest building
- 14.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24033F0618/00A000 | 2,836 m² | 1 · 1,018 m² | 14.7 m |