V2-ARCHITECTEN
ActiveV2-ARCHITECTEN has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €415k and a net result of €125k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 57% of 1991 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+14
Solvency78▼-13
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.11 against 3.36 in 2024; short-term debt: 43.6% and cash: 45.1% of total assets), and 46.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.2%
Return on assets
16%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
14 d early
2023
29 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
81 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€415k▲ 43.1%
2024 · €290k
2018: €145k
2019: €122k
2020: €122k
2021: €259k
2022: €221k
2023: €267k
2024: €290k
2018 → 2025
Total assets
€780k▲ 77.4%
2024 · €440k
2018: €274k
2019: €488k
2020: €313k
2021: €755k
2022: €518k
2023: €586k
2024: €440k
2018 → 2025
Net result
€125k▲ 435%
2024 · €23k
2018: €59k
2019: €87k
2020: €43k
2021: €136k
2022: €13k
2023: €90k
2024: €23k
2018 → 2025
Working capital
€376k▲ 43.4%
2024 · €262k
2018: €165k
2019: €155k
2020: €156k
2021: €295k
2022: €201k
2023: €264k
2024: €262k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€259k-€221k▼ 14.4%€267k▲ 20.4%€290k▲ 8.8%€415k▲ 43.1%
Operating result€187k-€19k▼ 89.9%€132k▲ 600%€36k▼ 72.9%€166k▲ 364%
Net result€136k-€13k▼ 90.7%€90k▲ 607%€23k▼ 74.0%€125k▲ 435%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 364% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €780k
Fixed assets
€64k▼ 3.1%
Current assets
€716k▲ 91.6%
Equity and liabilities €780k
Equity
€415k▲ 43.1%
Debt
€365k▲ 144%
The debt ratio rises from 34.0% to 46.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€184k▲
2024 · €44k
Cash flow
€143k▲
2024 · €32k
Solvency
53.2%▼
2024 · 66.0%
Current ratio
2.11▼
2024 · 3.36
Quick ratio
2.11▼
2024 · 3.36
Debt / equity
0.88▲
2024 · 0.52
ROE
30.1%▲
2024 · 8.1%
ROA
16.0%▲
2024 · 5.3%
Interest coverage
81.59▲
2024 · 10.70
Debt
€365k▲
2024 · €150k
Debt ≤ 1 year
€340k▲
2024 · €111k
Debt > 1 year
€25k▼
2024 · €34k
Income taxes
€39k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€440k€780k▲
Fixed assets21/28€66k€64k▼
Tangible fixed assets22/27€66k€64k▼
Furniture and vehicles24€4k€15k▲
Leasing and similar rights25€59k€47k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€373k€716k▲
Amounts receivable within one year40/41€149k€345k▲
Trade receivables40€149k€345k▲
Other amounts receivable41€388€587▲
Cash at bank and in hand54/58€195k€352k▲
Deferred charges and accrued income490/1€29k€18k▼
Equity and liabilities
Total equity and liabilities10/49€440k€780k▲
Equity10/15€290k€415k▲
Contributions10/11€19k€19k=
Reserves13€149k€149k=
Distributable reserves133€149k€149k=
Profit (loss) carried forward14€123k€248k▲
Amounts payable17/49€150k€365k▲
Amounts payable after more than one year17€34k€25k▼
Financial debts170/4€34k€25k▼
Amounts payable within one year42/48€111k€340k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€41k€279k▲
Suppliers440/4€41k€279k▲
Taxes, remuneration and social security45€47k€20k▼
Taxes450/3€42k€15k▼
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€15k€31k▲
Accrued charges and deferred income492/3€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€18k▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€49k€186k▲
Operating profit (loss)9901€36k€166k▲
Financial income75/76B€161€490▲
Recurring financial income75€161€490▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€32k€164k▲
Income taxes67/77€8k€39k▲
Profit (loss) for the period9904€23k€125k▲
Profit (loss) for the period to be appropriated9905€23k€125k▲
Appropriation of the result
Profit (loss) to be appropriated9906€123k€248k▲
Profit (loss) brought forward from the previous period14P€99k€123k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €13k ▼90.7%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €136k ▲220%
Operating result €187k, net result €136k, both a record.
31-12
Financial
Equity above €200kEq €259k ▲112%
4 profitable years in a row build equity to €259k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
20-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 81 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Petrus en Paulusstraat 57b8800 RoeselareGround area
424 m²
Building footprint
139 m²
Volume, LiDAR
672 m³
Parcel 36302B0020/00K000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
V2-ARCHITECTEN
since 20132.225.471.691
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36302B0020/00K000 | Flanders | 424 m² | 1 · 139 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,977 EUR awarded · 1,550 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 272 EUR |
| 2024 | 1 | 1,977 EUR | 1,278 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Architectenbureau Marc Vanderauwera
BE 0827.380.009
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RUSODA ARCH.
BE 0735.533.875
Gent · Eq €413k
IN-PLANO
BE 0862.285.656
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robbrechtverwerft architecten
BE 0895.423.727
Gent · Eq €413k
AGENCE D'ARCHITECTES OLIVIER RUSSE
BE 0887.148.241
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Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 4,271 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2013
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.