V2.0
ActiveV2.0 has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €296k and a net result of €33k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 52% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
98
/ 100
Excellent▲ +4 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability55▲+45
Solvency89▼-11
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 4.29 in 2023), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
44 d late
2022
12 d early
2021
43 d late
2020
81 d late
2019
105 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€296k▼ 5.6%
2023 · €314k
2018: €192k
2019: €245k
2020: €284k
2021: €357k
2022: €308k
2023: €314k
2018 → 2024
Total assets
€495k▲ 1.9%
2023 · €486k
2018: €361k
2019: €523k
2020: €534k
2021: €594k
2022: €515k
2023: €486k
2018 → 2024
Net result
€33k▲ 436%
2023 · €6k
2018: €68k
2019: €170k
2020: €39k
2021: €73k
2022: €-50k
2023: €6k
2018 → 2024
Working capital
€35k▼ 53.9%
2023 · €76k
2018: €187k
2019: €70k
2020: €114k
2021: €126k
2022: €64k
2023: €76k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€284k-€357k▲ 25.7%€308k▼ 13.9%€314k▲ 2.0%€296k▼ 5.6%
Operating result€114k-€108k▼ 5.5%€-48k€8k€46k▲ 447%
Net result€39k-€73k▲ 88.0%€-50k€6k€33k▲ 436%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 447% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €495k
Fixed assets
€395k▲ 2.4%
Current assets
€100k▲ 0.3%
Equity and liabilities €495k
Equity
€296k▼ 5.6%
Provisions
€26k▼ 6.2%
Debt
€173k▲ 20.0%
The debt ratio rises from 29.6% to 34.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€68k▲
2023 · €33k
Cash flow
€55k▲
2023 · €31k
Solvency
59.8%▼
2023 · 64.6%
Current ratio
1.54▼
2023 · 4.29
Quick ratio
1.54▼
2023 · 4.29
Debt / equity
0.58▲
2023 · 0.46
ROE
11.0%▲
2023 · 1.9%
ROA
6.6%▲
2023 · 1.3%
Interest coverage
20.84▲
2023 · 11.86
Debt
€173k▲
2023 · €144k
Debt ≤ 1 year
€65k▲
2023 · €23k
Debt > 1 year
€108k▼
2023 · €121k
Income taxes
€15k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€486k€495k▲
Fixed assets21/28€386k€395k▲
Intangible fixed assets21€304€0▼
Tangible fixed assets22/27€386k€364k▼
Land and buildings22€275k€257k▼
Plant, machinery and equipment23€1k€460▼
Furniture and vehicles24€10k€7k▼
Other tangible fixed assets26€99k€99k=
Financial fixed assets28-€32k
Current assets29/58€100k€100k▲
Amounts receivable within one year40/41€17k€65k▲
Trade receivables40€14k€3k▼
Other amounts receivable41€4k€62k▲
Cash at bank and in hand54/58€81k€30k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€486k€495k▲
Equity10/15€314k€296k▼
Contributions10/11€6k€6k=
Reserves13€394k€377k▼
Tax-exempt reserves132€84k€78k▼
Distributable reserves133€310k€298k▼
Profit (loss) carried forward14€-87k€-87k=
Provisions and deferred taxes16€28k€26k▼
Deferred taxes168€28k€26k▼
Amounts payable17/49€144k€173k▲
Amounts payable after more than one year17€121k€108k▼
Financial debts170/4€121k€108k▼
Amounts payable within one year42/48€23k€65k▲
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€9k€16k▲
Taxes450/3€9k€16k▲
Other amounts payable47/48-€30k
Accrued charges and deferred income492/3-€150
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€22k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€318
Gross operating margin9900€36k€70k▲
Operating profit (loss)9901€8k€46k▲
Financial income75/76B€676€3k▲
Recurring financial income75€676€3k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€6k€45k▲
Transfer from deferred taxes780€2k€2k▲
Income taxes67/77€2k€15k▲
Profit (loss) for the period9904€6k€33k▲
Transfer from tax-exempt reserves789€6k€6k▼
Profit (loss) for the period to be appropriated9905€12k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-75k€-48k▲
Profit (loss) brought forward from the previous period14P€-87k€-87k=
Transfer from equity791/2-€50k
Transfer to equity691/2€12k€38k▲
To other reserves6921€12k€38k▲
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-50k ▼168%
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 43 days late
2021
20-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 81 days late
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
2019
31-12
Financial
Highest result since 2018net €170k ▲151%
Net result €170k, the highest in the series.
31-12
Financial
Equity above €200kEq €245k ▲27.7%
2 profitable years in a row build equity to €245k.
18-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 140 days late
2018
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 148 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
24-04-2024
Johan Ruts: Resigned as Director
24-04-2024
V2.0 BV: Appointed as Permanent representative
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dennenlaan(HSD) 549120 Beveren-Kruibeke-ZwijndrechtGround area
1,608 m²
Building footprint
192 m²
Volume, LiDAR
1,036 m³
Parcel 46009A0364/00F000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dennenlaan(HSD) 54, 9120 Beveren-Kruibeke-Zwijndrecht
since 20032.123.209.046
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46009A0364/00F000 | Flanders | 1,608 m² | 1 · 192 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KO PA
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AKSHAY
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NATECEL
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C2 CONSULT
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Ingenio-GRC
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 38,097 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.